Retire Once Show

Johnathan Rankin

The Retire Once Show is a retirement podcast designed to help simplify retirement so that you can retire with confidence. Running out of money in retirement is one of the biggest fears that retirees have. That is why our goal is to help you not just get to retirement, but most importantly, stay retired. Join your hosts, Johnathan R. Rankin CRPC® CEPA®, founder and CEO of Theorem Wealth Management, and Melissa Rankin, Wealth Management Advisor with Theorem Wealth Management Each week, they will cover retirement topics to help you prepare for retirement if you are not retired or help you improve your retirement if you are already retired. They will cover topics such as Social Security, advanced tax planning, IRA's, 401(k)'s, retirement income strategies, investing strategies, stocks and bonds, and ways to help you gain confidence in your retirement plan. Every episode will give you the tools you need to get to retirement and most importantly stay retired. Our goal is to make sure you only have to "retire once" and that work after retirement is optional and not mandatory. Learn more and grab FREE retirement resources by going to www.retireonceshow.com. read less
EducationEducation

Episodes

Mental Struggles With Retirement – Are You Ready?
Sep 15 2023
Mental Struggles With Retirement – Are You Ready?
Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin, the mental challenges that come with retirement. Most people think that planning for retirement is all about the financial aspects that come with retirement. Whether that is how much should you save for retirement, how much you should spend in retirement or how to invest for retirement. What most retirees find is that there is so much more to retirement than money. Planning for the parts of retirement that can create mental stress is equally as important.   Have questions about your retirement? Email us at Retire@theoremwm.com‍ or use the link below to schedule some time with a member of our team.  See if you are on track to retire https://www.theoremwm.com/start-here  Read the articles discussed.  https://www.morningstar.com/personal-finance/20-ira-mistakes-avoid  https://www.advisorperspectives.com/articles/2023/08/07/insurance-stock-allocation-challenges-retirement-swedore  #Retirement #Investing #FinancialPlanning #RetireOneShow  - - - - - - - - - - - - - - - - - - -  Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth.   - Johnathan Rankin CRPC® CEPA®, Founder & CEO  -  Melissa Rankin - Wealth Management Advisor  - Theorem Wealth Management  🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download  👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here  😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/  ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/  🌐[HOMEPAGE] https://www.theoremwm.com/  1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show  -----------------------   POPULAR RETIREMENT VIDEOS  How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo  All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA  Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o  -----------------------   #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast  Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
IRA Mistakes That Can Ruin Your Retirement
Aug 18 2023
IRA Mistakes That Can Ruin Your Retirement
Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin discuss a recent article from Morningstar that covers 20 IRA mistakes that investors make. We also discuss a recent article in Advisor Perspectives that talks about 7 of the biggest challenges facing individual retirement plans today. If you are planning on retiring soon, you will not want to miss this one. Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team. See if you are on track to retire https://www.theoremwm.com/start-here Read the articles discussed. https://www.morningstar.com/personal-finance/20-ira-mistakes-avoid https://www.advisorperspectives.com/articles/2023/08/07/insurance-stock-allocation-challenges-retirement-swedore #Retirement #Investing #FinancialPlanning #RetireOneShow - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement-focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Is this 401(k) Tax Benefit Disappearing?
Aug 7 2023
Is this 401(k) Tax Benefit Disappearing?
Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin discuss a big change that might be coming to 401(k) plans. Starting January 1st, there may be a new rule that removes a tax benefit for retirement savers over 50 years old. We're talking about catch-up contributions and some upcoming changes that may impact them. We also spend time discussing how much people need to have saved in order to retire comfortably and what it takes to become financially secure. Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team. If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement-focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast #Retirement #Investing #FinancialPlanning #RetireOneShow Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
9 Things Every Retiree Needs To Plan For
Jul 28 2023
9 Things Every Retiree Needs To Plan For
9 Things Every Retiree Needs To Plan For Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement Welcome back to another episode of The Retire One Show! On this episode, we discuss a recent study by Charles Schwab that uncovers a very interesting wealth paradox. We discuss what it takes to feel wealthy in America. We also break down a recent article “Investing Road Map for Retirees” by Christine Benz of Morningstar. We discuss everything from withdrawal rates to Roth conversions and back-door Roth IRAs. If you are planning for retirement, this is an episode you will not want to miss. Timestamps 00:00 Intro 3:00 – America’s Wealth Paradox 7:20 – Investing Road Map for Retirees 11:29 – Projecting Your Retirement Expenses 13:46 – Maximizing Your Guaranteed Lifetime Income 15:42 – Creating A Guaranteed Lifetime Retirement Income 22:30 – Working In Retirement 26:11 – Creating a Retirement Safety Net 29:00 – The 4% Rule and Withdrawal Flexibility 30:58 – Taxes In Retirement 32:01 – Roth Conversions 33:07 – Backdoor Roth IRA 36:53 – Investing in Retirement 38:30 – Estate Planning Read the articles: https://www.morningstar.com/retirement/an-investing-road-map-retireeshttps://rethinking65.com/2023/07/10/backdoor-roths-are-powerful-if-done-right/ Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team. #Retirement #Investing #FinancialPlanning #RetireOneShow If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
The Secret Key to Retirement Success? Revealed!
Jul 28 2023
The Secret Key to Retirement Success? Revealed!
Retirement Success Comes Down To This? Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin discuss a recent article that explains how the only thing that determines a person's standard of living in retirement is the performance of the stock and bond markets. Is that really the case? We also discuss a recent article in the Wall Street Journal, where a newly retired couple shares their thoughts on maintaining separate spaces in their home. Studies have shown that couples who spend all of their time together in retirement are not as fulfilled as those who don’t. Read the articles: https://www.marketwatch.com/story/your-standard-of-living-in-retirement-is-largely-determined-by-this-surprising-thing-ca4a8851 https://www.wsj.com/articles/retirement-advice-spouses-cave-c3254247 Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team. #Retirement #Investing #FinancialPlanning #RetireOneShow If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Is This The Worst Investment For Retirement?
Jun 27 2023
Is This The Worst Investment For Retirement?
Is This Really The Worst Retirement Investment? Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin discuss whether or not annuities are a bad investment. With June being National Annuity Awareness Month, we dive into the important aspects of annuities. We discuss the good, the bad, and everything in between so that you can make an informed decision about your retirement. We discuss when annuities make sense and when they don’t. Most importantly, we discuss the things you need to know before your purchase an annuity. Please know that we are not recommending that anybody watching or listening to this episode go out and buy an annuity. We DO NOT provide investment recommendations online. Our goal is to help you make an informed decision when it comes to your retirement. Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team. #Retirement #Investing #FinancialPlanning #RetireOneShow If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Should You Really Max Out Your 401(k)?
Jun 16 2023
Should You Really Max Out Your 401(k)?
Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin discuss whether or not you should be maxing out your 401(k). A recent article “Is It a Good Idea to Max Out 401(k)” discussed several reasons why a retirement saver should not max out their 401(k). In this episode, we discuss how much you should contribute to your retirement and how to know if you are on track to your retirement goals. Have questions about your retirement? Email us at Retire@theoremwm.com or use the link below to schedule some time with a member of our team. #Retirement #Investing #FinancialPlanning #RetireOneShow If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
What I Regret About My Retirement
Jun 9 2023
What I Regret About My Retirement
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin, bring you insights from real clients about their retirement journeys. In this episode, we discuss common retirement regrets. We also talk about the book by Bonnie Ware “The Top Five Regrets of the Dying – A Life Transformed by the Dearly Departing”. Retirement is meant to be an exciting and fulfilling time of life. We hope this episode helps you plan in ways that are beyond the money. Have you experienced any regrets in retirement? Share your story by sending us an email Retire@theoremwm.com #Retirement #Investing #FinancialPlanning #RetireOneShow If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
What I Wish I Knew Before I Retired
Jun 2 2023
What I Wish I Knew Before I Retired
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement Welcome back to another episode of The Retire One Show! Your hosts, Johnathan and Melissa Rankin, bring you insights from real clients about their retirement journeys. In this episode, we discuss the top things our clients wish they knew before they retired. Some key takeaways include: Be More Aggressive Early On: Many clients expressed they wished they had been more aggressive in their investment strategies early on in their careers. It's crucial to understand that the longer your investment horizon, the more likely you are to see positive returns. However, this doesn't mean recklessly investing in risky assets. Rather, it's about creating a balanced portfolio that aligns with your risk tolerance and the purpose of your money. Diversify Your Savings: A common regret was having all their money in retirement accounts, which led to significant tax implications during withdrawal. Diversifying your savings across different account types can help mitigate this issue. If you missed it, we covered where to save and what type of account to use in Episode 37 that you can watch here https://youtu.be/RRLtixfgCNg Plan for Unexpected Costs: Unforeseen expenses can be a major setback in retirement. Whether it's home repairs, healthcare costs, or helping family members, it's essential to anticipate and plan for these contingencies as much as possible. According to a study, one in three people experienced retirement surprises that depleted 25% of their assets. Retirement Can Be Boring: Lastly, some clients were surprised by how uneventful retirement could be. It's essential to have a plan for how you'll spend your time and keep yourself engaged once you've stopped working. Thanks for joining us, and we look forward to bringing you more insights on your retirement journey in future episodes! #Retirement #Investing #FinancialPlanning #RetireOneShow Please note that this description might not cover all the points discussed in the episode as the tool used for the research had a time limit. You can use the tool again to get more information if needed. If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Preserve Your Wealth... The Retirement Conversation You Need To Have
Jun 1 2023
Preserve Your Wealth... The Retirement Conversation You Need To Have
Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement In this episode of The Retire One show, host Johnathan and Melissa Rankin delve deep into the subject of generational wealth transfer and the importance of talking to your children about money and inheritance. They shed light on an ongoing study, revealing an astounding $84.4 trillion in wealth expected to be transferred by 2045, primarily from the baby boomer generation. Johnathan and Melissa discuss the potential pitfalls of not having these crucial conversations about inheritance, citing studies that show 90% of family wealth is often lost by the third generation, largely due to a lack of preparedness and financial education. They also address fears that parents may have, like the worry of raising entitled children or children not being ready to handle a substantial amount of money responsibly. Throughout the episode, they provide valuable tips on how to approach these conversations and the importance of setting expectations to avoid future resentment or surprises. They also stress the importance of introducing your children to your financial team for a smoother transition to wealth. This episode serves as an important reminder of the necessity to communicate about your wealth and values, especially in light of the imminent, massive generational wealth transfer. For anyone looking for guidance on initiating these conversations, this episode of The Retire One show is a must-listen. If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Why You're Not Ready To Retire
May 15 2023
Why You're Not Ready To Retire
Is This Why You’re Not Retirement Ready? Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement In today's episode of The Retire One Show, In today's episode of the Retire Once Show, we dive deep into a recent article that discusses 14 reasons why many Americans are not ready for retirement. Join us as we explore the various factors, such as: • Prioritizing short-term savings goals • Not knowing how much is needed for retirement • Assuming catch-up is possible later • Tapping into retirement funds for emergencies • Early 401(k) withdrawals • Lack of employer-paid retirement plans • Misconceptions about retirement savings needs • Relying on Social Security and multiple income streams • Lingering effects of the 2008 financial crisis • Low income and the struggle to save • Not matching employer contributions • Overwhelming student loan debt • Fear of the stock market Be sure to subscribe to the show and to our weekly retirement newsletter. Articles Discussed in this Episode • https://am.jpmorgan.com/us/en/asset-management/adv/insights/retirement-insights/guide-to-retirement/ • https://finance.yahoo.com/news/14-astonishing-reasons-many-americans-150015621.htm If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement-focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Is This the Newest Retirement Crisis?
May 8 2023
Is This the Newest Retirement Crisis?
Is This The Newest Retirement Crisis? Sign Up for Our Weekly Retirement Newsletter: https://mailchi.mp/theoremwm.com/weeklyretirement In today's episode of The Retire One Show, we delve into the worrying trend of Americans changing their retirement savings habits due to inflation. Numerous studies reveal that a significant number of people in the US have reduced or even halted their retirement savings contributions. With TIAA reporting that 25% of workers cut back on retirement savings and a shocking 50% of US News and World Report survey respondents having paused their contributions in 2022, the future of retirement looks uncertain for many. We also explore the alarming findings from the Senior Citizens League survey, which showed that 26% of people aged 55 and over depleted a retirement account in the first quarter of the year, up from 20% in the third quarter of 2022. Additionally, a staggering 49% of this group spent their emergency savings during the same period. We also discuss concerning statistics and highlight the long-term consequences of pausing retirement savings, such as a 27% reduction in the final retirement pot for a 30-year-old who stops contributing for just five years. With 1 in 3 Americans cashing out their 401(k)s when switching jobs, these trends spell a challenging future for retirement. In this episode, we also discuss the results of a study that examined the 401(k) leakage, revealing that 41% of participants cash out some dollars, with 35% of the total taking the entire amount. Shockingly, even earners with accounts holding at least $100,000 are opting for cash distributions. We'll discuss the distribution rules and explore alternatives to cashing out, ensuring that you're equipped with the knowledge to make the best decisions for your retirement future. Tune in to this must-listen episode of the Retire Once Show and discover the true impact of inflation on retirement savings and learn how to better navigate these uncertain times. If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter - https://mailchi.mp/theoremwm.com/weeklyretirement See if you are on track to retire https://www.theoremwm.com/start-here - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
The Average Retirement Age Is?
Apr 21 2023
The Average Retirement Age Is?
The Average Retirement Age Is? Sign Up for Our Weekly Retirement Newsletter: http://eepurl.com/gGenQr In today's episode of The Retire One Show, we dive into the findings from Gallup that show people are retiring later than ever before. In the past three decades, the average reported retirement age among American workers has increased from 57 to 61, with nonretirees' target retirement age rising from 60 in 1995 to 66 today. In this video, we'll explore the reasons behind this shift, including changes in Social Security benefits, longer life expectancies, and a transition to a service and information-based economy that allows for working into older age. We'll examine how these factors are contributing to the gap between expected and actual retirement ages, as well as the trend of fewer Americans aged 55 to 74 being retired compared to the start of the 21st century. We'll also discuss how household income may play a role in this shift towards later retirement, although the extent of its impact remains unclear. Join us as we delve into the complexities of retirement decisions and how the landscape has evolved over time. If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Sign Up for Our Weekly Retirement Newsletter - http://eepurl.com/gGenQr See if you are on track to retire https://www.theoremwm.com/start-here - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement-focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Can You Rely On Social Security?
Apr 11 2023
Can You Rely On Social Security?
Sign Up for Our Weekly Retirement Newsletter: http://eepurl.com/gGenQr In today's episode of The Retire One Show, we dive into the concerning state of America's retirement readiness, as well as the growing number of people who are unsure about relying on social security benefits. Join hosts Jonathan and Melissa Rankin as they discuss the findings of recent Fidelity and Allianz Life studies, which highlight how different generations are saving and investing for retirement. They also touch on the potential consequences of saving less and investing more cautiously, and the importance of having a diverse retirement strategy. Don't miss this insightful discussion to learn more about preparing for a secure retirement! - - - - - - - - - - - - - - - - - - If you have questions or comments for the show email us Retire@theoremwm.com or head to www.Retireonceshow.com Download Our Retirement Toolkit: https://www.theoremwm.com/retirement-toolkit-download - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth. - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION] https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show ----------------------- POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o ----------------------- #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Retirement Advice You Should Ignore in 2023
Mar 3 2023
Retirement Advice You Should Ignore in 2023
Looking to retire soon or already retired and want to make sure you're on the right track financially?  On this episode of the Retire Once Show, Johnathan and Melissa discuss popular retirement advice that you should ignore.  In this episode, we discuss some of the most important retirement planning questions that are on everyone's mind, such as: When should you claim Social Security? Should you take social security at 70? Is it bad to take Social Security Early? Do you have to invest in a Roth IRA? How should you choose your 401k investments? How should you benchmark your portfolio? With more information out there than ever before, retirement planning can become more complicated than it needs to be. Our mission is to help simplify your retirement planning. That starts with ignoring advice that is not right for you - - - - - - - - - - - - - - - - - -  Chapters: 0:00 – Intro 1:29 – Should you really delay your Social Security until 70? 6:03 – Is a Roth IRA/Roth 401(k) a good idea for you? 9:47 – How should you choose your 401(k) investments? 14:28 – What benchmark should you use to analyze your investment performance? If you have questions or comments for the show email us  Retire@theoremwm.com or head to www.Retireonceshow.com - - - - - - - - - - - - - - - - - - - Our mission here at Theorem Wealth Management is to help diligent retirement focused savers achieve their dream retirement while reducing the stress caused by managing wealth.  - Johnathan Rankin CRPC® CEPA®, Founder & CEO -  Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show -----------------------  POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o -----------------------  #TheoremWealthManagement #RetireOnce #RetirementPodcast #Podcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Tax Time: What You Need To Know For Tax Season 2023
Feb 24 2023
Tax Time: What You Need To Know For Tax Season 2023
On this episode of the Retire Once Show, Johnathan and Melissa discuss important tax tips that you need to know before you file your taxes. This episode also covers how different income sources are taxed as well as tax tips for retirees. We cover everything from the fastest way to get your refund to how your Social Security Benefits are taxed.  Chapters: 0:00 – Intro 1:08 – Tax Tips for 2023 3:18 – Taxes by Income Source 3:35 – Taxes on Traditional IRA and 401(k) Withdrawals 5:28 – Taxes on Roth IRA and Roth 401(k) Withdrawals 6:47 – Taxes on Pension Income 7:08 – Taxes on Social Security Benefits 8:08 – Taxes on Life Insurance Proceeds 9:38 – Taxes on Investments 11:17 – Taxes on Dividends 12:06 – Taxes on Interest Accounts 13:09 – Taxes on Home Sales 13:57 – Tax Tips for Retirees If you have questions or comments for the show email us  Retire@theoremwm.com or head to www.Retireonceshow.com - Johnathan Rankin CRPC® CEPA®, Founder & CEO -  Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show -----------------------  POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o -----------------------  #TheoremWealthManagement #RetireOnce #RetirementPodcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
7 Important Retirement Questions To Ask Yourself
Jan 27 2023
7 Important Retirement Questions To Ask Yourself
On this episode of the Retire Once Show, Johnathan and Melissa discuss 7 Important Retirement Questions To Ask Yourself. Retirement planning is more than asking “how much do I need to retire?”. If you are thinking about retiring or retiring, it is important that you are always checking in on your retirement success. To maximize your retirement, we believe it is important to ask yourself these 7 questions.  1 – What does retirement success mean to you? 2 – What part of retirement planning causes you stress? 3 – How will you handle stock market volatility? 4 – How will you pay for medical costs? 5 – What will be your plan to review your retirement plan, investments, and spending? 6 – Who is there to help you if you can no longer manage your own finances? 7 – What will you do to stay busy? If you have questions or comments for the show email us  Retire@theoremwm.com or head to www.Retireonceshow.com - Johnathan Rankin CRPC® CEPA®, Founder & CEO -  Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show -----------------------  POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o -----------------------  #TheoremWealthManagement #RetireOnce #RetirementPodcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
My Spouse Just Passed Away; What I Wish I Knew. 6 Financial Steps to Take
Jan 11 2023
My Spouse Just Passed Away; What I Wish I Knew. 6 Financial Steps to Take
On this episode of the Retire Once Show, Johnathan is joined by Joanna Horton, the COO of mForce Capital. As a financial advisor, Joanna has helped clients work through the passing of a spouse, but when it happened to her, it brought with it a completely different perspective. In this interview, Joanna shares her experience of when her husband Jeff suddenly passed away. She also shares advice on what she wished she knew before it happened. Joanna also shares 6 important financial steps to take to make sure you are prepared if something happens to your spouse.  Download the Peace of Mind Checklist www.theoremwm.com Joanna can be reached at jhorton@mforcecapital.com If you have questions or comments for the show email us  Retire@theoremwm.com or head to www.Retireonceshow.com - Johnathan Rankin CRPC® CEPA®, Founder & CEO - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show -----------------------  POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o -----------------------  #TheoremWealthManagement #RetireOnce #RetirementPodcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
2023 Retirement Trends and Predictions
Jan 9 2023
2023 Retirement Trends and Predictions
On this episode of the Retire Once Show, Johnathan and Melissa discuss some of the biggest retirement planning trends. They also discuss the 2023 market outlook as well as their predictions for 2023. With 2022 being one of the worst years in the investment markets, and one of the worst years for the balance 60/40 portfolio, make sure you check out our predictions for the year ahead.  If you have questions or comments for the show email us  Retire@theoremwm.com or head to www.Retireonceshow.com - Johnathan Rankin CRPC® CEPA®, Founder & CEO -  Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show -----------------------  POPULAR RETIREMENT VIDEOS How rising interest rates affect retirement plans: https://youtu.be/FH8yU3W4oqo All About Roth Accounts - Roth Conversions, Roth IRAs & Roth 401(k)s: https://youtu.be/6WB5id7G7rA Retirement During A Recession: Are you Prepared?: https://youtu.be/sR28HxppG6o -----------------------  #TheoremWealthManagement #RetireOnce #RetirementPodcast Disclaimer: Johnathan Rankin is a Registered Representative of Sanctuary Securities Inc. and an Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Theorem Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.
Are You Saving In The Wrong Accounts for Retirement?
Dec 30 2022
Are You Saving In The Wrong Accounts for Retirement?
If you're wondering where to save your money for retirement, this video is for you! We'll discuss the different types of accounts available to you and explain the advantages and disadvantages of each. We also give you a step-by-step guide on what accounts to save in first. In this video, we're going to discuss the differences between Roth and traditional 401ks, and show you which account is best for you. We'll also talk about HSAs, and how they can help you save for your future. We also talk about what accounts you should save in first and where to save after that. We cover everything from an emergency fund, to employee stock purchase plans. Determining where you save can help reduce the taxes you pay. The goal is to have flexibility in your retirement and the type of savings account help give flexibility when you retire.  Download Our Retirement Toolkit: https://www.theoremwm.com/retirement-toolkit-download or head to www.Retireonceshow.com - Johnathan Rankin CRPC® CEPA®, Founder & CEO -  Melissa Rankin - Wealth Management Advisor - Theorem Wealth Management 🎁 [ULTIMATE RETIREMENT TOOL KIT] https://www.theoremwm.com/retirement-toolkit-download 👍 [SCHEDULE A CONVERSATION]  https://www.theoremwm.com/start-here 😁 [REACH OUT ON FACEBOOK] https://www.facebook.com/Theoremwm/ ➡️ [CONNECT WITH ME ON LINKEDIN] https://www.linkedin.com/in/johnathan-rankin-crpc%C2%AE-cepa%C2%AE-4a908b4a/ 🌐[HOMEPAGE] https://www.theoremwm.com/ 1️⃣[RETIRE ONCE] https://www.theoremwm.com/retire-once-show