Money and Investing with Andrew Baxter

Andrew Baxter

Money and Investing with Andrew Baxter looks at growing wealth and investment strategies for everyday Australians. read less
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Episodes

Navigating Divorce: Financial Insights and Guidance
Yesterday
Navigating Divorce: Financial Insights and Guidance
Welcome to this week's Money and Investing Show with Andrew Baxter. In this episode, we delve into the challenging and often myth-filled realm of divorce and family law. Divorce can be one of the most significant financial decisions, and it's crucial to approach it with the right information and expert support. This week, we're joined by Emma, a seasoned family law expert with 16 years of experience. Together, we discuss the realities of divorce, the difference between divorce and separation, and the importance of having a solid team to guide you through the process. Emma provides invaluable insights into the financial and parenting aspects of separation, debunking common myths and emphasizing the need for professional legal advice. If you're facing a divorce or know someone who is, this episode offers essential advice to navigate this difficult situation effectively. Tune in to learn how to protect your financial future and ensure the best possible outcome for you and your family.   Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
The Biggest Financial Mistakes You can Make in Your 30s and 40s
Jun 9 2024
The Biggest Financial Mistakes You can Make in Your 30s and 40s
Welcome to this week's episode of the Money and Investing Show with your hosts, Andrew Baxter and Mitch. This episode dives into the common financial mistakes people make in their 30s and 40s, offering invaluable life lessons and practical solutions to help you achieve financial stability, regardless of your age or generation. Andrew and Mitch discuss the balance between lifestyle and financial commitments, the importance of planning, and the impact of life choices on your financial health. Whether you're single or married, this episode provides insights into avoiding overspending, developing good habits, and creating a solid financial plan. Learn about the significance of having a mentor, structuring your investments correctly, and the pitfalls of chasing high-risk opportunities without proper understanding. Join us for an engaging conversation filled with personal anecdotes and professional advice designed to guide you toward a financially secure future. Don't forget to take notes and, most importantly, take action on what you learn!   Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
5 Tools Every Investor Should Be Using
Jun 2 2024
5 Tools Every Investor Should Be Using
Welcome to this week's episode of the Money and Investing Show with your hosts, Andrew Baxter and Mitch. This episode is crucial for both new and seasoned investors as we dive into the top five tools every investor should use to stay ahead in the financial game.   We discuss the importance of a reliable trading platform consolidating all your trading activities and providing valuable market insights. Next, we emphasize the necessity of good accounting software to manage your finances accurately and in real time.   Our third point highlights the importance of having a competent financial team to help interpret your financial reports and make informed decisions. We also explore the best sources for unbiased financial news, stressing the importance of quality information.   Finally, we underscore the significance of having a well-thought-out game plan to achieve your financial goals. This episode is packed with practical advice and actionable tips to help you succeed in your investing journey.   Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Breaking Down the 2024 Federal Budget: Winners, Losers, and Long-Term Impacts
May 26 2024
Breaking Down the 2024 Federal Budget: Winners, Losers, and Long-Term Impacts
Welcome to this week's episode of the Money and Investing Show! Join your host Andrew Baxter and co-host Mitch as they dive into the 2024 federal budget. This episode is packed with insights on the winners and losers of the budget and how it will impact the economy in the short and long term. Andrew and Mitch discuss tax changes, focusing on how they affect different income levels. They explore the implications for low and high-income earners and the overall economic stimulus. The conversation then shifts to energy bill relief and rental assistance, examining whether these measures provide meaningful support or add to inflationary pressures. The hosts also delve into the impact on international students, defence spending, and the controversial changes to HECS debt indexing. They provide a balanced view of how these elements could shape the economy and society. In the second half of the episode, the focus turns to the budget losers. Topics include the impact on universities, the reduction in international student numbers, and the tightening of NDIS funding. Andrew and Mitch critically analyse these measures, questioning the long-term vision and sustainability of the budget. Tune in for a comprehensive overview of the 2024 federal budget and its implications.   Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
US Economy - Market SWOT Analysis
May 19 2024
US Economy - Market SWOT Analysis
Welcome to the Money and Investing show with hosts Andrew Baxter and Mitch. In this episode, we comprehensively analyse the US stock market and economy, enumerating each of its Strengths, Weaknesses, Opportunities, and Threats (SWOT). We start by elaborating on the strengths of the US economy, which include a robust consumer market, encouraging employment data, and impressive earnings growth. We also shed light on the commendable work of Jerome Powell and the US Central Bank in securing the economy amidst various challenging situations. Transitioning to weaknesses, we discuss the narrow breadth of the US market and the soaring inflation. We contemplate how an overvalued market can potentially make it susceptible to a drastic sell-off, especially in the absence of the anticipated earnings growth. Discussing opportunities, we pinpoint the market’s positive momentum, fuelled by an optimistic sentiment and earnings growth, providing a valuable window for investors. We also discuss the potential of bond plays, especially if we have reached the peak of interest rates. As for threats, we consider the uncertainty of inflation and its potential impact on consumer spending and company earnings. In addition to the SWOT analysis, we also delve into potential political shifts in the US, focusing on a potential return of a Republican government and its implications for the US economy and stock market. We discuss potential tax cuts under a hypothetical second term for President Trump and the possible return of trade tariffs, especially with China. We proceed to scrutinize how such political shifts could affect business profitability and earnings. We also delve into market volatility and the opportunities and uncertainties it brings, specifically regarding energy and commodities. Ultimately, we discuss the threats posed by geopolitical and US political tensions and the potential disruptions posed by stubborn inflation and imminent elections worldwide. Join us on this journey as we dissect each aspect and comprehend the strategic implications of policy changes on market dynamics. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
What Stocks are currently in Andrew's Portfolio?
May 12 2024
What Stocks are currently in Andrew's Portfolio?
Dive deep into the intricate world of veteran investor Andrew Baxter in this Money and Investing Show. Explore his cutting-edge investment strategies, portfolio's content, and the logic behind his decisions. Discover the stocks, ETFs, and bonds he holds and learn the techniques he uses to maximize rewards while minimizing risks. By delving deeper into his wisdom, you'll gain valuable insights into market trends and effective investment approaches. In this episode, Baxter elaborates on his expectations for US interest rate cuts and how he's positioned himself to benefit from them despite the delay in implementation. Learn about his keen use of long US treasuries, additional options with bonds, and his stance on triple-geared US treasury exchange-traded funds. He also addresses the challenges of volatile inflation data, sharing his astute risk management strategy amid uncertainty. Further, Andrew talks about his exposure to the NASDAQ, his use of T-Triple-Q for portfolio diversification, and the importance of company earnings during the investment decision-making process. He also discusses his long-term holding in the Indian equity market enabled through the PIN ETF and his stance on potential exposure in the energy sector and lithium. Follow along as experienced trader AB navigates through complex topics, from technical setups identified while trading to lithium’s “golden fingerprint” and the utility of Bollinger Bands coupled with on-balance volume. He also shares his asset allocation strategy, a "smash and grab” trades approach, balancing high risk and potential gain. Don't miss AB's valuable advice on risk management, explaining why it's crucial to understand your personal risk appetite. The episode concludes with useful tips for budding investors and emphasizes simple yet effective means of choosing appropriate investment instruments and tactics.   Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Unveiling 5 Hidden Opportunities in Controversial Sectors
May 5 2024
Unveiling 5 Hidden Opportunities in Controversial Sectors
Step into the world of controversial investment sectors with Andrew Baxter and Mitch on another episode of The Money and Investing Show. In this episode, our dedicated hosts guide you through the potentially lucrative yet morally challenging landscapes of defence, tobacco, gambling, pharmaceutical and environmental sectors. We kick off the discussion with an inside look into the defence industry, weighing the influence of international politics and spotlighting Lockheed Martin and General Dynamics as potential investment avenues. From there, we examine the controversial tobacco industry, highlighting the reliable cash flow versus its lasting health consequences. Further into the episode, we explore the gamble of investing in the gambling industry. Focusing on the struggles and triumphs of Tabcor and Star, our hosts illuminate the fine balance between high risk and high reward. Finally, we delve into the burgeoning environmental sectors, exemplified by market leaders like Tesla, shedding light on the importance of well-timed strategic investment decisions. Our journey into controversial sectors continues as we scrutinize the impact of interest rates and inflation on the consumer market alongside ethical considerations in pharmaceutical investments. With a closer look at the weight-loss drug Zempic and its producer, Novo Nordics, we encourage listeners to question the morality of profiting from certain investments. Tune into the Money and Investing Show for a deep dive into the controversial market sectors. Get equipped with insightful knowledge to help you make informed investment decisions and join our stimulating financial debates. Don’t miss out on this journey to uncover hidden opportunities in contentious sectors.   Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
The Power of Planning in Personal Finance and Investing
Apr 28 2024
The Power of Planning in Personal Finance and Investing
In this episode of Money and Investing, hosts Andrew Baxter and Mitch offer profound insights on the critical role of meticulous planning in personal life and investment endeavours. They passionately explore why investors should cease to be reactive decision-makers, urging listeners to adopt a more responsive approach—a transformation that could be pivotal in their investment journeys. Through relatable real-life instances, the episode underscores the essence of preparedness and the significant benefits of proactive decision-making. Andrew and Mitch debunk the myth that spontaneity triumphs over organization, highlighting the stress that precipitates from last-minute decisions. They drill down into annual financial events, the valuable role of an ace accountant, ways to mitigate risks and tweak investment strategies during the stock market's earning season. As the conversation pivots towards the impending elections, the significance of staying informed about prevailing news and sentiments is highlighted. They delve into scenarios like the potential return of Donald Trump to office, its implications on the market, and possible strategies to adopt. The episode concludes with a discussion of the importance of cultivating planning as a routine habit and its impact on financial success. Whether you are a seasoned investor or just starting, this episode is a valuable guide to better organization, informed decision-making, and locating abundant opportunities in your financial journey. Tune in for an enlightening take on why planning can be your greatest asset, reducing stress and paving the way for exhilarating possibilities.   Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Interest Rates how to profit from their impact on different asset classes
Apr 21 2024
Interest Rates how to profit from their impact on different asset classes
In this episode of Money and Investing, hosts Andrew Baxter and Mitch explore the intriguing world of interest rates. They give listeners insights into why rates fluctuate, their impact on different asset classes, and how you can profit from these movements. This episode is a must-listen for investors looking to boost their financial knowledge and make well-informed investment decisions.   Andrew and Mitch delve into how central banks across the globe use interest rates as financial tools, affecting the flow and cost of money in their respective economies. They discuss the impact of rates on cash deposits, loan margins, and overall business profitability. Discover how interest rates can tip the scales for numerous businesses, and the potential for investors to reap greater dividends while assessing risks.   The hosts also discuss the connections between rising interest rates and bond yields and their effect on investments. They underline the intricacies of bond trading, emphasising the high skills required and the vital role bonds can play in an investment portfolio, especially for those seeking fixed returns during retirement.   This episode addresses the link between increasing interest rates and the property market. High rates often signal a thriving economy and growing property values but can also lead to increased debt servicing costs for property owners. The hosts recall critical lessons learned from the Global Financial Crisis and strategies used by American buyers to protect themselves.   The conclusion of this episode touches on predicting interest rate trends and strategic investing tips. Emphasising the cyclical nature of interest rates, our hosts reinforce the opportunities that savvy investors can harness from these market movements. Tune in to stay ahead of the curve in this fascinating world of interest rates. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
A Comprehensive Financial Guide for Young Adults
Apr 14 2024
A Comprehensive Financial Guide for Young Adults
This Money and Investing Show is explicitly tailored for mastering financial advice for young adults aged between 18 and 35. Our commitment to your financial well-being is encapsulated in our motto - 'Learn once, Do it right, Live off it Forever'. This episode centres on practical financial management and planning tips for the younger generation, covering goal setting, budgeting, saving, and investing. We also spotlight vital topics such as credit card discipline, long-term investment benefits, especially in Exchange Traded Funds (ETFs), and informed budgeting. Our focus is not just on theory but actionable insights aimed at empowering you in your personal finance journey. Join us as we arm you with the essential tools needed in your financial journey. We begin by examining the importance of separate bank accounts for different financial goals. We then explore investment timeframes alongside house-buying plans. Student debt management strategies and valuable side hustle recommendations to augment income are other highlights of the discussion. Apart from dealing with student loans and property purchasing, this episode enlightens listeners on optimal business cash retention strategies and legal methods of postponing student loan payments. Unveiling our Wealth Playbook, we stress the importance of financial planning, concluding that it remains a crucial tool irrespective of individual age or wealth population. This episode is an essential resource for young adults embarking on their financial journey. Discover insightful strategies to carve your financial paths with wisdom and confidence. Together let's build an empowered future where you take control of your financial destiny.   Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
It's reversible: Financial hardship affecting over 9 million Australians
Apr 7 2024
It's reversible: Financial hardship affecting over 9 million Australians
Welcome to another episode of the Money and Investing Show. In this week's deep dive, we share critical insights on the financial hardship affecting over 9 million Australians. We delve into this sobering statistic, its root causes, and what can be done to alleviate it. Listen in as we discuss how this swirl of financial distress is avoidable and reversible. Prepare to take notes and action as we arm you with valuable advice, tips, and strategies for navigating these tumultuous financial times.   Join our expert hosts, Andrew Baxter and Mitch, as they tackle the frightening reality of declining household savings. They discuss a recent revelation from independent research company Finder, revealing that 45% of the Australian population, or approximately 9 million people, have less than $1,000 in savings. They use this startling truth as a springboard to a candid discussion on the failed state of financial education and financial literacy in society.   By dissecting these daunting numbers, our hosts bring to the fore the genuine difficulties people face in making ends meet in today’s economic climate. The conversation encompasses diverse topics such as grocery expenses, credit card pitfalls, predatory lending practices like buy-now-pay-later schemes, and the use of personal loans to alleviate financial distress.   Instead of lamenting widespread financial illiteracy, our hosts propose tenable solutions. They underscore the benefits of budgeting, cutting unnecessary expenses, finding alternatives for essential expenses like food, and creating an additional income stream through side hustles. With careful planning and disciplined execution, our hosts assure us that financial stability can be regained and future crises can be averted.   This impactful episode of the Money and Investing Show is a must-listen for anyone grappling with financial hardship or seeking to prevent such a predicament. Tune in and share in the wealth of knowledge because 9 million people need to hear this.   Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Mastering Short Selling for Strategic Profiting
Mar 31 2024
Mastering Short Selling for Strategic Profiting
Welcome to a value-packed episode of the Money and Investing Show. This episode is your ultimate guide to mastering the art and nuances of short selling. Hosts Andrew Baxter and Mitch demystify the concept, walk you through the process, and share relevant strategies for effectively profiting in a falling market.   The hosts break down the concept of short selling and help you understand how it can help you capitalise on declining markets. You will learn how to borrow shares for shorting from large institutions, understand the factors affecting the loan's terms and leverage component, handle the taxation aspect of unrealised gains, and use strategies to manage risks effectively and prudently.   Experience illuminating insights into how short selling can be profitably utilised during natural disasters or global crises, with examples drawn from several sectors. The episode also addresses the ethical implications of profiting from falling stock prices and legal safeguards against risky practices.   Unveil other methods of profiting from falling markets, such as Contracts for Difference (CFDs), put options, futures markets, and bearish ETFs. Learn how these tools can be powerful instruments for risk management in volatile global events.   This episode ensures you have the necessary knowledge, strategies, and ethical and legal perspectives as you navigate the intricate world of short selling. It will help you avoid costly mistakes, diversify your investment portfolio, and achieve substantial returns.   Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
The Power of Mindset in Successful Investing
Mar 24 2024
The Power of Mindset in Successful Investing
Immerse yourself in the captivating realm of investor psychology in this episode of the Money and Investing Show, hosted by Andrew Baxter and co-host Mitch Olarenshaw. Discover how mastering your emotions and thought patterns can influence the outcome of your trades. Learn from real-life examples and gain access to valuable tips that will steer your trading decisions away from emotional reactions and towards a more systematic and rational strategy. Engage in an enlightening conversation on psychological biases' role in clouding our investing judgment. Understand the importance of an objective, data-driven approach to trading and investment. Recognise the power of a sound plan and discipline in neutralising biases and emotional responses. Overcome obstacles like overconfidence and the fear of missing out, known as FOMO. Participate in a deep dive into the significance of setting detailed plans, maintaining honest journals, and handling your trading approach, especially when outcomes spin out of control. Realise the danger of making decisions based solely on feelings and learn how to identify such roadblocks. Frame a sound trading routine with dedicated review times, avoiding the pitfall of unnecessary checks and keeping track of critical trading ratios. Comprehend the psychological aspects of trading that directly affect your success. Understand the importance of setting realistic goals, performing thorough reviews, and knowing when to back off, especially in the face of setbacks. Learn from industry veterans about creating and sticking to healthy trading habits and behaviours and how these can contribute to a stable foundation for your trading success. Hear heart-warming stories of resilience and learning from challenging corners of the trading world. Facing failures, emerging victorious, and picking up invaluable lessons on the journey, this episode leaves you with a plethora of wisdom and guidance. Remember that while challenges are part and parcel of the trade, the importance of a solid trading process should never be underestimated over fleeting emotions. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to the Money and Investing Podcast: http://www.moneyandinvesting.com.au/   The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Insights and strategies to apply - Lessons from Major Market Crashes
Mar 17 2024
Insights and strategies to apply - Lessons from Major Market Crashes
Welcome to another episode of the "Money and Investing Show", where we examine major market crashes, crucial lessons learned, and the strategies for navigating and benefiting from these economic downturns. Join our hosts Andrew and Mitch as they draw invaluable lessons from drastic financial downturns such as the crash of '87 and the tech wreck of 2001. In this week's episode, we go back in time and revisit some of the most significant financial crises in history. From analyzing the unexpected crash of '97 and the global financial crisis of 2008, to discussing how the monumental tech wreck in 2001 gave birth to giants like Amazon and Google, we provide a comprehensive understanding of market trends and patterns. Through our discussion, we aim to equip investors with insights on planning, managing risks, and strategically seizing post-crash opportunities. Our hosts also delve into alternative investment strategies, the importance of exposure to various asset classes during market corrections, and share practical advice on mentally and strategically preparing for economic downturns. This in-depth discussion on proactive money management provides insights into how to respond smartly during a market crash and optimize opportunities during market recoveries. We emphasise the importance of discipline in trading, the significant role of a solid trading plan in challenging times, and the potential benefits of switching from equities to bonds during rocky equity market conditions. As we navigate the course of market corrections and recoveries, we aim to empower listeners with the lessons, tips, and practical advice needed to make successful financial decisions. Tune in to this episode to upgrade your understanding of market crashes and elevate your investing strategies.   Purchase Andrew Baxter's best-seller "The Wealth Playbook" here: https://www.wealthplaybook.com.au/    Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/
Venturing Beyond Borders - Investing into International Markets
Mar 10 2024
Venturing Beyond Borders - Investing into International Markets
In this episode of Money and Investing Show, host Andrew Baxter discusses the opportunities in international markets. Along with Mitch they addresses common misconceptions and provides a comprehensive understanding necessary for capitalising on these markets. They emphasize how international investments can remarkably augment your earnings and their role as economic growth engines. Moving on, attention is directed towards emerging markets, represented by economies escalating towards prosperity, such as Mexico, India, and China. Our hosts lend their expertise to finding opportunities for these high-growth prospects while dealing with inherent market volatility. They further share insightful strategies to balance risks through well-diversified portfolios. Andrew and Mitch also delve into the tax implications of offshore investing, providing reassurances with dual tax treaties aiding smooth transactions. They help shed light on the international trade landscape, compliance, and advantages of maintaining Australian dollar-held accounts. The comprehensive discourse extends to the benefits of broadening your investment portfolio beyond Australian equities, specific successful ETF examples, and profiting from potential economic downswings. The episode culminates with real-world case studies that combine enriching portfolios, understanding emerging markets, and capitalizing on potential setbacks. This episode is indeed a treasure trove for all investors, whether novices or experienced, seeking to expand their investment frontiers in the global landscape. Be sure not to miss out on this crucial dialogue as we simplify the complexities of international trade and investment diversification, steering you one step ahead in the relentlessly evolving financial markets.   Purchase Andrew Baxter's best seller book The Wealth Playbook here: https://www.wealthplaybook.com.au/    Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/
The Wealth Playbook: Your Ultimate Guide to Financial Security
Mar 3 2024
The Wealth Playbook: Your Ultimate Guide to Financial Security
Order The Wealth Playbook here: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387     Amazon Best Seller in Wealth Management, Personal Money Management, Introduction to Investing and Finance.   The Wealth Playbook transformative financial guide is the brainchild of Andrew Baxter, with 25 years' worth of financial acumen distilled into its pages. 'The Wealth Playbook' aims to demystify finance for everyone, encouraging sound financial decisions. The book caters to an extensive audience range, from financial novices to those wading through the depths of finance, to even those who believe they are late to the finance game. Guiding readers starting from the basics of budgeting and saving, the book goes on to tackle complex topics like property and share investment. The true treasure of 'The Wealth Playbook' lies not just in the financial wisdom it imparts but also in training you to become a knowledgeable investor. This episode of 'Money and Investing' spotlights the often overlooked yet significant aspects of financial fees and their long-term implications hinted at within the book. 'The Wealth Playbook' offers a legacy of proven strategies and wisdom, distilled from the realities of the financial world. The book is shaping up to be an ideal companion for everyone setting off on their journey towards financial triumph. To order your copy, visit https://www.wealthplaybook.com.au  This show episode introduces the fundamental principles of achieving financial freedom as revealed by 'The Wealth Playbook'. Here, we discuss pivotal concepts like the importance of an emergency fund, the necessity of a savings plan directed at future goals, and the essence of venturing into investments. We also look at asset structuring, risk provision, and why 'stepping out of your comfort zone' is a key ingredient to financial success. Additionally, we take a deeper dive into the author's enriching journey to amassing financial wealth and learn from his experience. The bonus material included in the book accentuates its relevance and usability, making this episode a must-listen for those who need clarity, advice, and practical guidance on the road to financial freedom.  Order The Wealth Playbook here: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Unraveling the Power of Macroeconomic Indicators in Investing
Feb 25 2024
Unraveling the Power of Macroeconomic Indicators in Investing
Welcome to another thrilling episode of the Money and Investing Show. Hosts Andrew Baxter and Mitchell Laurential explore the intriguing universe of macroeconomic indicators and their profound influence on market performance and investment strategies. Unearth the impact of Gross Domestic Product (GDP) on different sectors like banking, mining, and consumer-related stocks and how its variations can redefine your investing approach. This episode dives deeper into the subtle yet potent role of inflation in stimulating economic growth and potential threats of excessive inflation. Learn how unusual high inflation situations encourage borrowing despite soaring interest rates. Understand the vital interplay of inflating interest rates, risk-free rate of return, and dividend yields in stock market behavior. The discussion uncovers the gateways to how economic indicators like risk-free rates, unemployment statistics, and consumer confidence can impact your trading decisions. The hosts explain the concept of a risk-free rate and the monetary rewards expected due to increased risk. Witness an in-depth analysis of stock implications during periods of high and low unemployment rates and how consumer confidence influences trading decisions. The episode concludes with an exploration of the challenges in interpreting macroeconomic indicators and the unpredictability of market responses. Navigating these complexities demands a comprehensive understanding of economic dynamics. Tune in to gain ground-breaking insights and refine your investment strategies. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/
Navigating the Future of the Technology Sector
Feb 18 2024
Navigating the Future of the Technology Sector
Join host Andrew Baxter in a vibrant episode of the "Money and Investing Show", as he dissects contemporary issues around the surging tech market and its future prosperity. Tackle the speculation on the tech sector's trajectory - is it heading towards a boom or bust? Relive past experiences by comparing today's tech market with the rocky tech wreck of yesteryear. Witness an engaging discussion on Nasdaq hitting record-breaking heights and understand the potential risks intertwined. Dig into the remarkable growth stories of tech stalwarts like Google, Amazon, and Apple and their resilience in the face of the pandemic. This episode unfolds the impact of the pandemic as a testing ground for technology and its transformational role for businesses worldwide. Learn how you can invest in the future of innovation with strategies revolving around high multiple stocks. Listen as the conversation drifts towards visionary companies justifying their astronomical valuations through aggressive growth trajectories. Delve into the discussion on sector risks like regulatory compliance necessary for tech, and its influence on the industry's future. This podcast provides valuable insights for everyone - from aspiring investors to tech aficionados desiring to better comprehend the sector's dynamics. The episode also plunges deep into social media’s promotional mechanisms, the challenges tech behemoths face, and the need for legislative synchrony with technological advancements. It concludes with a positive note, emphasizing that despite short-term volatility, the potential opportunities created by technology are larger than ever. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1   FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/
Mastering the Art of Dividend Investing
Feb 11 2024
Mastering the Art of Dividend Investing
Andrew Baxter takes an in-depth look at the power of dividend investing. Despite sometimes being overlooked in favour of short-term market returns, a strategic approach to dividends can provide a robust tailwind to your portfolio's performance. Andrew provides valuable insights into the pros and cons of investing for passive income over outright growth through this conversation. Furthermore, he debunks popular myths surrounding the concept of dividends as 'free income' and explains their essence as a share of a company's profits. He illuminates the factors influencing dividend amounts and how to assess which dividend stocks to invest in. He discusses two essential metrics: the payout ratio and yield perspective, emphasising the balance between yield and risk, alongside the impact of generous dividend payouts on long-term share price performance. Touching upon the great Australian market, the host sheds light on its unique factors, such as the superannuation structure, top-up tax, the 45-day rule, and full franking credits. He also explores the differences in dividend yield in technology businesses between the Australian and US markets. The episode highlights the strategies involved in using dividends tactically. This includes strategically timing investment rotation, hedging against capital loss, and potentially achieving a 4.7% yield even before beginning trading. Thus, whether you're a seasoned investor or a novice, this episode offers a wealth of knowledge around building a profitable dividend investment portfolio. Tune in and supercharge your understanding and approach to dividend trading. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online  Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/