Most people have found themselves dealing with too much debt as some time in their lives.  Others live in perpetual debt.  It isn't a good feeling when those debt payments seem endless.  This three-part series will give you some ideas on how to get out of debt, and stay out of debt. Today we talk about creative ways to cut down on expenses.

Key takeaways:

• Make a budget
• Extra income with side gig, sell stuff on Facebook Marketplace, stop investing
• Have one credit card and pay it off every month
• Give more