Me Financial

Michelle Moses

You budget, you save, you're "good" with money... but something feels off. Maybe it's the dream vacation that seems perpetually out of reach, or the nagging worry about the future. Welcome to Me Financial, the podcast designed to inspire your financial life. I'm your host, Michelle Moses, a Certified Financial Planner, licensed Realtor®, and entrepreneur. Here, we get into real estate, talk investment & tax ideas, and help you find a path to financial clarity, and excitement. Tune in on Apple Podcasts, Spotify, or your preferred platform. Me Financial—it's time to redefine your financial future. read less
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Episodes

Ep. 43 - Legal and Financial Tips for Buying Commercial Real Estate
Jun 25 2024
Ep. 43 - Legal and Financial Tips for Buying Commercial Real Estate
Considering investing in commercial real estate for your business? Learn the pros and cons of owning vs. renting for your business needs. Mandi Hunter, the founder of Kansas City's first full-service standalone real estate law firm, Hunter Law Group, joins us to share her knowledge.    Key Topics: Timing: Considering interest rates, cash flow, and business growth stages before making a purchase.Due Diligence: Understanding the importance of thorough due diligence before buying commercial real estate. That means getting your surveys, appraisals, environmental assessments, and title work done right.Legal Contracts: What legal contracts are associated with commercial property purchases.Cash Flow Assessment: Strategies for assessing your business's financial readiness for commercial property ownership.Property Maintenance: Responsibilities and considerations for maintaining commercial properties.  Connect with Mandi Hunter - www.hunterlawgroup.com   Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram: @michelle.e.moses Visit Me Financial Website: www.mefinancial.net   Love the show? Share it with your friends and leave a review!   Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.
Ep. 42 - Creative Real Estate Financing: Syndication, Passive Income, and Mortgage Funds
Jun 18 2024
Ep. 42 - Creative Real Estate Financing: Syndication, Passive Income, and Mortgage Funds
"Creative real estate is anything where you're not putting 20% down with a 30 year mortgage found in the MLS." The truth is, you don't need to be a millionaire to turn real estate into a wealth-building tool. Today, we're talking details on real estate financing - both for aspiring investors and those looking for alternative investment opportunities! Our guest is real estate investor and private money lender Kevin Amolsch. With over $750 million in closed loans, Kevin has a wealth of experience to share on financing strategies for all types of properties. In this episode, you'll learn:   Real Estate Investment Structures with Friends and Family: Different ways to structure real estate investments, including LLC formation, joint ventures, and profit-sharing strategies.Financing Residential vs. Commercial Properties: The challenges of financing residential properties with stricter down payment requirements. Learn how commercial loans offer more flexibility for investors.Syndication Deals: How investor funds are used for down payments in syndication deals, a way to pool resources for larger projects.Creative Real Estate Investing: Alternative financing methods like owner carry and lease options, needed especially in low-inventory markets.The Importance of Creative Financing: Why creative financing strategies are important for investors, especially in competitive markets. Subscribe to the Me Financial Podcast to hear more and don't forget to leave a review!   Follow Kevin on YouTube - https://www.youtube.com/pinefinancial Connect with Kevin on LinkedIn - https://www.linkedin.com/in/kevinamolsch/   Follow Michelle on YouTube - https://www.youtube.com/@theunconventionalinvestor Follow Michelle on Instagram - michelle.e.moses Visit the Me Financial Website - www.mefinancial.net     Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.
Ep. 39 - Turn Knowledge into Action: Strategies to Make Financial Books Stick
May 28 2024
Ep. 39 - Turn Knowledge into Action: Strategies to Make Financial Books Stick
Do you feel like self-help books go in one ear and out the other? You're not alone! Millions struggle to implement the amazing tips and tricks they learn from non-fiction books. What if you could turn those "aha!" moments into lasting changes? In this episode, Nick Hutchinson, author of “Rise of the Reader“ shares strategies for retaining information and finally putting self-help books into action.   You'll learn: Methods to remember and implement key takeaways from any bookStrategies for finding time to read - Integrating book reading into daily life activitiesOver 100 actionable habits categorized for health, wealth, and happiness   Nick Hutchison is the visionary force behind BookThinkers, a thriving 7-figure marketing agency bridging authors and readers. In just over 7 years, he has cultivated a platform reaching over 1,000,000 people monthly and hosts the top 2% global podcast, "BookThinkers: Life-Changing Books," featuring interviews with renowned authors like Grant Cardone and Lewis Howes.   Buy the book on Amazon: https://amzn.to/45vPSW2 Learn more about Nick: www.nickhutch.com Learn more about BookThinkers: www.bookthinkers.com Personalized Book recommendation: DM Nick at www.instagram.com/bookthinkers   Follow Michelle on Instagram Me Financial Website 
   If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review!

   Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.
Ep. 38 - How Franchises Can Be Used For Building Wealth
May 21 2024
Ep. 38 - How Franchises Can Be Used For Building Wealth
Think you can't afford a franchise? This episode shows us how $50,000 can open the door to business ownership. Greg Mohr, a franchising expert and Wall Street Journal best-selling author joins us to share the details of buying or starting your own franchise. I think you'll be surprised by how easy it is to get into franchising and the support you’ll receive throughout the process. 

 From discovering which industry is right for you, to funding, marketing and even scheduling clients - there are systems to help you succeed in a new or existing franchise. All you have to do is pick up the phone and experts are there to support and guide you. Key takeaways from our conversation: Rapid Expansion Potential - Franchising can significantly speed up business growth, as it allows for leveraging other people's investments and efforts across multiple locations. Franchise Setup Process - Setting up a franchise typically involves an investment of around $50,000 and takes approximately three months. This includes legal documentation, training, and alignment with franchising best practices.Semi-Absentee Ownership - An option for those with less time but interest in franchising. This model allows owners to hire a manager to handle daily operations while overseeing the business for about 10-15 hours a week. Listen to the full episode for little known facts about franchising and discover how easy it is to get started. Greg Mohr’s Website Buy Greg’s Book - https://amzn.to/4cqb02q
 Follow Michelle on Instagram: @michelle.e.moses Visit Me Financial Website: www.mefinancial.net   Love the show?  Share it with your friends and leave a review!   Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.
Ep. 36 - Supporting Newly Single Women on Their Journey to Financial Independence
May 7 2024
Ep. 36 - Supporting Newly Single Women on Their Journey to Financial Independence
Rachael Burns, CFP and Certified Divorce Financial Analyst joins me to discuss ways to prepare yourself if you find yourself on your own. We talk about: How spiking interest rates have complicated divorce settlements, especially when dealing with real estate.Creative living arrangements like 'nesting'.How you can always be prepared just by being involved in the finances regularly. Rachel will tell us why fixating on to the family home might not always be the best financial decision in a divorce, and why sacrificing retirement savings to keep a house might lead to regret. We'll also cover the emotional and administrative chaos that typically follows a partner's death, offering essential tips on how you can better prepare for managing finances solo. Our discussion will extend to the importance of not just knowing your financial assets but also having a hand in managing them, even if finances aren't really your thing. Contact Rachael Burns at True Worth Financial Follow Michelle on Instagram: @michelle.e.moses Love the show? Share it with your friends and leave a review!   Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.
Ep. 30 - Real Estate Title Fraud: How to Keep Your Property Safe
Mar 26 2024
Ep. 30 - Real Estate Title Fraud: How to Keep Your Property Safe
Did you know that real estate fraud happens daily? And it happens to very intelligent and savvy homeowners. In this episode, Tanner Herrick, EVP of Premiere Title, talks to us about the tactics criminals are using - from hacking email accounts to listing frauded properties for sale on Zillow. Learn how to prevent wire fraud, deed fraud, and other sophisticated real estate scams.   Key Takeaways: Diligence: How to be thorough in reviewing documents and communications with your title company.Using Google Alerts: How to set up alerts for your properties to monitor suspicious activity.Title Companies: What to look for when employing a title company for your real estate transactions. Listen to the full podcast episode for more in-depth explanations and examples of title fraud. Set up your Maricopa Co. title alert with the Recorder's office Set up a Google Alert   Contact Info: Contact Tanner at Premiere Title Follow Michelle on Instagram Me Financial Website If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.
Ep. 26 - Laundromat Ownership: Is This Passive Business For You?
Feb 27 2024
Ep. 26 - Laundromat Ownership: Is This Passive Business For You?
The mortgage broker who pivots to create different streams of income! Jud Holmes, an established mortgage broker, saw a downturn coming and sought to purchase a coinless laundromat for more passive income. He takes us through his eye-opening experience of researching, purchasing and his first year running his coinless laundromat. From searching bizbuysell.com to discovering the profitability of laundromats, Jud discusses the different kinds of business structures, what to look for when reviewing a business and how they can fit your lifestyle.  Is this income stream for you? We discuss:  The SBA loan processThe role of systems in managing a business efficientlyHow the business operates on a day-to-day basis.  With less than 10 hours a week of management, Jud's laundromat venture offers somewhat passive income and a cushion to the slow periods in his primary mortgage business. We also talk about how Jud maintains a work-life balance, his plans for expansion, and why adding a laundromat to your investment portfolio might be a way to recession-proof your portfolio. Key Takeaways: Items to look for when reviewing a purchase of a coinless laundromat.Surprise issues that came up after purchasing the laundromat.How much time the day-to-day operations take, along with ways he’s streamlined the process.Mental hurdles Jud went through before and after purchasing the laundromat. Links: Contact Jud Holmes www.bizbuysell.com Follow Michelle on Instagram Me Financial Website   If you enjoyed today's episode, share it with your circle, and don’t forget to leave a review! Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.