Your WP Morning Briefing brings you a daily update of the stories we’re covering at WealthProfessional.ca including:

• A new analysis of the loan-to-value (LTV) ratios of new mortgages by national real estate firm RE/MAX reveals a decrease across 12 major markets between Q3 2012 and Q3 2022.
• Most Canadian snowbirds flying without a financial co-pilot, CIBC poll reveals.
• Registration is now open for the WP AdvisorConnect Roundtable-Alternative Assets. Click here to save your spot.
• Nominations are open for the 9th Wealth Professional Awards

These stories in full at wealthprofessional.ca and in our newsletters, plus: Sprott unveils four new energy transition material-focused ETFs; How CIFSC is helping advisors have the ESG talk with clients; and what does retirement mean for Tom Brady now?