Welcome to Episode 5 for the week of December 19th 2022.  In this weeks episode we cover Forming Loan Origination - FLO - the process ! The final stage in you homeownership journey.  Happy Mortgaging and  Happy Home Ownership and Happy New YearGerry Duggan

Welcome to Episode 4 of Millennial Mortgage Mastery for the week of December 19, 2022.  Where we cover Credit and Expenses in our ICCEFLO Mortgage Empowerment System.  Do you know how much debt you have ? Your monthly payments ?   Are you aware of their impact on your buying power ?  Have you seen your credit report ? You need to see what your lender will see, before your lender sees it.  Your lender uses an industry specific credit report that is very different than the free credit report you're entitled to.  We'll show you how to get it so you can look for mistakes, inaccuracies or fix a problem you didn't know you had !Happy Mortgaging Gerry Duggan

Welcome to Episode 3 Cash  ! How much you'll need, what you'll need it for and what you can use !  It isn't just your down paymentGet Schooled - Not Fooled !Happy Mortgaging Gerry Duggan

Welcome to episode 2 of Millennial Mortgage Mastery for the week of December 19, 2022.  In Episode 2 we introduce you to ICCEFLO.  The system that empowers you with the information you need to get the best mortgage and rate from any lender you choose without getting you know BLEEPED OVER by an unscrupulous lender.  We begin ICCEFLO by showing how your income and what may be used to qualify you is central to the mortgage financing process.  And how lenders can use what they know and you don't to their advantage, and increase their income, at your expense !  Hey STS - Subscribe, Tune In and Share and save big big bucks !Happy Mortgaging, Gerry Duggan

And exactly how do I get the best mortgage and rate ? Subscribe and tune in to unlock the mysteries of mortgage financing !  Get the best mortgage and rate without getting BLEEPED OVER !  Welcome to Episode 1Happy Mortgaging ! Gerry Duggan

Welcome to Episode 5 for the week of December 5th, 2022.  Where we cover the FLO in ICCEFLO - Forming Loan Origination, the last stage toward home ownership the process.  The final steps taken by you, the seller and the lender to get you approval and into your new home.  Congratulations !Happy Mortgaging Gerry DugganGet Schooled - Not Fooled !

Welcome to episode 4 for the week of December 5th, 2022.  where we cover Credit and Expenses, the second C and the E in our ICCEFLO Mortgage Empowerment System.  Do you know how much debt you have ? How about monthly payments ?Any idea how they may affect your buying power ? Have you seen your credit report ?  Did you know that lenders use an industry specific credit which is very different than the one you may be provided annually ?  We'll show you how to get a credit report similar to the one used by lenders for free.  You need to see what your lender will see before they see it.  And we show you how to get it.Happy Mortgaging Gerry DugganGet Schooled - Not Fooled !

Welcome to Episode 3 - Cash ! How much you'll need, what you'll need it for and what you can use ! it isn't just your down payment.  Get Schooled - Not Fooled !Happy MortgagingGerry Duggan

Welcome to Episode 2 of Millennial Mortgage Mastery for the week of December 5th, 2022 - Income !  wonder no more about how your buying  power is determined.  Sea and know what your lender sees before you choose one to trust.  Your income and situation are specific to you, as is you financing.  How do lenders determine how much you can afford ?  How much will they allow ? Doe that vary by lender or mortgage type ? What mortgage program will they offer me or put me in to ?  In Episode you'll learn how to take and keep control before, during and after you've applied.  Empower yourself with the information you need to get the best mortgage and rate from any lender you choose ! - Get Schooled - Not Fooled !Happy Mortgaging ! Gerry Duggan

That is not a misprint ! - With a little work you can overcome the marketing tactics that lenders use to get you to apply first and get your rate second.  My method will work for you with any lender you choose.  You need to see what the lender will see before they see it.  We show you where, how and how you can qualify yourself before applying so you know the lender you have chosen is giving you the best rate possible for your situation.  A difference of just one eighth of one percent will cost you thousands over the life of the loan - maybe even tens of thousands.  Listen, Learn and Save ! - Get Schooled Not Fooled !Happy Mortgaging - Gerry Duggan

Welcome to Episode 4 of Millennial Mortgage Mastery for the week of November 7th, 2022.  In this episode we cover Credit and Expenses - The second C and the E in our ICCEFLO MORTGAGE EMPOWERMENT SYSTEM.  Do you know your credit scores ? How about your total debt and payment obligations ?  Do you know how these affect your buying power ?  How do lenders view your credit and payments ? eEverything you need to know and see before your lender sees and knows itHappy Mortgaging - Gerry Duggan

Welcome everyone to Episode 5 - FLO in our ICCEFLO Mortgage Empowerment System.  Forming Loan Origination and the steps taken by you, the seller and the lender to get your loan approval.  Enjoy andHappy Mortgaging !Gerry Duggan

MILLENNIAL MORTGAGE MASTERY - Episode 3 - CASH !What you need !What you will need it for !What you can use !When you will need it !MILLENNIAL MORTGAGE MASTERY and THE ICCEFLO MORTGAGE EMPOWERMENT SYSTEM !Empowering you with the information you need to get the best mortgage and rate rom any lender you choose without getting  - you know BLEEPED OVERThanks for subscribingHappy Mortgaging - Gerry Duggan

Welcome to Episode 2 of The Millennial Mortgage Podcast for the week of November 7th, 2022.  Ever wonder how lenders determine your buying power ?  Wonder no more.  See and know what your lender knows and uses to determine what rate and mortgage program they approve you for.  Before they see it.  Knowledge is Power.  Being knowledgeable about you situation isn't only powerful it will save you a lot of money.  In Episode 2 you'll learn how to take control and qualify yourself enabling you to determine what lender is offering the best rate for you and your situation.Millennial Mortgage Mastery - Get Schooled Not Fooled !Happy Mortgaging - Gerry Duggan

Really, that is not a misprint.  We will show you how to get the best mortgage and rate from any lender you choose.  It can be done ! But, getting the best rate is not as simple as "Push Button - Get Mortgage"   Your lending profile is very different than any one else.  The key to getting the best mortgage and rate from a lender, or any lender is for you to know your profile before a lender tells you what their profile of you is ! Know before you apply !  This simple method provides the tools necessary to shop for the best mortgage armed with the knowledge that you can and will get the best mortgage from any lender you choose without getting BLEEPED OVER !Thank you for tuning in and Happy Mortgaging !Gerry Duggan

Welcome to episode 5 of Millennial Mortgage Mastery for the week of October 31st, 2022.  Episode 5,  where it all comes together, the income, the cash the credit and expenses.  Where we FLO and get you into your new home.  Knowing how to FLO ensures as always you get the best mortgage and rate.  We ensure you maintain control of the process. You know by now just how important that is.  I'm ecstatic that you have reached this point and that I could help you take the proper steps to getting into your new homeThank you for allowing me to participateHappy Mortgaging, Gerry DugganP.S. - Stay tuned to our podcast.  As you've seen in these episodes, things change very quickly in the mortgage world and I do sincerely want to help you stay in front of anything that may help you in you home buying and financing journey !

Welcome to Episode 4 for the week of October 31st, 2022.  In this episode we cover the C and E in our ICCEFLO Mortgage Empowerment System.  Credit and Expenses !Your outstanding credit and their monthly payments and how they affect your buying power and therefore the rate and programs you are eligible for !  It is very important that you see what your lender will see before they see it.  This will give you the opportunity to investigate any erroneous credit issues and correct them if needed and or possible.  Your lender doesn't use just any old credit report.  we'll show you how to get what we use without charge and without applying for a mortgage.  Come and venture with me into Episode 4 and explore how you can get the best mortgage and rate without getting you know BLEEPED OVER !Happy Mortgaging, Gerry Duggan

MILLENNIAL MORTGAGE MASTERY Episode 3 - CASH ! What you need !What you will need it for !What you can use !When you will need it !MILLENNIAL MORTGAGE MASTERY and The ICCEFLO SYSTEM.Empowering you with the information you need to get the best mortgage and rate from any lender you choose, without getting you know BLEEPED OVER !Happy Mortgaging, Gerry Duggan

Welcome to Episode 2 of Millennial Mortgage Mastery for the week of October 31st 2022.  Wonder no more about how your buying power is determined.  See and know what your lender sees before you choose one to trust !  Your income and situation are specific to you.  As is your financing.  How do lenders determine how much you can afford, how much they'll allow and very important here, what program they will put you into !  Those are all very different and they're controlled by the lender, not by you.Unless as you will learn in Episode 2 you know how to take control and qualify yourself before deciding who you will trust with you financing,  After that's a decision you may have to live with for as much as 30 years ! Not knowing might cost you thousands, maybe even more.  Empower yourself with the information you need to get the best mortgage and rate from any lender you choose.Happy Mortgaging, Gerry Duggan

That is not a misprint ! - With a little work you can get the best mortgage and rate from any lender you choose to do business with.  Yes inflation and prices and rates are up.  But if you're thinking about that new home , now or in the future you need to know and see what the lender sees,  But you need to see what they see before they see it.  Prepare and you will save.  And you can save big !  Become empowered with The Millennial Mortgage Mastery Podcast.  And get the best rate and mortgage !Welcome to Episode 1 for the week of October 31st 2022Happy Mortgaging - Gerry Duggan