Join Steve Coughran and guest Ben Brackett, Financial Advisor at Caliber Wealth Management, as they unravel the mystery behind Roth and Traditional IRAs. In this episode, they break down what sets these retirement accounts apart and offer expert advice on which one could be your golden ticket to a secure retirement. Get ready to discover strategies that can make a real difference in your financial future! Don't forget to visit MoneyPickle.com to schedule an appointment with a financial advisor and get personalized advice tailored to your retirement goals. Enjoy the show and remember to subscribe for more insightful episodes!The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. Speak about your situation and hear from a matched advisor about how they can provide value. No pressure. No obligation. No cost.  Schedule a complementary call now >

Investing is essential for growing your retirement savings, but not diversifying your investments can be a costly mistake. In this episode of "Retirement Decoded" by Money Pickle, we dive deep into strategies to enhance your odds of success in investing and retirement planning. Host Steve Coughran shares valuable insights to help you live a better financial life.Tune in to discover the five biggest financial mistakes that could derail your retirement plans. From not saving enough to underestimating healthcare costs, carrying high-interest debt, lacking investment diversification, and ignoring inflation, Steve covers it all. Learn practical tips to start saving early, prioritize healthcare planning, eliminate high-interest debt, diversify your portfolio, and account for inflation in your financial strategies.Don't miss out on this episode packed with actionable advice to set you on the path to financial freedom and a comfortable retirement. Subscribe now and start living your best financial life.Highlights from this episode:The Importance of Early Saving: Why starting to save for retirement as early as possible can significantly impact your financial future.Healthcare Costs in Retirement: How to plan for one of the most significant expenses in retirement and tips to reduce future costs.Managing High-Interest Debt: Effective strategies for paying off high-interest debt to improve your financial health.Diversifying Investments: The benefits of a diversified portfolio and how to balance your investments across different asset classes.Inflation and Your Retirement: Understanding the impact of inflation on your retirement savings and how to protect your purchasing power.Don't forget to visit MoneyPickle.com to schedule an appointment with a financial advisor and get personalized advice tailored to your retirement goals. Enjoy the show and remember to subscribe for more insightful episodes!The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice.

In this episode of "Retirement Decoded" by Money Pickle, host Steve Coughran and guest Ian Klinger, Financial Planner and Tax Advisor of Liberty Point Advisors, dive into the powerful impact of mindset on financial success. They explore how a scarcity mentality, shaped by early life experiences, can hinder financial growth and lead to self-sabotage. Through candid conversations, they highlight the importance of understanding one's financial behaviors, managing expectations, and avoiding the trap of equating money with self-worth. They emphasize that simple, straightforward strategies often yield the best results in achieving financial freedom. Tune in to learn practical advice on overcoming financial fears and building lasting wealth. Don't forget to visit MoneyPickle.com to schedule an appointment with a financial advisor and get personalized advice tailored to your retirement goals. Enjoy the show and remember to subscribe for more insightful episodes!The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice.

On this episode of Retirement Decoded by Money Pickle, your host Steve Coughran and guest Emmanuel Eliason, President and CEO of Eliason Wealth Management, dive into the unique retirement challenges faced by federal employees. From the complexities of federal pensions to crucial planning missteps, Emmanuel offers valuable strategies for optimizing retirement planning. He highlights common pitfalls such as starting too late, neglecting long-term care, and underestimating tax implications. Whether you're a federal worker or just curious about effective retirement strategies, this episode provides actionable insights to help you make informed decisions and secure a comfortable future. Tune in for expert advice and practical tips that could change your retirement outlook. Don't forget to visit MoneyPickle.com to schedule an appointment with a financial advisor and get personalized advice tailored to your retirement goals. Enjoy the show and remember to subscribe for more insightful episodes!The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice.

In this episode of Retirement Decoded by Money Pickle, Steve sits down with Sam Schuette, Vice President and Wealth Advisor at GreenUp Wealth Management, to discuss the next steps for savvy savers who have maxed out their 401(k) and are looking for new investment strategies. They explore how to balance saving with enjoying life, delve into the world of bonds and private credit, and uncover common pitfalls in managing long-term investments. Sam shares his insights on fiduciary responsibilities, asset management, and the importance of a well-rounded financial strategy. Tune in for practical advice on maximizing your investments and ensuring financial stability for the future.Don't forget to visit MoneyPickle.com to schedule an appointment with a financial advisor and get personalized advice tailored to your retirement goals. Enjoy the show and remember to subscribe for more insightful episodes!The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice.

In this episode of Retirement Decoded by Money Pickle, the host, Steve Coughran, discusses with Joe Wilson, Partner and Financial Advisor of Preferred Wealth Management, LLC, about insights from his transition from a corporate six-figure salary to a financial planning business. He emphasizes the importance of leveraging employer benefits like 401(k) matches and stock options, and stresses being proactive in career negotiations and investments. Joe advises white-collar workers to build wealth aggressively, highlighting that salary alone rarely leads to significant wealth. Instead, he suggests focusing on equity opportunities and smart investments. He also contrasts the pros and cons of working in large versus small organizations, offering practical advice on avoiding lifestyle inflation and maximizing financial growth. Don't forget to visit MoneyPickle.com to schedule an appointment with a financial advisor and get personalized advice tailored to your retirement goals. Enjoy the show and remember to subscribe for more insightful episodes!The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice.

Welcome to Retirement Decoded, where we unlock the secrets to financial freedom and security. Join us as we delve into the essential aspects of retirement planning, uncover the invaluable benefits of working with a trusted financial advisor, and explore proven strategies to build sustainable wealth.In each episode, we break down complex financial concepts into actionable steps, ensuring you gain clarity and confidence in managing your financial future. Whether you're just starting to plan for retirement or looking to optimize your existing strategy, our expert advice and practical tips will guide you every step of the way.Discover how to navigate the intricacies of retirement savings, investment options, and risk management effectively. Learn why collaborating with a skilled financial advisor can make a profound difference in achieving your long-term financial goals, from maximizing returns to minimizing tax liabilities.Tune in as we discuss the latest trends in wealth accumulation, the importance of diversification, and how to adapt your financial plan to changing life circumstances. Each episode is packed with insights to empower you in making informed decisions about your financial health and securing a prosperous future.Whether you're a seasoned investor or just starting out, [Podcast Name] equips you with the knowledge and tools necessary to thrive financially. Subscribe now to embark on your journey towards financial independence and unlock the keys to a brighter tomorrow!Money Pickle is your definitive resource for mastering retirement planning, harnessing the advantages of financial advisement, and achieving lasting wealth. Don't miss out—subscribe today and transform your financial future!Helpful Links:Money Pickle - Professional Financial AdviceSchedule A Call With An Advisor Take This Brief Assessment The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice.

In this episode of Retirement Decoded by Money Pickle, with your host Steve Coughran and guest Josh Herlan, CEO of Future U Financial, Inc., we dive deep into the complexities of market timing, investment strategies, and realistic return expectations. Explore the differences between investing in the stock market and managing a business, learn how to adjust your financial sails for the risks ahead, and understand the importance of long-term planning in a volatile economic environment. From the potential of bonds in today's high-interest landscape to the dangers of speculative investments, this discussion offers actionable insights for anyone looking to accelerate their path toward financial freedom. Perfect for those seeking to balance risk with reward, optimize their returns, and secure a confident retirement. Tune in and equip yourself with the knowledge to make informed financial decisions. Don't forget to visit MoneyPickle.com to schedule an appointment with a financial advisor and get personalized advice tailored to your retirement goals. Enjoy the show and remember to subscribe for more insightful episodes!The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice.

Dive into the essentials of financial success with Retirement Decoded by Money Pickle, with your host Steve Coughran and guest Curtis May, CEO/Owner of Practical Wealth Solutions. In this episode, we unravel the myths of budgeting and show you how to take control of your financial future. Discover why budgeting feels like dieting, how to forecast your finances instead, and the power of paying yourself first. Whether you're managing a business or your personal finances, learn practical strategies to grow your wealth by understanding income, expenses, and the importance of investing in yourself. Unlock your financial potential and start telling your money where to go, rather than wondering where it went.Don't forget to visit MoneyPickle.com to schedule an appointment with a financial advisor and get personalized advice tailored to your retirement goals. Enjoy the show and remember to subscribe for more insightful episodes!The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice.

Discover key insights on wealth management and financial planning in this episode of Retirement Decoded by Money Pickle. Join your host Steve Coughran and guest Amar Shah, Founder and CIO of Client First Capital, as they explore crucial topics like liquidity management, estate planning, and intergenerational wealth transfer. Learn how to prepare your children for financial responsibility, avoid common planning pitfalls, and ensure tax-efficient strategies. With over 20 years of experience, Amar shares actionable advice on creating harmony within your family and securing your financial future. Tune in to master the essentials of wealth-building and safeguarding your legacy. Don't forget to visit MoneyPickle.com to schedule an appointment with a financial advisor and get personalized advice tailored to your retirement goals. Enjoy the show and remember to subscribe for more insightful episodes!The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice.

In the podcast Retirement Decoded by Money Pickle, with your host Steve Coughran and guest David Warshaw, President of The WealthPlan LLC, they introduce the concept of the "Four Seasons of Planning," a structured approach to financial planning that includes retirement and cash flow in the winter, tax planning and insurance optimization in the spring, estate planning in the summer, and investment reviews in the fall. This seasonal framework helps clients stay organized, manage their financial responsibilities, and reduce overwhelm by breaking down complex financial tasks into manageable parts throughout the year. By leveraging technology and a clear strategy, individuals can maintain control over their financial lives, ensuring they are well-prepared for retirement and beyond. Don't forget to visit MoneyPickle.com to schedule an appointment with a financial advisor and get personalized advice tailored to your retirement goals. Enjoy the show and remember to subscribe for more insightful episodes!The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice.

Many people hesitate to work with a financial advisor, thinking they need to be wealthier first. In this episode of "Retirement Decoded by Money Pickle," host Steve Coughran and guest Nick O'Kelly, Lead Advisor at Cadence Wealth Partners, discuss why that’s a costly mistake. They explore the top three financial mistakes people make that delay their financial freedom and how working with an advisor can help avoid them. From waiting too long to seek advice to not aligning your investment strategy and neglecting tax optimization, they cover it all.Don't forget to visit MoneyPickle.com to schedule an appointment with a financial advisor and get personalized advice tailored to your retirement goals. Enjoy the show and remember to subscribe for more insightful episodes!The views expressed here are those of the individual Money Pickle™ is an SEC-registered Internet-Only RIA and referral service for third-party investment advisors ("professionals") operated by The Pickle Pros LLC (“Money Pickle”). "Money Pickle"  personnel quoted and are not the views of Money Pickle or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Money Pickle  has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice.