Money Talk With Tiff

Tiffany Grant

Get motivated on your financial journey as you follow money nerd and financial coach, Tiffany Grant, as she strives to be debt free by 35! She makes complex financial topics surprisingly simple. You will get practical tips and tricks with an inside look at the strategies Tiffany and her guests use on a daily basis. Money Talk With Tiff gives you straight talk on all things money. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy read less
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Episodes

Unpacking Total Rewards: A Deep Dive with Expert LeChez Solages | Ep. 323
May 14 2024
Unpacking Total Rewards: A Deep Dive with Expert LeChez Solages | Ep. 323
Today, we're thrilled to have LeChez Solages join us to discuss a vital yet often overlooked aspect of career progression: understanding total rewards. LeChez, who also co-hosts the Your Corporate IQ podcast, brings a wealth of knowledge about negotiating job offers and strategizing career moves. Today, she’s here to help us look beyond the salary and consider the complete package, including work environment, benefits, bonuses, and even stock options. So, if you're currently navigating job offers or planning your next career move, turn up the volume—this episode is packed with invaluable insights to ensure you make well-informed decisions that align with both your financial goals and lifestyle needs. Get ready to expand your understanding of what truly constitutes a rewarding job offer!About Our GuestLeChez Solages is a Talent Acquisition Strategist, DEI Global Leader, and Career Coach with over 10 years of corporate experience. LeChez has helped Fortune 500 companies such as Marriott International, Volvo Group, and Robert Half International achieve their talent acquisition and DEI initiative goals.She advocates for sustainable DEI hiring and career development programs supported by mentorship and sponsorship. She strives to amplify Black voices and serve her community with corporate navigation coaching. She holds a bachelor’s degree in mass communications from Towson University and currently resides in the DC metropolitan area. LeChez served on the board for Carlisle Young Professionals and is a graduate of the Leadership Cumberland Fellow Program.Connect with LeChezWebsite: https://yourcorporateiq.comLinkedIn: LeChez SolagesConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Consider salary, lifestyle, and willingness to adapt.[05:35] Conduct research on potential employers for confidence.[08:12] Remote, hybrid, onsite work arrangements in pandemic.[11:11] Recruiters face challenges with stock and bonuses.[14:55] Podcast covers career advice and negotiation tips.[16:40] Expresses gratitude and promises comprehensive show notes.Key Points Discussed1. Understanding Total Rewards:- LeChez explains that total rewards encompass not just the salary but also the scope of work, work environment and culture, work arrangements (remote, hybrid, onsite), medical benefits, and other perks such as bonuses and stock options.2. Evaluating the Entire Offer Package:- Importance of not focusing solely on salary.- Importance of understanding all components of the offer to meet both basic and lifestyle...
Redefining Rich: How to Truly Thrive Financially with Doc G | Ep. 322
May 9 2024
Redefining Rich: How to Truly Thrive Financially with Doc G | Ep. 322
In this fascinating episode of "Money Talk With Tiff," host Tiffany Grant chats with special guest Jordan "Doc G" Grumet from the Earn & Invest podcast. They delve into profound discussions about life, death, and finding financial independence beyond the dollar amount. Doc G shares insights from his journey from medicine to content creation and discusses key concepts from his book, "Taking Stock."About Our GuestJordan Grumet was born in 1973 in Evanston, Illinois. After graduating from the University of Michigan, he received his medical degree from Northwestern University and began practicing internal medicine in Northbrook, Illinois. He is currently an associate medical director at Journeycare Hospice.After years of blogging about financial independence and wellness, Jordan launched the Earn & Invest podcast in 2018. In 2019 he received the Plutus Award for Best New Personal Finance Podcast and was nominated in 2020 for Best Personal Finance Podcast of the year.Connect with Doc GWebsite: https://jordangrumet.com/Twitter (X): @earnaninvestFacebook Group: https://www.facebook.com/groups/earnandinvestConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Offering positivity and comfort in the face of death.[05:20] New approach to financial independence and work.[08:51] Self-actualization, purpose, and identity in life.[12:24] Fear of losing money outweighs goal achievement.[14:58] Financial independence doesn't guarantee happiness, wealth concerns.[17:34] Podcast, purchase links, upcoming book on purpose.Key Points DiscussedTransition from Medicine to Content Creation: Doc G explains his shift from practicing medicine to embracing his passions as a content creator and writer, focusing on the satisfying work in hospice care, which he continues part-time.Perspectives on Hospice Care: The conversation sheds light on the positive impact of hospice care, providing comfort and dignity in the final stages of life—a perspective that enlightened Tiffany while reading Doc G’s book.Philosophy on Regrets and Life Review: They explore the importance of addressing regrets and conducting life reviews, not only for the dying but as a practice we should adopt early in life to live without regrets.Financial Independence,...
Ask Us Anything Replay with Tiffany and Financial Gurus | Ep. 321
May 7 2024
Ask Us Anything Replay with Tiffany and Financial Gurus | Ep. 321
In this enlightening episode of "Money Talk With Tiff," hosts Tiffany Grant and Clifton Corbin, along with financial experts Gabe Walters, Deb Meyer, and Kelly Sjostrom, answer listeners' burning questions about personal finance, investing, and family budgeting. The episode serves as a powerhouse of actionable advice tailored to inspire and educate on achieving financial wellness and generational wealth.Live video: https://youtu.be/B7KV9MT7SFgKey Points DiscussedBudget Nirvana Course: Tiffany discusses the importance of money mindset and practical tools for tracking and budgeting.One-Page Financial Plan: Gabe Walters breaks down how to build a simplified financial plan that aligns with personal goals and offers steady support through his platform, Steady Worth.Holistic Financial Planning: Deb Meyer speaks on the nuances of planning for families and small business owners and the need for tailored financial advice.Raising Generational Wealth Summit: Hosted by Clifton, this online event features over 20 experts discussing key strategies to foster financial literacy among families. Visit the site for more information.Practical Financial Experiences for Kids: Tiffany shares insights into teaching kids about money through real-life practices like checking accounts and sale shopping.Importance of Financial Communication: The episode highlights the necessity of open discussions about money within partnerships and families to foster a supportive community.Aligning Values and Spending: Gabe emphasizes matching spending habits with personal values, highlighted by practical examples including lifestyle choices like minimalism.Join "Money Talk With Tiff" on your favorite podcast platform. Don’t forget to subscribe and leave us a review if you found the insights valuable! Engage with us on our social media (@moneytalkwitht) for more updates and in-depth discussions about personal finance.Support this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy
Navigating Financial Independence as Active Military with Coach Ty | Ep. 320
May 3 2024
Navigating Financial Independence as Active Military with Coach Ty | Ep. 320
In this enlightening episode of Money Talk with Tiff, Tiffany Grant welcomes Coach Ty, host of the Little Steps Big Moves podcast. The two dive deep into Coach Ty’s unique journey towards financial independence while actively serving in the military. They discuss various strategies and philosophies around financial independence, including concepts like CoastFI and LeanFI, and the impact of real estate investment.About Our GuestAn educator by a purpose-filled calling, she taught and coached in the public education system until called to Active Duty in 2003.She continues to educate and coach today but in an evolved way.Ty mentors women and speaks about real estate, leadership, and entrepreneurship. In 2022, she launched a podcast, Tiny Steps, Big Moves, highlighting the inspirational stories of women who have career-pivoted in life. In late 2023, she launched her website coachtyinspires.com, centered around the theme Live your Best Life 2.0, encouraging women to set goals and outcomes, remove the limits, and unleash their greatness. Additionally, she is the founder of Renaissance Properties of the Carolinas, a licensed realtor in NC, and a real estate investor in the southeast.Connect with Coach TyConnect on LinkedIn: Tianika "Ty" MangumConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Transitioning to coastal financial independence from military.[06:01] New military member finds financial independence path.[09:54] Budgeting, tracking, and understanding spending habits.[12:42] Plan expenses, increase savings, supplement income sources.[14:09] Real estate as primary investment for retirement.[19:02] Embracing community and personal growth while advancing.[21:14] Podcast features women sharing career pivot stories.Key PointsIntroduction to Financial Independence (FI) in the Military Context: Coach Ty shares her approach to achieving financial independence through her military career, emphasizing the similarities and unique aspects of FI in active duty compared to civilian FI strategies.Understanding FI Terminology:CoastFI: Described by Coach Ty as a more relaxed approach where one still maintains financial independence but continues to work, allowing for a gradual progression towards full FI.LeanFI (Real LeanFI): Coach Ty’s strategy focusing on covering basic living expenses through investments, setting a foundation before progressing towards more comprehensive financial goals.Personal Journey and Motivation: Coach Ty elaborates on her background and the personal motivations driving her pursuit of
How to Fact-Check Financial Gurus Online | Ep. 319
Apr 30 2024
How to Fact-Check Financial Gurus Online | Ep. 319
In this insightful episode of Money Talk with Tiff, host Tiffany Grant delves into the critical topic of evaluating the reliability of information and advice provided by social media gurus, especially concerning financial decisions. Tiffany provides practical tips on how to fact-check sources and verify data to prevent falling for misinformation—particularly emphasizing the case of a viral claim about a major bank's alleged financial woes.Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Tiffany's Take: Fact-checking social media gurus.[03:57] Questioning funding source and credibility of information.[06:47] Check various sources before believing any story.[12:06] Be critical and skeptical, and do your research.Key PointsTrace the Original Source: Always verify the authenticity of the information by tracing it back to the original source, ensuring it is not simply secondhand information.Check the Author’s Credibility: Investigate the motives and background of the content creator. For instance, a self-proclaimed financial guru pushing for certain financial products may have an underlying agenda.Verify with Reputable Sources: Cross-check claims with reputable sources to confirm their validity. If only one obscure source is making a dramatic claim, it’s worth being skeptical.Use Fact-Checking Websites: Utilize platforms like Snopes or FactCheck.org to verify widespread rumors or claims.Assess the Evidence: Evaluate if the information is backed by data, expert quotes, or credible research rather than mere opinions.Beware of Misleading Headlines: Sensational headlines often do not accurately reflect the content. Read beyond the headline to understand the true context.Consider the Publishing Date and Context: Information might be outdated or taken out of context to push a particular narrative.Practical TipsTiffany emphasizes the responsibility of social media users to share accurate content and encourages a critical approach to consuming information.Encourages listeners to perform their own thorough research before forwarding or acting on sensational news.ResourcesPopular blog posts on passive income ideas, turning $10,000 into $100,000, and financial literacy in schoolsSnopes - http://www.snopes.comFactCheck.org -
Is Podcasting Right for Your Business? Guidance from Expert Virginia Elder | Ep. 318
Apr 25 2024
Is Podcasting Right for Your Business? Guidance from Expert Virginia Elder | Ep. 318
In this insightful episode of Money Talk with Tiff, host Tiffany Grant is joined by podcast expert Virginia Elder. They dive deep into what it takes to start and maintain a successful podcast, especially for business owners contemplating entering the podcast space. From deciding if podcasting is the right medium to understanding the commitment it entails, Tiffany and Virginia cover all you need to know to make informed decisions.About Our GuestVirginia Elder is a dynamic and driven individual with a strong foundation in project management, client service, and strategic organization. With over 15 years of experience under her belt, she has honed her skills and is now known for her ability to make things happen. Whether it's behind-the-scenes support or content marketing strategies, Virginia shines brightest when helping entrepreneurs expand their reach and boost their revenue.Her journey into podcast editing began with a simple 'yes' to a friend's project in 2019. Since then, she has taken on numerous copywriting and audio editing endeavors, which have led to her leaving her 9-5 job to forge her own business path. This move has not only allowed her to pursue her passion but also live her dream of walking her kids to and from school each day.When you entrust your raw audio and video recordings, web copy dreams, weekly newsletter musings, and blog post aspirations to Virginia, you are giving yourself the gift of freedom. She takes care of the entire content creation process - from editing to publishing - so you can focus on serving your clients and growing your business.Editing audio, video, and copy may be daunting for some, but for Virginia, it's second nature. With a dedicated content production team by her side, they work together to turn visions into reality. Don't let content creation hold you back any longer; let Virginia and her team handle it with their expertise so you can concentrate on what you do best.Connect with VirginiaWebsite: PodcastAbundance.comInstagram: @PodcastAbundanceFacebook: @PodcastAbundanceConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Consider comfort, goals, time, and integration.[05:55] Podcasting is a long-term marketing strategy.[09:40] Identify ideal client, structure episodes, purposeful content.[13:35] Set clear expectations, plan and follow through.[15:30] Consistency in releasing content is crucial.[21:18] Efficient batching helps release podcasts consistently.[22:17] Virginia shared valuable podcasting advice for...
Understanding the Psychological Toll of Credit Card Debt | Ep. 317
Apr 23 2024
Understanding the Psychological Toll of Credit Card Debt | Ep. 317
In this crucial episode of Money Talk with Tiff, Tiffany Grant dives into the seldom-discussed topic of how credit cards can significantly influence our mental health. She unpacks the history of credit cards, discusses the psychological effects of spending with plastic, and gives practical advice on managing credit card use to foster financial and mental well-being.Timestamps:[00:00] Competition spurred credit card innovation, global convenience.[06:36] Credit card debt causes financial stress and strain.[09:31] Creating a budget is crucial for financial stability.[13:04] Use credit card regularly, pay off immediately.[14:41] Get help with credit card debt wisely.Key Points:The origin of credit cards and their evolution since the 1950s.The psychological differences between spending with cash versus credit.Benefits of using credit cards, including building credit history, rewards (with a cautionary note on their use), and fraud protection.Personal anecdotes about how credit can be advantageous when used responsibly.The stress and anxiety associated with credit card debt, backed by studies highlighting the correlation between debt and decreased mental health.The role of money management in personal relationships and self-esteem.Strategies to stay in control of credit card use, such as budgeting, spending tracking, and setting spending limits.The importance of paying off balances each month and keeping utilization low to improve credit scores.Resources:Blog post on budgeting with a video walkthrough of the budget spreadsheet (free download).Budget Nirvana course, which delves deeper into budgeting strategies and mindset.Need personal help with credit card debt management? Schedule a free 15-minute consultation with Tiffany.Get YNAB to start your budgeting journeyDo you know when you will be debt-free? Get Debt Payoff Planner to find out!Navigating a Mountain of Credit Card Debt: Tips for Debt Management and Recovery | Ep. 298Tiffany's Take: Is There Such Thing as Too Much Debt? | Ep. 179Call to Action:Reflect on your relationship with credit cards.Consider necessary changes to enhance your financial health and mental well-being.Get help if you're struggling with credit card debt.Engage with Tiffany through social media or email to share your experiences.Reminder:If you have a question for Tiffany to answer on the podcast, submit it at www.moneytalkwitht.com/asktiffany.Don’t forget to like, subscribe, share, rate, and review the podcast.Social Media: Follow @moneytalkwitht on all platforms for updates and financial insights.Contact Information: Website: www.moneytalkwitht.comSubmit Questions:...
Unpacking Cryptocurrency, NFTs, and Investment with Dr. Hans Boateng | Ep. 316
Apr 11 2024
Unpacking Cryptocurrency, NFTs, and Investment with Dr. Hans Boateng | Ep. 316
Welcome to another engaging episode of Money Talk with Tiff! Today, we're thrilled to have Dr. Hans Boateng join us to unravel the complexities of digital assets, NFTs, and the broader spectrum of investment diversification. If terms like cryptocurrencies, NFTs, and blockchain sound like a foreign language to you, then you're in for a treat. Dr. Hans offers a deep dive into the potential of these digital assets in our investment portfolios and how they can significantly impact wealth-building strategies, especially within our community.We'll explore the rollercoaster world of cryptocurrencies, the average returns versus the S&P 500, and discuss the inherent risks involved in chasing higher gains. Furthermore, Dr. Hans illuminates the concept of NFTs beyond just the quirky pictures of apes and penguins and shares his innovative approach to NFTs with The Royals project—a cultural milestone connecting the African diaspora through blockchain technologies.Tune in as Dr. Hans demystifies investing in the digital age, the value proposition of NFTs, and how they authenticate ownership in ways far transcending the current hype.Remember, this is not investment advice but an insightful conversation to empower your financial knowledge.About Our GuestDr. Hans is the ideal person to teach you about investing. He was able to climb the ladder of financial success from the bottom 10% to the top 1%. He is an accomplished professional with a wealth of knowledge and experience in finance and investing. He holds an MBA with a Path of Distinction and a Doctorate degree. He grew up in Ghana, West Africa; when he arrived in the US, he recognized the lack of investment literacy in immigrant and minority households. This fueled his passion for teaching others how to build wealth. He spent 13 years mastering the subject of money and has worked with over 10,000 members. Dr. Hans has been featured on Bloomberg and Business Insider and is trusted by the communities he serves.Connect with Dr. HansRoyals Experience: https://www.ghanaroyalgala.com/Instagram: @theinvestingtutorFacebook: The Investing TutorTwitter: @investingtutorConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Diversification essential for catching up in investments.[05:45] Upside potential comes with downside risk awareness.[07:55] NFTs: Unique digital tokens, not interchangeable items.[10:32] Authenticating ownership via blockchain, accessible
Making an Impact: Philanthropic Strategies for Every Wallet | Ep. 315
Apr 10 2024
Making an Impact: Philanthropic Strategies for Every Wallet | Ep. 315
This week, we're diving into the often-overlooked world of philanthropy with a fellow UNCG alum, Dean Castaldo. Join us as Dean shares his extensive knowledge on the many ways we can support our favorite causes, from naming beneficiaries and directing stocks to establishing donor-advised funds and trusts. Whether you're just starting your financial journey or looking to leave a legacy, Dean's insights will illuminate a plethora of options for making impactful contributions. Get ready to discover how you can make a difference, not just now, but for generations to come. Tune in now to unlock the potential of your philanthropic spirit!About Our GuestDean Castaldo, J.D. leads a dedicated team of fundraisers at the USNA Foundation, connecting with alumni and parents across the Southeast and Southern California to secure 6- and 7-figure philanthropic investments that enhance the midshipman experience. Prior to his role with the Foundation, Dean honed his development skills as Associate Director of Alumni Engagement at UNC-Greensboro, where he supported corporate partners, the military-veteran community, and young professionals. He has served in the development profession since late 2015 while bringing over 15 years of combined active and reserve experience leading teams of warfighters as a Marine Corps NCO and a current Naval Officer.Dean has extensive non-profit advisory experience serving on multiple boards, including as a current member of the UNCG Alumni Leadership Board and the Naval Sea Cadets Foundation Board of Directors. Connect with DeanLinkedIn: https://www.linkedin.com/in/deancastaldojr/Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Philanthropy is reachable for majority of people.[05:19] Designate beneficiaries flexibly with selection of percentage.[08:24] Transfer accounts tax free or tax deferred.[10:40] Utilize trust structures for financial and estate planning.[13:58] Invest $100 monthly into donor advised fund.[18:14] Gratitude for information and hope for day.Key ThemesUnderstanding philanthropy.Options for philanthropic giving.Beneficiary designations for donations.Tax advantages of estate gifts.Using wills and trusts.Donor-advised funds explained.Gifting stocks to nonprofits.Additional Links & ResourcesHome Page - UNC GreensboroHabitat for HumanityVeterans Charity - Non...
Exploring the 4 W's of Decision-Making with Bob Wheeler | Ep. 314
Apr 4 2024
Exploring the 4 W's of Decision-Making with Bob Wheeler | Ep. 314
Get ready for an insightful conversation with our special guest, Bob Wheeler. He will present an enlightening framework to enhance our decision-making process: the Four W's: What? Why? Why? What? Dive deep with us as Bob teaches us to explore the depths of our desires, understand the core of our motivations, and confront the barriers that hold us back from achieving them. Whether you're contemplating life-changing decisions or everyday choices, this episode promises to equip you with a non-threatening way to evaluate what truly drives you. Join me, Tiffany Grant, as we unravel the maze of wants and wishes and discover the power of intentionality in shaping our financial independence and personal fulfillment. Prepare to challenge your intrinsic motivations and align your aspirations with your values, all here on Money Talk with Tiff.About Our GuestBob Wheeler, a CPA and somatic therapist, merges financial expertise with emotional insight in his approach to personal finance. Author of "The Money Nerve: Navigating the Emotions of Money," Bob explores the psychological aspects of money management, aiming to guide individuals toward financial freedom. He hosts the "Money You Should Ask" podcast, sharing personal finance tips and stories from various guests. Bob also leads seminars internationally, focusing on Radical Abundance and Money at its CORE, drawing from his certification in ‘CORE Energetics’ and Radical Aliveness.In addition to his professional pursuits, Bob has a passion for standup comedy, blending humor with financial advice. He serves as the CFO for The World Famous Comedy Store in West Hollywood and La Jolla, California. A graduate of Rhodes College, Bob's adventurous spirit has taken him to high altitudes around the world, including Mt. Kilimanjaro and the Everest Base Camp.Connect with BobWebsite: https://themoneynerve.com/Email: info@themoneynerve.comFacebook: The Money NerveInstagram: @moneyyoushouldaskInstagram: @bobwheelerrConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Understanding motivations is key to achieving goals.[05:32] Seeking benefit and joy in self-care.[06:18] Internal payoff is crucial for intrinsic motivation.[09:34] Accountant weighs cost and benefit of actions.[13:42] Excited about newfound clarity and direction.Key ThemesAsking the Four W's framework.Importance of intrinsic motivation.Exploring...
Had a Budget Slip-Up? Here's How to Get Back on Track | Ep. 313
Apr 2 2024
Had a Budget Slip-Up? Here's How to Get Back on Track | Ep. 313
In this episode of Money Talk with Tiff, Tiffany Grant responds to a listener's question on recovering from a budget setback. Tiffany shares personal experiences and practical steps to help listeners get back on track when facing unexpected expenses or drifting from their financial plans. From reflecting on the reasons behind the budget slip to embracing flexibility and forgiveness, Tiffany offers valuable insights and tips for creating a resilient budget recovery plan. Tune in to gain expert advice on budget reassessment, emergency fund building, and the importance of regular financial reviews. Plus, discover how to avoid future detours through mindful spending and continuous financial education. Join Tiffany as she takes you on a journey to financial recovery, empowering you to navigate your money matters with confidence and clarity.Every Tuesday, Tiffany answers one of your submitted questions. To submit a question for an upcoming episode, visit here: https://www.moneytalkwitht.com/asktiffanyConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Understand why budget strayed, adapt for resilience.[04:35] Review budget, cut expenses, increase income options.[08:09] Have an emergency fund in high-yield savings.[11:37] Stay present, be grateful, and move forward.Key ThemesBudget Recovery: Steps to get back on track.Reflect and Understand: Identifying reasons for budget deviation.Reassess Your Budget: Review income, expenses, and goals.Implement a Recovery Plan: Adjusting expenses, increasing income, and being realistic.Build an Emergency Fund: Creating a financial safety net.Embrace Flexibility and Forgiveness: Being adaptable and practicing self-compassion.Review and Adjust Regularly: Keeping track and celebrating progress.Additional Links & ResourcesBudgeting Basics: How To Make A Personal Budget That Works For You
Creating a Community for Black Women Investors with Schelo Collier | Ep. 312
Mar 29 2024
Creating a Community for Black Women Investors with Schelo Collier | Ep. 312
In this episode of Money Talk With Tiff, Tiffany Grant sits down with Schelo Collier, the founder of Black Women Invest, to discuss the initiative's origin and importance. Schelo shares her journey of being laid off from her dream job and realizing the need for financial independence. They delve into the topics covered by Black Women Invest, the resources available, and the diverse range of levels catered to within the community. Schelo also provides insights into the business side of starting and growing the community and offers valuable advice for entrepreneurs. Tune in for a dynamic conversation about financial empowerment and the power of community in guiding individuals toward financial success.About Our GuestSchelo Collier has a background in finance and real estate investing. After years of witnessing the underrepresentation of Black women in the investment space, she knew it was time to scrap the idea of finding a seat at the table—it was time for Black Women to build our own table! Prior to starting BWI, Schelo built her career in real estate investment. In a former role, she traveled across the country, helping thousands of investors build their real estate portfolios. Schelo also snatched her first investment property at the age of 24 and has since helped hundreds of members in BWI learn how to invest in real estate and stocks to build a diversified portfolio.Connect with ScheloWebsite: https://www.blackwomeninvest.com/Instagram: @investwithscheloFacebook: Black Women InvestConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Lost dream job spurred financial independence journey.[03:09] Creating a community for black women entrepreneurs.[09:29] Chapters cater to all with varied resources.[10:48] Enthusiastic endorsement of a diverse community for investors.[13:59] Weekly podcast on financial advice and tips.Key ThemesBlack...
Empowering First Gen Wealth Builders: Gigi's Financial Roadmap to Success | Ep. 311
Mar 21 2024
Empowering First Gen Wealth Builders: Gigi's Financial Roadmap to Success | Ep. 311
In this episode, Tiffany Grant sits down with the inspiring Giovanna "GiGi" Gonzalez, a first-generation wealth builder and the author of "Cultura and Cash." Giovanna shares her personal journey of breaking free from the cycle of poverty and navigating the challenges of managing finances and cultural expectations. From her experience as the daughter of Mexican immigrants to becoming a pro bono financial educator, Giovanna offers invaluable insights and practical tips for first-generation wealth builders. Join us as we learn about the "First Gen Five" pillars of personal finance and how Giovanna's book is empowering individuals to take control of their financial future. Get ready to be informed and inspired by this enriching conversation.About Our GuestGiovanna "Gigi" Gonzalez is a TikTok influencer, financial educator, and author of Cultura and Cash. During The Great Resignation, she quit her 10-year corporate career to pursue her true passion: teaching financial literacy to young adults. Gigi teaches personal finance and career navigation for First Gen at various organizations and on her TikTok account @thefirstgenmentor. She was named 40 under 40 by the Hispanic Alliance for Career Enhancement, "Latinx to Watch" by Hispanic Executive Magazine, and Top 25 Creator by Fast Company.Connect with GiGiInstagram: @gigithefirstgenmentorGet the book: Cultura & Cash (Amazon)Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Chose economics for employability; enjoyed math. Joined insurance company.[05:18] Seeking and sharing financial knowledge through volunteering.[07:27] Entering adult world with financial challenges and responsibilities.[11:49] Identifying pillars for first generation wealth builders.Key TakeawaysFirst Generation Wealth Building - Breaking the cycle of povertyFinancial Literacy - Learning as you goImmigrant Experience - Pressure to succeedFamily Financial Obligations - Balancing giving and personal goalsBook Release - "Cultura and Cash" provides financial guidanceFirst Gen Five - Focus on emergency fund, budgeting, debt payoff, credit, and investingResources - Access book and connect with Giovanna GonzalezSupport this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy
International Travel on a Budget: Tiffany's Tips for Affordable Trips in 2024
Mar 19 2024
International Travel on a Budget: Tiffany's Tips for Affordable Trips in 2024
In this episode, Tiffany Grant shares her 2024 travel tips. After returning from her vacation and celebrating her birthday, Tiffany dives into how she manages to travel on a budget without compromising her financial goals. From budgeting and finding affordable accommodations to tips on booking flights, exploring local activities, and managing currency exchange, Tiffany's travel wisdom will inspire you to plan your next adventure without breaking the bank. So, tighten those purse strings and prepare for some invaluable travel advice from Tiffany.Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Budgeting is vital for celebrating life milestones.[05:14] Flexibly plan trips using calendar and Google flights.[06:28] Options for flights from North Carolina airports.[11:06] Avoid tourist hot spots, cook at home.[13:02] Benefits of immersing in a new culture.Key TakeawaysBudgeting for Travel: Plan ahead, set limits, allocate funds.Affordable Accommodations: Airbnb, local connections, cost-sharing with others.Smart Flight Booking: Flexibility, layovers, airline points, multiple airports.Cost-Effective Activities: Local experiences, street vendors, homemade meals.Currency Considerations: Exchange rates, using local currency, staying informed.Immersive Travel: Engaging with locals, cultural experiences, avoiding tourist hotspots.International Travel on a Budget: Stretching funds, value for money, exploring abroad.Additional Links & ResourcesGoogle FlightsYNABAsk Tiffany Your Money QuestionMaking Travel a Financial Priority with Danielle Desir2020 Travel Tips | Ep. 27The Grown-Up Gap Year With Stephanie Perry | Ep. 20Buy or Transfer United MileagePlus MilesBuy, Give & Transfer Hilton Honors Points - Hilton Honors
Exploring Mobile Home Investing with Rachel Hernandez | Ep. 309
Mar 14 2024
Exploring Mobile Home Investing with Rachel Hernandez | Ep. 309
In this episode of Money Talk with Tiff, host Tiffany Grant delves into mobile home investing with special guest Rachel Hernandez. Rachel shares her journey from single-family home investing to venturing into the often-overlooked niche of mobile home investing. She offers insights into what mobile homes are, how she got started in the industry, and the process of buying, selling, and renting out mobile homes. She also discusses the importance of providing affordable housing and offers valuable advice for those interested in entering this real estate market. Plus, Rachel includes information on where listeners can find more resources and training on mobile home investing. Join Tiffany and Rachel in this eye-opening discussion about mobile home investing and the opportunities it presents in the real estate industry.About Our GuestRachel Hernandez is an award-winning mobile home investor with over ten years of experience. As an author and blogger, her books have hit #1 on Amazon, and her blog has been featured as one of the |Top 20 Real Estate Investing Blogs." She is also the #1 Writer for Mobile Homes on Quora. She has been featured in MHVillage, Forbes, Experian, and various real estate publications and blogs. Her podcast, Adventures in Mobile Homes, is recognized as one of 30 Asian American Podcasts to support and was nominated by the Asian American Podcasters Association for a 2020 Golden Crane Award.Connect with RachelWebsite: https://adventuresinmobilehomes.comTwitter (X): @mobilehomegurlInstagram: @mobilehomegurlFacebook: Adventures in Mobile HomesConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Transitioned from single-family to mobile home investing.[04:04] Real estate investments led to challenges, solutions.[08:38] Mobile homes often overlooked as real estate investment.[10:52] Locate mobile home parks locally, invest wisely.[14:12] Curious about mobile home investing, ownership, land.Key ThemesMobile Homes: Affordable Housing SolutionsReal Estate Investing: Transition and StrategyCash Flow: Maximized Income PotentialNiche Markets: Finding Investment OpportunitiesProperty Management: Park Owners and Lot RentStigma: Overcoming Negative PerceptionsResources: Training and Education OpportunitiesAdditional Links & Resources
Understanding Slow Flips: A Path to Wealth in Real Estate | Ep. 308
Mar 12 2024
Understanding Slow Flips: A Path to Wealth in Real Estate | Ep. 308
In this episode of Money Talk with Tiff, we dive into the world of slow flips with guest Scott Jelinek. Tiffany Grant sits down with Scott to unravel the concept of slow flips, a unique strategy for flipping properties for the fastest path to wealth. Scott shares his journey into slow flips, the pitfalls he experienced with conventional rentals, and his innovative approach to creating wealth through real estate. He breaks down the process, addresses questions about vetting potential buyers, and offers invaluable tips for anyone interested in getting started with slow flips. Tune in to explore this fascinating approach to real estate investing and gain insight into a strategy that's turning heads in the industry.About Our GuestScott Jelinek is a successful entrepreneur and real estate investor with over 30 years of experience in the industry. His passion for entrepreneurship started at a young age, and he started his first business venture at just fifteen years old. After serving in the army, he turned to real estate and has since completed over 800 deals, establishing himself as a leader in the field.Scott's "slow flip" investment strategy has allowed him to own 158 houses and generate a steady monthly income without the typical landlord headaches. He is a creative investor who buys houses without money or credit and turns them into long-term investments. He has shared his knowledge and expertise through teaching seminars and classes, helping others achieve their financial goals through real estate investing.As a full-time real estate investor, Scott has gained extensive knowledge and experience in the industry, which he uses to coach and mentor other investors. He is passionate about helping others succeed in this lucrative field. He is trying to empower as many people as possible to set themselves free through real estate investing.Connect with ScottWebsite: slowflip.comTwitter (X): @scottjelinek123Instagram: @scott_jelinekFacebook: Scott Jelinek CoachConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Introduction to Slow Flips with Scott Jelinek[02:15] The mechanics of Slow Flips: buying and selling properties[05:30] Scott's transition from traditional investing to Slow Flips[09:45] The pitfalls of leveraging and the power of owning free and clear[12:20] How to handle defaults and protect your investments[15:00] Top tips for getting started in Slow Flips[18:10]
2024 Housing Market Trends and Common First-Time Homebuyer Blunders | Ep. 307
Feb 29 2024
2024 Housing Market Trends and Common First-Time Homebuyer Blunders | Ep. 307
In this episode of Money Talk with Tiff, host Tiffany Grant sits down with special guest Dave Ball from House Rich. They dive into the 2024 housing market and the top mistakes that homebuyers make. Dave sheds light on the uncertainty of future interest rates and the impact on the housing market. He emphasizes the importance of budgeting before embarking on the home-buying process and outlines the significance of interviewing realtors and lenders. Tune in to gain valuable insights and tips, and find out how to connect with Dave for more expert advice.About Our GuestDavid is a Navy veteran and graduated from the US Naval Academy with a degree in Econ. He also has seven years of experience in the mortgage industry as a loan officer and underwriter. He saw a lack of accurate and detailed home buyer education online and decided to fill the void through his platform @coinsnculture. His goal is to break down the sometimes-complicated mortgage process into layman's terms and help people buy their 1st home strategically.David also hosts House Rich: The Real Estate Show on YouTube and all podcast platforms. There he breaks down a mortgage topic weekly and also interviews a subject matter expert in various aspects of real estate.Connect with DaveWebsite: https://www.houserichshow.com/Facebook Group: https://www.facebook.com/groups/fthbschoolInstagram: @houserichdaveYouTube: House Rich - The First Time Homebuyers ShowConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Rates likely to drop to around 6%.[04:46] Market timing is impossible, refinancing is an option.[10:04] Tips for finding affordable homes and property taxes.[10:45] Calculate monthly payment based on property cost.[16:07] Larger lenders have community perks and grants.[18:37] Podcast on home buying guidelines and mortgage.Key Themes2024 housing market trendsInterest rates and inflation impactBudgeting for a home purchaseThe importance of interviewing realtors and lendersUnderstanding real estate markets within marketsFirst-time homebuyer mistakesWhere to find more home-buying tipsSupport this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis:...
Tiffany’s Take: 32 Ways To Make Progress – Part 2 | Ep. 306
Feb 27 2024
Tiffany’s Take: 32 Ways To Make Progress – Part 2 | Ep. 306
In this episode of Money Talk with Tiff, Tiffany Grant continues her insightful breakdown of "32 Ways to Make Progress." In this continuation from the previous episode, Tiffany covers the remaining strategies, such as tracking finances, building a personal brand, embracing failure as a means of growth, and the importance of interaction and lifelong learning. She also delves into the significance of investing in oneself, the value of meditation, and the impact of having a mentor. Tiffany empowers listeners to think big, be productive, and spend wisely, emphasizing the importance of education and ambition. Finally, she urges everyone to take action and "just start now." This comprehensive list encapsulates how Tiffany herself lives and breathes progress in every aspect of her life. Tune in for practical advice and inspiration on your journey towards financial and personal success.Go back to listen to Tiffany’s Take: 32 Ways To Make Progress – Part 1To submit your question or comment, visit https://moneytalkwitht.com/asktiffanyConnect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Tiffany's Take podcast: Answering questions, making progress.[05:31] Invest in yourself, others, and progress. Journaling.[08:26] Get a mentor, it's super helpful.[12:12] Maximize productivity by doing 1% extra daily.[13:09] "Spending wisely by aligning with personal goals."[16:47] "Strive for progress in daily self-improvement."Additional Links & ResourcesYNABBuilding A Successful Brand With Jasmine Beard | Ep. 95Boost Your Career With Personal Branding: What You Need To Know! | Ep. 241Building Your Brand With Tracy Lamourie | Ep. 142CourseraAcorns Investing
Building Wealth by Keeping Real Estate: Tips from Dedric and Krystal Polite | Ep. 305
Feb 22 2024
Building Wealth by Keeping Real Estate: Tips from Dedric and Krystal Polite | Ep. 305
In this episode of Money Talk with Tiff, host Tiffany Grant sits down with Dedric and Krystal Polite to discuss the importance of not selling generational homes. With their experience from their show "50/50 Flip" on Hulu, Dedric and Krystal share insights on how to build wealth by preserving family properties and making strategic home improvements. They stress the value of land and provide practical advice on leveraging resources to enhance the value of inherited homes. Additionally, they offer a free live training for those interested in real estate investing. Tune in as they delve into the key aspects of generational wealth and property investment.About Our GuestsDedric and Krystal Polite are first-generation, financially free real estate investors who help everyday people make tens of thousands of dollars flipping houses without a real estate license or tons of cash. As the founders of Renovational Wealth Academy they’ve packaged all of their experiences into a suite of services and classes to help others expedite their financial success. In just a few short years, inspiring power couple Dedric & Krystal Polite have made a name for themselves in real estate. They are the stars of national TV shows on Hulu and A&E, “50/50 Flip,” where they buy, renovate, rent, and flip houses in Krystal’s hometown in NC. In addition to flipping houses, they’ve built long-term wealth by buying and holding rental properties, ensuring financial freedom through passive income and cash flow. In Season 1 of their nationally televised home renovation series viewers got a front-row seat to see how they do it. Season 2 premieres on Hulu on February 7th and will feature 10 one-hour episodes. The Polites live by the motto “doing good while doing well”; therefore, they focus on providing much-needed affordable housing for their community.Starting March 4th, the Polites are hosting a 4-week LIVE Wholesaling Accelerator. In this 4-week training class, you’ll learn how to make six figures per year wholesaling houses. Click here for more information, https://politewealthportal.com/4weekwholesalingaccelerator.Connect with Dedric & KrystalInstagram: https://www.instagram.com/bepoliteproperties/ & https://www.instagram.com/dedricpolite/Facebook: https://www.facebook.com/dedric.polite/ & https://www.facebook.com/MSLOVEBYouTube: https://www.youtube.com/bepoliteLinkedIn: https://www.linkedin.com/in/dedricpolite & https://www.linkedin.com/in/krystallpolite/Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn:
Tiffany's Take: 32 Ways to Make Progress - Part 1 | Ep. 304
Feb 20 2024
Tiffany's Take: 32 Ways to Make Progress - Part 1 | Ep. 304
In this episode, Tiffany discusses 16 powerful ways to make progress in life, drawing inspiration from a list she found on LinkedIn. From waking up early to automating tasks and delegating responsibilities, Tiffany shares her personal experiences and practical tips to help you implement these strategies in your own life. Tune in for this insightful conversation and get ready to take your financial journey to the next level. And don't forget to send in your questions for Tiffany to answer in future episodes.Connect with TiffanyWebsite: https://www.moneytalkwitht.comFacebook: Money Talk With TiffTwitter: @moneytalkwithtInstagram: @moneytalkwithtLinkedIn: Tiffany GrantYouTube: Money Talk With TiffPinterest: @moneytalkwithtTikTok: @moneytalkwithtTimestamps[00:00] Waking up early provides time for productivity.[04:54] Limit judging to avoid negative impact.[09:29] Discover your purpose through others’ needs and actions.[10:18] Find inspiration in day-to-day life experiences.[14:16] Automate tasks, delegate using Eisenhower matrix.[16:44] Forgetting time, efficient cleaning, future podcast plans.Additional Links & ResourcesThe Eisenhower Matrix: How to prioritize your to-do listMotion | Meet Motion Calendar. Try it for FreeI am AppTry Audible for 30 Days FREEMy Goodreads Profile: Tiffany Grant - The United States (88 books)Tiffany’s Take: Goal Setting | Ep. 187Tiffany’s Take: Smart Goals | Ep. 190Planning For Short-Term Goals Without Sacrificing Long-Term Savings | Ep. 262Support this PodcastCopyright 2024 Tiffany GrantThis podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy