Got kids?  Or maybe you don’t have kids, but are thinking about having kids?  Or maybe you don’t plan to have kids, but have kids in your life whom you love? Paying for college can be a huge source of stress unless you plan for it well in advance.  Galia explains why parents should prioritize their own retirement first - then their kids’ college.  She lays out 529 plans, UGMA plans and prepaid college savings programs.  She also explains which plan is right for you, which investments to choose and what to do with those investments if your child doesn’t end up going to college.