The Fine Print with George Kamel
Let’s face it - you probably aren’t where you want to be financially. You don’t know what to do or who to trust. You’re listening to headlines, social media and broke friends to make major money decisions. Making the right choices shouldn’t be this complicated. In every episode, George Kamel will do the research for you and break down money myths, trends and traps that you need to know about. With the right information, you’ll make smarter decisions with your life and money.
Our Editor's Take
The Fine Print with George Kamel is a podcast that examines costly details hidden in contracts and business models. Host George Kamel knows consumers don't have time to read endless fine print. He reads it for them and reveals the findings here. Kamel is a Ramsey Personality for the Ramsey Network. He's the bestselling author of Breaking Free From Broke. His other hosting credits include Smart Money Happy Hour with Rachel Cruze and George Kamel, Borrowed Future, and The Ramsey Show. Kamel teaches listeners that spending less and saving more yields more rewarding lives.
The podcast host himself is proof. Kamel fell into the same "money traps'' most people do. His Middle Eastern parents immigrated to America. They worked hard to provide but also conformed to the spending culture in the US. That culture normalizes loans and debt. Kamel spent what he calls "Sallie Mae's Monopoly money" on college. He left with $36,000 in student loan debt.
Afterward, he got a fortuitous temp job at Ramsey Solutions. He used Ramsey's "Baby Steps'' to become a debt-free millionaire. Kamel says people only need the correct information to resolve debt. The Fine Print with George Kamel wants to provide that info.
One episode analyzes TurboTax. The government doesn't tell people what they owe but penalizes people who guess wrong. Consumers seek guidance online. Does TurboTax help? One listener calls and says his $8,000 refund check got stuck in purgatory. Another listener waited on hold with TurboTax for five hours. She called again but the help system was down. TurboTax has a 70 percent market share for self-filing. Its parent company Intuit is worth $100 billion. Kamel reveals that it's not worth that to its customers.
The Fine Print with George Kamel also assesses cryptocurrency, bankruptcy, and credit scores. Kamel shares a survey indicating that 87 million Americans worry about credit scores. He questions whether people with good credit scores "live large" or live with "large debt." He dislikes the word "creditworthiness." Credit only means borrowing money. He tells listeners they're worth more than credit. Kamel’s career proves that he means it.
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