PODCAST

Mortgage Momma

Lisa Orme

Helping homebuyers and inspiring investors to achieve their dreams, the Mortgage Momma podcast is hosted by Lisa Orme, portfolio landlord and award winning mortgage adviser.
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House Buying Schemes
Nov 17 2021
26 mins
House Buying Schemes
Housing Schemes – Show NotesToday I’m talking about house buying schemes. There are various buying schemes available in the current market, I will talk you through each of them, the pros and cons of each and also the eligibility.You can listen directly at the link below or on the major podcast platforms – search for Mortgage Momma! https://mortgagemomma.buzzsprout.com Here are the links I mention in the podcast:NOTE: Since this podcast the Govt have launched a Help to Build Scheme though there are no lenders on board yet. More details here:https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1035681/Help_to_Build_Prospectus.pdf ‘Own Your Home’ UK Government: http://www.ownyourhome.gov.ukSchemes in England: https://www.gov.uk/affordable-home-ownership-schemes Schemes in Wales: https://gov.wales/help-buy-home-schemesSchemes in Scotland: https://www.gov.scot/policies/homeowners Schemes in Northern Ireland: https://www.nidirect.gov.uk/information-and-services/buying-selling-and-renting-home/home-ownership-schemes My popular Right to Buy TikTok video: https://www.tiktok.com/@mortgagemommauk/video/7023297693749349637?lang=en&is_copy_url=1&is_from_webapp=v1 Other Useful Links:-For your FREE 20+ page property buyers checklist go to: www.mortgagemomma.uk Visit my website and my online store at: www.mortgagemomma.uk Or my Etsy shop at: https://www.etsy.com/shop/LifestyleMommaUK Check out my You Tube videos including my 5ive Guide Series: www.youtube.com/channel/UC34fMck64XLE2Z7EIdyEytg You can also get me in bite size chunks on TikTok: www.tiktok.com/@mortgagemommauk For loads more tips, information and inspiration join me on: Facebook: www.facebook.com/mortgagemommauk and Instagram:- www.instagram.com/mortgagemommauk Or for ease save this link and you’ll find the lot in one place! http://beacons.page/mortgagemommaSupport the show (https://www.paypal.com/donate?hosted_button_id=N5837PBVXPUGJ)
Nov 17 2021
26 mins
Autumn 2021 Budget OverviewFirst Time Buyer TalesMortgages - Back to BasicsUsing a Mortgage Broker - Part 2Using a Mortgage Broker - Part 1Property ValuationsMulti Unit BlocksProperty Joint Ventures
Property Joint Ventures Podcast – Show NotesIn this episode I’m talking about Property Joint Ventures; when to consider them, the risks and rewards and how to deal with lenders.Here are the links I mention in the podcast.FCA Rules on PS13/3 - click here to read. Purchase Joint Venture agreements and much more at my new website and store:- www.mortgagemomma.ukYou can listen directly here or on the major podcast platforms – search for Mortgage Momma!For your free property buyers checklist go to:- www.mortgagemomma.uk Visit my website and my online store at:- www.mortgagemomma.ukCheck out my You Tube videos including my new 5ive Guide Serieshttps://www.youtube.com/channel/UC34fMck64XLE2Z7EIdyEytgYou can also get me in bite size chunks on TikTok:-https://www.tiktok.com/@mortgagemommaukFor loads more tips, information and inspiration join me on:-Facebook:- www.facebook.com/mortgagemommaukandInstagram:- www.instagram.com/mortgagemommaukOr for ease save this link and you’ll find the lot in one place!https://beacons.page/mortgagemommaDISCLAIMERIkon Publishing Limited cannot be held responsible for decisions you make as a result of the information included in this document.We always recommend that you consult appropriate professionals including financial advisors, solicitors and accountants before making any investment decisions.Some links may be affiliate links which means I may receive a small commission if you make a purchase. This helps support the channel - thank you.COPYRIGHTIkon Publishing Limited 2021The content and information featured is the property of Ikon Publishing Limited, unless otherwise stated. Reproduction, copying, misrepresentation or other form of illegitimate use is strictly prohibited without our prior written permission.Support the show (https://www.paypal.com/donate?hosted_button_id=N5837PBVXPUGJ)
Jun 25 2021
19 mins
Credit Reports and Credit Scores
Credit Reports and Credit Scores Podcast – Show NotesIn this episode I’m talking about Credit Reports and Credit Scores.Here are the links I mention in the podcast.You can obtain your Check My File Report here.To obtain your National Hunter Report go here.To obtain your Trust Online CCJ data go here.To check Companies House go here.You can listen directly here or on the major podcast platforms – search for Mortgage Momma!For your free property buyers checklist go to:- www.mortgagemomma.uk Visit my website and my online store at:- www.mortgagemomma.ukCheck out my You Tube videos including my new 5ive Guide Serieshttps://www.youtube.com/channel/UC34fMck64XLE2Z7EIdyEytgYou can also get me in bite size chunks on TikTok:-https://www.tiktok.com/@mortgagemommaukFor loads more tips, information and inspiration join me on:-Facebook:- www.facebook.com/mortgagemommaukandInstagram:- www.instagram.com/mortgagemommaukOr for ease save this link and you’ll find the lot in one place!https://beacons.page/mortgagemommaDISCLAIMERIkon Publishing Limited cannot be held responsible for decisions you make as a result of the information included in this document.We always recommend that you consult appropriate professionals including financial advisors, solicitors and accountants before making any investment decisions.Some links are affiliate links which means I may receive a small commission if you make a purchase. This helps support the channel - thank you.COPYRIGHTIkon Publishing Limited 2021The content and information featured is the property of Ikon Publishing Limited, unless otherwise stated. Reproduction, copying, misrepresentation or other form of illegitimate use is strictly prohibited without our prior written permission.Support the show (https://www.paypal.com/donate?hosted_button_id=N5837PBVXPUGJ)
Jun 15 2021
24 mins
Bridging, Development and Short Term FinanceProperty Legals and ConveyancingHMOs - Houses in Multiple Occupation
HMO Podcast – Show NotesIn this episode I’m talking about HMOs. I cover HMO basics, licensing, planning, valuations and finance.Here’s some of the links I refer to in the podcast.Video discussion with Grant Amos on HMO valuations:-https://youtu.be/ymWygfS6o5A Street vs Mountford:-https://www.bailii.org/uk/cases/UKHL/1985/4.htmlHMO Licensing England:-https://www.gov.uk/private-renting/houses-in-multiple-occupationNote that in England you should check the council websites for more detailed rules and requirements. HMO Licensing Wales:-https://gov.wales/houses-multiple-occupation-hmo-guidance-local-authorities HMO Licensing Northern Ireland:-https://www.belfastcity.gov.uk/community/housing/ni-hmo HMO Licensing – Scotland:-https://www.gov.scot/publications/licensing-multiple-occupied-housing-statutory-guidance-for-scottish-local-authorities You can listen directly here or on the major podcast platforms – search for Mortgage Momma!For your free property buyers checklist go to:- www.mortgagemomma.uk Visit my website and my online store at:- www.mortgagemomma.ukCheck out my You Tube videos including my new 5ive Guide Serieshttps://www.youtube.com/channel/UC34fMck64XLE2Z7EIdyEytgYou can also get me in bite size chunks on TikTok:-https://www.tiktok.com/@mortgagemommaukFor loads more tips, information and inspiration join me on:-Facebook:- www.facebook.com/mortgagemommaukandInstagram:- www.instagram.com/mortgagemommaukOr for ease save this link and you’ll find the lot in one place!https://beacons.page/mortgagemommaSupport the show (https://www.paypal.com/donate?hosted_button_id=N5837PBVXPUGJ)
May 19 2021
30 mins
Leaseholds and Types of Property Ownership
In this episode I explain the many types of property ownership including freehold, leasehold, share of freehold, commonhold and Scottish feuhold. I cover the many issues to look out for when buying these properties including costs you might face, legals, finance and Cornish pasties. I also cover splitting titles of multi unit blocks and matters landlords and developers should be aware of.*** BREAKING NEWS ***Following the publication of this podcast the Govt have announced the launch of a multi body council to look into using the Commonhold model more often. More details in the link below:- https://www.financialreporter.co.uk/finance-news/government-launches-commonhold-council-to-prepare-market-for-widespread-uptake.htmlHere are the links I refer to in the podcast:-Bona Vacantia Property Listhttps://www.gov.uk/government/statistical-data-sets/unclaimed-estates-listLease Advice and Calculatorhttps://www.lease-advice.orgYou can download Land Registry titles at this link:-https://www.gov.uk/search-property-information-land-registryHere’s an overview of the current situation regarding EWS1 requirements:- https://commonslibrary.parliament.uk/the-external-wall-fire-review-process-ews You can listen directly here or on the major podcast platforms – search for Mortgage Momma!For your free property buyers checklist go to:- www.mortgagemomma.uk Visit my website and my online store at:- www.mortgagemomma.ukCheck out my You Tube videos including my new 5ive Guide Serieshttps://www.youtube.com/channel/UC34fMck64XLE2Z7EIdyEytgYou can also get me in bite size chunks on TikTok:-https://www.tiktok.com/@mortgagemommaukFor loads more tips, information and inspiration join me on:-Facebook:- www.facebook.com/mortgagemommaukandInstagram:- www.instagram.com/mortgagemommaukOr for ease save this link and you’ll find the lot in one place!https://beacons.page/mortgagemommaSupport the show (https://www.paypal.com/donate?hosted_button_id=N5837PBVXPUGJ)
May 11 2021
29 mins
Let to BuyBuying a Second PropertyBuying Property in a Limited Company

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