PODCAST

FTAdviser Podcast

FTAdviser

FTAdviser is the Financial Times’ specialist title dedicated to the UK financial advice profession. Each week one of our reporters will be joined by a panel of experts to discuss issues such how the latest regulatory developments will impact advice firms, how advised clients will be affected by the latest developments in pensions, investing, mortgages and tax, and how the financial advice profession will develop and grow. The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

See acast.com/privacy for privacy and opt-out information.


Start Here
Is the mortgage market 'inching towards a perfect storm'?
Yesterday
Is the mortgage market 'inching towards a perfect storm'?
The government has pledged to conduct a mortgage market review to help more first-time buyers get onto the housing ladder.This will look into how more people can be given access to high loan-to-value mortgages and what alternative ways of providing finance and managing risk there might be.On this week's edition of the FTAdviser Podcast, deputy editor Damian Fantato is joined by Martin Stewart, director of London Money, and David Hollingworth, associate director of L&C, to discuss what options the government might explore.They discuss whether the loan-to-income ratio now poses a bigger problem for first-time buyers than raising a deposit, how to offer more access to mortgages without repeating the mistakes which led to the 2008 financial crisis, and whether the answer lies in new products rather than new rules. They also weight up the chances of the review happening at all and whether the solution is just to continue with Help to Buy. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
Is the mortgage market 'inching towards a perfect storm'?
Yesterday
Is the mortgage market 'inching towards a perfect storm'?
The government has pledged to conduct a mortgage market review to help more first-time buyers get onto the housing ladder.This will look into how more people can be given access to high loan-to-value mortgages and what alternative ways of providing finance and managing risk there might be.On this week's edition of the FTAdviser Podcast, deputy editor Damian Fantato is joined by Martin Stewart, director of London Money, and David Hollingworth, associate director of L&C, to discuss what options the government might explore.They discuss whether the loan-to-income ratio now poses a bigger problem for first-time buyers than raising a deposit, how to offer more access to mortgages without repeating the mistakes which led to the 2008 financial crisis, and whether the answer lies in new products rather than new rules. They also weight up the chances of the review happening at all and whether the solution is just to continue with Help to Buy. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
The rise of multi-service firms
5d ago
The rise of multi-service firms
In this episode of the FTAdviser In Focus podcast we discuss the rise of multi-service firms. In recent months at least two law firms announced their intention to move into the financial advice space. Yet, the concept of a multi-service firm is not new. So why are more and more law firms expanding their remit into financial advice? Josh Richardson, Chartered financial planner at Informed Financial Planning, and Tahina Akther, barrister at Wild Cat Law, which is awaiting authorisation from the Financial Conduct Authority to provide advice, discuss the issues. See acast.com/privacy for privacy and opt-out information.
FTAdviser talks to FSCS chief executive Caroline Rainbird
Jun 17 2022
FTAdviser talks to FSCS chief executive Caroline Rainbird
The levy for the Financial Services Compensation Scheme may have gone down in 2022-23 but the chief executive of the FSCS still thinks reform is needed.Caroline Rainbird sat down with FTAdviser news editor Amy Austin to discuss the levy and why she thinks the compensation limit on pension claims is going to need to be increased.They also discussed the British Steel Pension Scheme scandal and why the tail of compensation means advisers are unlikely to see their levy bills drop in the near future. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
Global income investing at a time of market strife
Jun 15 2022
Global income investing at a time of market strife
High inflation and higher interest rates have made the current market environment a difficult one for income investors.In this special edition of the FTAdviser podcast, sponsored by Artemis, contributing editor David Thorpe is joined by Jacob De Tusch-Lec, manager of the Artemis Global Income fund, and Jake Moeller, senior investment consultant at Square Mile, to discuss the options investors have.They discuss how investors can determine whether yields are sustainable, the art of being more defensive during a time of potential stagflation and whether there are any areas left for equity income seekers which are not structurally challenged. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
Do in-house platforms work for every advice firm?
Jun 13 2022
Do in-house platforms work for every advice firm?
Proprietary adviser platforms have their place but are they right for every advice firm? This FTAdviser In Focus podcast chats to Mike Barrett, consulting director at the Lang Cat, and David Ferguson, founder of Nucleus and new CEO of platform technology provider Seccl, about what advisers need to have in place to run an in house platform, how they can benefit from running a proprietary platform, and what effect the consumer duty will have on the way advisers work with platforms. See acast.com/privacy for privacy and opt-out information.
FSMA 2.0 could make UK regulators ‘most powerful’ in the world
Jun 10 2022
FSMA 2.0 could make UK regulators ‘most powerful’ in the world
Last month, in the Queen’s speech, the government announced plans to bring in new legislation to "strengthen" the UK's financial services industry and ensure it acts "in the interest of all people and communities". This will be achieved through a financial services and markets bill which will be introduced the coming year.In this week's podcast, FTAdviser deputy editor Damian Fanato speaks to Langcat director of public affairs Tom McPhail and Pimfa director of government relations and policy Tim Fassam on future of the financial services market bill and what the impact will be. The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
Price of investing
May 30 2022
Price of investing
In this episode of the FTAdviser In Focus podcast First Wealth's Anthony Villis and Square Mile's Tom Poulter discuss the price of investing. Has the cost of passive investing reached its nadir? Or is there room for further price drops? We also discuss adviser take-up of passive funds and a booming ESG interest. See acast.com/privacy for privacy and opt-out information.
Finding real returns in an inflationary environment
May 27 2022
Finding real returns in an inflationary environment
With inflation soaring, interest rates rising and waves of economic and geopolitical uncertainty hitting the equities and bonds, investors can’t be blamed for struggling to find returns.In this week's podcast, FTAdviser's investment reporter Sally Hickey speaks to Sam Dovey, head of research at Ravenscroft, and Ian Brady, chief investment officer at WH Ireland, about where to find real returns, why investing in China is a good idea and how they've found hybrid working.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
How does the war in Ukraine affect portfolios?
May 23 2022
How does the war in Ukraine affect portfolios?
The war in Ukraine has led to a spike in the Geopolitical Risk Index not seen since 9/11, but while some investors are responding to the long-lasting shifts, others are warning against getting whiplashed, as "geopolitical shocks can work both ways". Speaking on the latest FTAdviser In Focus podcast about the effects of geopolitics on investments and what it means for other mega-trends is William Morris, head of investments at Weatherbys Private Bank, and Aneeka Gupta, director of macroeconomic research at Wisdom Tree. This podcast is sponsored by Wisdom Tree. See acast.com/privacy for privacy and opt-out information.
Why is the FCA concerned about equity release?
May 20 2022
Why is the FCA concerned about equity release?
The Financial Conduct Authority has warned advisers it needs to look again at the equity release market to make sure it is working in the best interests of consumers.This would be the second time the regulator has looked into this rapidly growing market to make sure it is working as it should.So this week FTAdviser reporter Ruby Hinchliffe is joined by David Forsdyke, head of later life at Knight Frank and a former equity release supervisor at the FCA, and Laura Healy, a mortgage and equity release adviser at Fairview Financial.They discuss why the FCA feels it needs to look again at this area, whether the rapid growth of equity release has been the cause of the regulator's concerns and what some of the hallmarks of good equity release advice are.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
CPD: How crypto has come of age
May 18 2022
CPD: How crypto has come of age
Advisers who chose to ignore crypto may have missed the development the market has undergone in recent years, as demand for the assets soared, prompting many regulators to take notice.In this podcast, which is worth 45 minutes of CPD, we will discover how crypto investing has come of age, what trends we are seeing in this market currently, and how advisers might look to position themselves as the regulatory treatment of the assets changes.  See acast.com/privacy for privacy and opt-out information.
‘City bosses need to take mental health personally’
May 13 2022
‘City bosses need to take mental health personally’
Mental health is a topic which, in recent years, has come to the forefront of discussion at many businesses for the first time in history. Particularly following a global pandemic, which, for much of us, took a serious toll on our mental states. In 2020/21, work-related stress, depression or anxiety accounted for 50 per cent of all work-related ill health, according to the most recent government figures.This week, to mark Mental Health Week, Ruby Hinchliffe, senior reporter at FTAdviser, spoke to Paul Feeney, Quilter CEO, about what more he thinks the financial industry could be doing to address a growing issue like mental health.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
The ‘Amazonification’ of the client experience
May 6 2022
The ‘Amazonification’ of the client experience
Financial advice has come a long way over the years, more so after technology during the pandemic has evolved the way we all live. The ability to have everything at the click of a button means clients expectations from financial advisers and firms will be fast moving.Speaking to FTAdviser on this podcast, two experts discuss the ‘Amazonification’ of the client experience and where we are at in the industry.Russell Andrews, global head of advice solutions for SEI's Asset Management distribution team and Heather Hopkins, managing director and founder of NextWealth, explain the role of technology when it comes to the changing demographics of clients in the advice market. The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
How broken is the mortgage market?
Apr 29 2022
How broken is the mortgage market?
Britain's housing market is broken and the property bull market could soon turn into a bear, mortgage advisers told FTAdviser in March this year.Eye-watering increases in the cost of living, combined with every-high house prices and wage growth that is low by comparison to both inflation and the rate of house price increases in some parts of Britain, have led advisers to question how sustainable the housing market is at the moment.Speaking to FTAdviser on this podcast, three experts in the field of mortgage advice and property investment, discuss the reasons leading up to the current situation and postulate ways to help fix the market. Geoff Garrett, managing director of Henry Dannell, Samantha Bickford, mortgage & equity release specialist at Clarity Wealth Management, explain the need for some positive policy changes to improve the housing market for borrowers, renters and buy to let investors alike.  See acast.com/privacy for privacy and opt-out information.
The outlook for emerging markets post-Covid
Apr 27 2022
The outlook for emerging markets post-Covid
Emerging markets may be considered less risky to invest in now, compared with the past, but they face a number of headwinds.Borrowing to tackle the pandemic has left many facing sovereign debt worries.Additionally, China continues to be a drag on the EM investment sector, exacerbated by its zero-Covid policy.In this special edition of the FTAdviser Podcast, sponsored by Schroders, deputy features editor Ima Jackson-Obot speaks to David Rees, senior emerging markets economist at Schroders, and Daniel Casali, chief investment strategist at Tilney Smith & Williamson, to talk about the outlook for emerging markets post-Covid and whether it is their time to shine.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
How FCA network reforms could impact firms
Apr 22 2022
How FCA network reforms could impact firms
Reforming networks’ appointed representative models is high on the Financial Conduct Authority’s agenda this year, and it’s been a subject of much controversy since the publication of the watchdog’s consultation in March.According to the FCA, networks generate between 50 and 400 per cent more complaints and supervisory cases on behalf of themselves and their members than firms which are not networks.This led the watchdog to conclude more issues arise from principals and ARs than they do from directly authorised firms. Hence, it deemed a change to the AR regime - introduced back in 1986 - was needed.The FCA has said under new reforms, it would require networks to self-assess each member firm on an annual basis. Adviser trade body Pimfa has since said this will turn networks into “nothing more than extremely well-paid human resources consultants”.Ruby Hinchliffe, Senior Reporter at FTAdviser, spoke with Rory Gravatt, head of distribution and product strategy at Altus, and a former employee of Sesame Bankhall Group and Tenet, which operate AR models, to understand how networks will grapple with these changes.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
Investing at a time of volatility
Apr 14 2022
Investing at a time of volatility
Rising inflation and interest rates mean 2022 started with heightened volatility, which has not let up since.So what does this mean for investors?This week, FTAdviser contributing editor David Thorpe is joined by Peter Fitzgerald, total return fund manager at Aviva Investors and Peter Doherty, fixed income investor at Sanlam, to discuss how then are approaching the issue.They discuss how sure we can be that assets will perform as they have in the past and that correlations that have been there in the past will be again and whether investors should view periods of heightened volatility as an opportunity or hunker down to preserve capital.They also discuss whether the turmoil has created any cheap asset classes.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
The future of platforms
Apr 8 2022
The future of platforms
Platforms have reached another inflection point. Most, if not all, major advised platforms have upgraded their technology now, as the calls from advisers grow louder for better integration and more easily attainable routes to data. This means platforms, theoretically, have the tools they need now to truly start innovating for advisers. Meanwhile, a number of customised platform providers have emerged - all offering slightly different services - but the onus being generally the same, which is to encourage advice firms to invest more money and time in technology, and take on more risk, by owning their own platform.Hosted by Ruby Hinchliffe, Senior Reporter at FTAdviser, this podcast explores the benefits and drawbacks of both models. Guests include Andrew Back, chief commercial officer at Multrees, and David Tiller, commercial and propositions director at Quilter.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.
Exploring governance - the G in ESG
Apr 5 2022
Exploring governance - the G in ESG
In this episode of the FTAdviser In Focus podcast, in partnership with Wisdom Tree, we take a look at governance - the G in ESG. Whether it is diverse representation on boards, strategic considerations, political lobbying or cyber risk management, governance plays an important role in how businesses are being run. Done well, corporate governance could mean long-term better performance for a company, but done badly it could have dire consequences for the business and its investors. Discussing governance are Lidia Treiber from Wisdom Tree and Diana Rose from ESG consultancy Insig AI. See acast.com/privacy for privacy and opt-out information.
'Get money in now': how the Spring Statement affects pensions
Apr 1 2022
'Get money in now': how the Spring Statement affects pensions
A few weeks ago the Spring Statement was expected to be an uneventful macroeconomic update, but the war in Ukraine and spiralling cost of living meant chancellor of the exchequer Rishi Sunak had to take action.This he did by cutting the national insurance contribution threshold by £3,000, cutting fuel duty by 5p a litre and pledging to cut the base rate if income tax to 19p in 2024.In this week's podcast, FTAdviser news editor Amy Austin talks to Claire Trott, divisional director of retirement and holistic planning at SJP, and Chris Etherington, private client partner at RSM, about what these announcements mean for advisers.They discuss the importance of communicating these changes and their implications to clients and the need to now maximise salary sacrifice and allowances. They also examine the fact the income tax rise will not be applied to dividend income and how this might mean those living off investment income in retirement are hit harder than buy-to-let landlords.The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues. See acast.com/privacy for privacy and opt-out information.