Savvy Budget Girl

Wendy Coop

Welcome to Savvy Budget Girl, the podcast where money talks get real—laughably real—but still smart, because who says you can't laugh while building your net worth? Join host Wendy Coop, Navy veteran, author, and all-around financial whiz as she dives into the nuts and bolts of making your money behave.

On Savvy Budget Girl, she’s here to arm you with the tools to end every month with a victory dance around your surplus of cash. Say goodbye to the paycheck-to-paycheck two-step and hello to financial freedom. She is a certified financial education instructor and an Accredited Financial Counselor® candidate.

Wendy's mission is clear: to make financial literacy accessible, engaging, and, dare we say, fun. This is your invitation to join a community of high-flying women who are ready to take charge of their financial destinies. Buckle up, and let’s show your budget who’s boss!

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Episodes

Exploring 11 Strategies to Earn an Extra $100 a Day
Aug 1 2023
Exploring 11 Strategies to Earn an Extra $100 a Day
Looking to make $100 a day in 2023? If so, then you're in the right place! In this video, I'll share top money-making tips for the year that will help you boost your income! ******Grab your free money tracker at http://trackingmycoins.comRead the blog post:https://savvybudgetgirl.com/how-can-i-make-100-a-day/Join this channel to get access to the perks:https://www.youtube.com/channel/UCYGV-NQ1qM0RX6GIrzf89pw/joinGet a budget audit for a special price!https://wendycoop.ck.page/products/budget-auditBuy the merch!http://savvybudgetmerch.comBuy me a coffee:https://www.buymeacoffee.com/savvybudgetgirlYou can also visit the Etsy shop!https://www.etsy.com/shop/SavvyBudgetGirlTVThis video is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission. 📒 Show Notes + Resources📒 Back to School Shopping:https://amzn.to/443HNqa Read my latest book, “Budgeting for Women”https://amzn.to/3oqWP6a Get up to two free audiobooks by trying Audible Plus:https://amzn.to/3bhg2Ea A7 Pink Cash Wallet from @baddiesandbudgetshttps://wendycoop.com/a7pinkwalletGrab your Budget Binder Supplies! https://amzn.to/3un7S3qApply for a Capital One Secured Card:https://capital.one/3zZvKfVBuild your credit with a Self account:https://self.inc/refer/10777328Come save money on Fetch with me! Sign up w/ code VQ4E8R & get bonus pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R1️⃣ YNAB (You Need a Budget)https://wendycoop.com/ynab  2️⃣ Cash Envelope Wallet (like in my videos)https://amzn.to/3xqXp94Get the wallet in black:https://amzn.to/3Nzq8Qh 3️⃣ Qube Money (digital cash envelopes)https://tracking.qubemoney.com/SH2F4️⃣ Budget binder on Amazonhttps://amzn.to/3RZdACQ Boost your videos with vidIQ:https://vidiq.com/wendycoop Here’s where I learned all about YouTube:https://wendycoop.com/vra Here are the ways to work with me: ⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com  Connect with Savvy Budget Girl https://instagram.com/savvybudgetgirl QUESTION — Have a question about personal finance, budgeting, or making money? Post in the comments section of this video!Disclaimer: I am not a financial advisor; this is simply what works for my family and me and how I like to budget. Please see the link for our disclaimer policy for all of our videos on the Savvy Budget Girl channel. https://savvybudgetgirl.com/privacy-policy
Preparation for Student Loan Payment Resumption
Jul 1 2023
Preparation for Student Loan Payment Resumption
Do you feel lost in the convoluted world of student loans? It's time to clear the fog and understand what the recent Supreme Court's rejection of President Biden's student loan plan entails for you. As someone who has navigated this labyrinth, I share my journey, which includes default, a resurge through the Fresh Start program, and articulating how to get ready for the recommencement of payments.Get ready to decode the cryptic terminologies and understand the implications of subsidized versus unsubsidized loans. Learn how to find out your loan interest rates and tips on budget planning. If you're still in school or struggling with a financial crisis, discover available options, including income-driven repayment, loan consolidation, and official deferment or forbearance. This episode equips you with the knowledge and resources to face your student loans head-on, so stop fretting and start planning.******Grab your free money tracker at http://trackingmycoins.comGet a budget audit for a special price!https://wendycoop.ck.page/products/budget-auditRead the blog:https://savvybudgetgirl.comBuy the merch!http://savvybudgetmerch.comBuy me a coffee:https://www.buymeacoffee.com/savvybudgetgirlYou can also visit the Etsy shop!https://www.etsy.com/shop/SavvyBudgetGirlTVThis video is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission. 📒 Show Notes + Resources📒 Back to School Shopping:https://amzn.to/443HNqa Read my latest book, “Budgeting for Women”https://amzn.to/3oqWP6a Get up to two free audiobooks by trying Audible Plus:https://amzn.to/3bhg2Ea A7 Pink Cash Wallet from @baddiesandbudgetshttps://wendycoop.com/a7pinkwalletGrab your Budget Binder Supplies! https://amzn.to/3un7S3qApply for a Capital One Secured Card:https://capital.one/3zZvKfVBuild your credit with a Self account:https://self.inc/refer/10777328Come save money on Fetch with me! Sign up w/ code VQ4E8R & get bonus pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R1️⃣ YNAB (You Need a Budget)https://wendycoop.com/ynab  2️⃣ Cash Envelope Wallet (like in my videos)https://amzn.to/3xqXp94Get the wallet in black:https://amzn.to/3Nzq8Qh 3️⃣ Qube Money (digital cash envelopes)https://tracking.qubemoney.com/SH2F4️⃣ Budget binder on Amazonhttps://amzn.to/3RZdACQ   Connect with Savvy Budget Girl https://instagram.com/savvybudgetgirlhttps://tiktok.com/@savvybudgetgirl
More Capital One Drama and My Debt Confession Update for Q2
Jun 17 2023
More Capital One Drama and My Debt Confession Update for Q2
Tune in for a debt confession update and find out what happened to my Capital One card...so embarrassing! ******Grab your Budget Binder Supplies! ➡️  https://amzn.to/3un7S3qWant to be on the channel and have your budget audited for FREE? Book an appointment at the link below:https://wendycoop.as.me/auditRead the blog:https://savvybudgetgirl.comFresh Start Program for student loans:https://studentaid.gov/announcements-events/default-fresh-startBuy the merch!http://savvybudgetmerch.comBuy me a coffee:https://www.buymeacoffee.com/savvybudgetgirlYou can also visit the Etsy shop!https://www.etsy.com/shop/SavvyBudgetGirlTVThis episode is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission. 📒 Show Notes + Resources📒  Read my latest book, “Budgeting for Women”https://amzn.to/3oqWP6a Get up to two free audiobooks for trying Audible Plus:https://amzn.to/3bhg2Ea Apply for a Capital One Secured Card:https://capital.one/3zZvKfVBuild your credit with a Self account:https://self.inc/refer/10777328Come save money on Fetch with me! Sign up w/ code VQ4E8R & get bonus pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R.1️⃣ YNAB (You Need a Budget)https://wendycoop.com/ynab  2️⃣ Cash Envelope Wallet (like in my videos)https://amzn.to/3xqXp94 3️⃣ Qube Money (digital cash envelopes)https://tracking.qubemoney.com/SH2F4️⃣ Budget binder on Amazonhttps://amzn.to/3RZdACQ Here are the ways to work with me: ⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com  Connect with Savvy Budget Girl https://instagram.com/savvybudgetgirl
They Almost Got Me...Capital One Story
Jun 6 2023
They Almost Got Me...Capital One Story
A short and sweet episode this week on how I ALMOST got another credit card. Yikes! Enjoy the story!Join the FREE Community!https://www.facebook.com/groups/financialeducationinitiativeHYSA recommendations:https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts Read the blog:https://savvybudgetgirl.com Buy the merch!http://savvybudgetmerch.com Buy me a coffee:https://www.buymeacoffee.com/savvybudgetgirl You can also visit the Etsy shop!  https://www.etsy.com/shop/SavvyBudgetGirlTV This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something I'll receive a small commission. 📒 Show Notes + Resources📒  Read my latest book, “Budgeting for Women”https://amzn.to/3oqWP6a  Get up to two free audiobooks for trying Audible Plus:https://amzn.to/3bhg2Ea   Apply for a Capital One Secured Card:https://capital.one/3zZvKfV Build your credit with a Self account:https://self.inc/refer/10777328 Come save money on Fetch with me! Sign up w/ code VQ4E8R & get bonus pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R. 1️⃣ YNAB (You Need a Budget)https://wendycoop.com/ynab   2️⃣ Cash Envelope Wallet (like in my videos)https://amzn.to/3xqXp94  3️⃣ Qube Money (digital cash envelopes)https://tracking.qubemoney.com/SH2F 4️⃣ Budget binder on Amazonhttps://amzn.to/3RZdACQ   Here are the ways to work with me: ⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com   Connect with Savvy Budget Girl https://instagram.com/savvybudgetgirl
The Ultimate Guide to Emergency Funds: Tips and Strategies
May 23 2023
The Ultimate Guide to Emergency Funds: Tips and Strategies
Emergency Funds: Your Financial Safety Net! 🚀 Discover the superpower that can shield you from unexpected financial woes in our latest episode. We'll unravel the importance of emergency funds and equip you with the tools to build your own fortress of financial security. From smart savings strategies to choosing the right account, we'll guide you step-by-step to create and maintain your safety net. No capes required, just practical tips and expert advice. Don't let unexpected expenses catch you off guard! Tune in now and empower yourself with the superhero strength of an emergency fund!Join the FREE Community!https://www.facebook.com/groups/financialeducationinitiativeHYSA recommendations:https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts Read the blog:https://savvybudgetgirl.com Buy the merch!http://savvybudgetmerch.com Buy me a coffee:https://www.buymeacoffee.com/savvybudgetgirl You can also visit the Etsy shop!  https://www.etsy.com/shop/SavvyBudgetGirlTV This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something I'll receive a small commission. 📒 Show Notes + Resources📒  Read my latest book, “Budgeting for Women”https://amzn.to/3oqWP6a  Get up to two free audiobooks for trying Audible Plus:https://amzn.to/3bhg2Ea   Apply for a Capital One Secured Card:https://capital.one/3zZvKfV Build your credit with a Self account:https://self.inc/refer/10777328 Come save money on Fetch with me! Sign up w/ code VQ4E8R & get 2,000 pts: https://referral.fetch.com/vvv3/referraltext?code=VQ4E8R. 1️⃣ YNAB (You Need a Budget)https://wendycoop.com/ynab   2️⃣ Cash Envelope Wallet (like in my videos)https://amzn.to/3xqXp94  3️⃣ Qube Money (digital cash envelopes)https://tracking.qubemoney.com/SH2F 4️⃣ Budget binder on Amazonhttps://amzn.to/3RZdACQ   Here are the ways to work with me: ⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com   Connect with Savvy Budget Girl https://instagram.com/savvybudgetgirl
Is Walmart Plus Worth It?
Jan 4 2023
Is Walmart Plus Worth It?
Curious about Walmart Plus? Will you actually save money? Join in the convo! ******Grab your Budget Binder Supplies! ➡️  https://amzn.to/3un7S3qBuy me a coffee:https://www.buymeacoffee.com/savvybudgetgirlVisit my shophttps://savvybudgetgirl.comYou can also visit the Etsy shop!https://www.etsy.com/shop/SavvyBudgetGirlTVThis video is NOT sponsored. Some product links are affiliate links, meaning if you buy something we'll receive a small commission. 📒 Show Notes + Resources📒  Walmart Plus:https://www.walmart.com/plusInstacart Plus:https://www.instacart.com/instacart-plusRead my latest book, “Budgeting for Women”https://amzn.to/3oqWP6a Get up to two free audiobooks for trying Audible Plus:https://amzn.to/3bhg2Ea Apply for a Capital One Secured Card:https://capital.one/3zZvKfVBuild your credit with a Self account:https://self.inc/refer/10777328Fetch code: VQ4E8R1️⃣ YNAB (You Need a Budget)https://wendycoop.com/ynab  2️⃣ Cash Envelope Wallet (like in my videos)https://amzn.to/3xqXp94 3️⃣ Qube Money (digital cash envelopes)https://tracking.qubemoney.com/SH2F4️⃣ Budget binder on Amazonhttps://amzn.to/3RZdACQ Boost your videos with vidIQ:https://vidiq.com/wendycoop Here’s where I learned all about YouTube:https://wendycoop.com/vra Here are the ways to work with me: ⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com  Connect with Savvy Budget Girl https://instagram.com/savvybudgetgirl
Should You Save or Pay Off Debt? Recession Edition
Jan 3 2023
Should You Save or Pay Off Debt? Recession Edition
Should you save money or pay off debt? Or both? Listen in as I give you some things to consider so you can make the best decision.Savvy Budget Girl on YouTube:https://youtube.com/@savvybudgetgirlBuy me a coffee:https://www.buymeacoffee.com/savvybudgetgirlVisit my shophttps://savvybudgetgirl.comYou can also visit the Etsy shop!https://www.etsy.com/shop/SavvyBudgetGirlTVThis video is NOT sponsored. Some product links are affiliate links, meaning if you buy something, we'll receive a small commission.📒 Show Notes + Resources📒Read my latest book, “Budgeting for Women”https://amzn.to/3oqWP6aGet up to two free audiobooks for trying Audible Plus:https://amzn.to/3bhg2EaApply for a Capital One Secured Card:https://capital.one/3zZvKfVBuild your credit with a Self account:https://self.inc/refer/10777328Fetch code: VQ4E8R1️⃣ YNAB (You Need a Budget)https://wendycoop.com/ynab2️⃣ Cash Envelope Wallet (like in my videos)https://amzn.to/3xqXp943️⃣ Qube Money (digital cash envelopes)https://tracking.qubemoney.com/SH2F4️⃣ Budget binder on Amazonhttps://amzn.to/3RZdACQHere are the ways to work with me:⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.comConnect with Savvy Budget Girlhttps://instagram.com/savvybudgetgirlDisclaimer: I am not a financial advisor; this is simply what works for my family and me and how I like to budget. Please see the link for our disclaimer policy for all of our videos on the Savvy Budget Girl channel. https://savvybrowngirl.com/privacy-policy
Top 6 Sinking Funds to Keep You Out of Debt
Dec 28 2022
Top 6 Sinking Funds to Keep You Out of Debt
Let's discuss the 6 top sinking funds I recommend for protecting your budget in 2023 and beyond!Savvy Budget Girl on YouTube:https://youtube.com/@savvybudgetgirlBuy me a coffee: https://www.buymeacoffee.com/savvybudgetgirl Visit my shop https://savvybudgetgirl.com You can also visit the Etsy shop! https://www.etsy.com/shop/SavvyBudgetGirlTV This video is NOT sponsored. Some product links are affiliate links, meaning if you buy something, we'll receive a small commission. 📒 Show Notes + Resources📒 Read my latest book, “Budgeting for Women” https://amzn.to/3oqWP6a Get up to two free audiobooks for trying Audible Plus: https://amzn.to/3bhg2Ea Apply for a Capital One Secured Card: https://capital.one/3zZvKfV Build your credit with a Self account: https://self.inc/refer/10777328 Fetch code: VQ4E8R 1️⃣ YNAB (You Need a Budget) https://wendycoop.com/ynab 2️⃣ Cash Envelope Wallet (like in my videos) https://amzn.to/3xqXp94 3️⃣ Qube Money (digital cash envelopes) https://tracking.qubemoney.com/SH2F 4️⃣ Budget binder on Amazon https://amzn.to/3RZdACQ Here are the ways to work with me: ⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com Connect with Savvy Budget Girl https://instagram.com/savvybudgetgirl Disclaimer: I am not a financial advisor; this is simply what works for my family and me and how I like to budget. Please see the link for our disclaimer policy for all of our videos on the Savvy Budget Girl channel. https://savvybrowngirl.com/privacy-policy
Year-End Money Moves for 2022 + Goal-Setting for 2023
Dec 22 2022
Year-End Money Moves for 2022 + Goal-Setting for 2023
Let's talk year-end money moves for 2022 and goals and goal-setting for 2023. What are your goals for next year? Tag me on IG in your goals post!Buy me a coffee:https://www.buymeacoffee.com/savvybudgetgirlVisit my shophttps://savvybudgetgirl.comYou can also visit the Etsy shop!https://www.etsy.com/shop/SavvyBudgetGirlTVThis video is NOT sponsored. Some product links are affiliate links, meaning if you buy something, we'll receive a small commission. 📒 Show Notes + Resources📒  Read my latest book, “Budgeting for Women”https://amzn.to/3oqWP6a Get up to two free audiobooks for trying Audible Plus:https://amzn.to/3bhg2Ea Apply for a Capital One Secured Card:https://capital.one/3zZvKfVBuild your credit with a Self account:https://self.inc/refer/10777328Fetch code: VQ4E8R1️⃣ YNAB (You Need a Budget)https://wendycoop.com/ynab  2️⃣ Cash Envelope Wallet (like in my videos)https://amzn.to/3xqXp94 3️⃣ Qube Money (digital cash envelopes)https://tracking.qubemoney.com/SH2F4️⃣ Budget binder on Amazonhttps://amzn.to/3RZdACQ Here are the ways to work with me: ⚡️FREE Tracker: Download your FREE Money Tracker at http://trackingmycoins.com  Connect with Savvy Budget Girl https://instagram.com/savvybudgetgirl Disclaimer: I am not a financial advisor; this is simply what works for my family and me and how I like to budget. Please see the link for our disclaimer policy for all of our videos on the Savvy Budget Girl channel. https://savvybrowngirl.com/privacy-policy
Biblical Money Mindset with Charissa Quade
Apr 7 2022
Biblical Money Mindset with Charissa Quade
Learn Biblical money mindset with coach Charissa Quade! ******Grab your free Money Tracker today! ➡️ link http://trackingmycoins.com This episode is NOT sponsored. Some product links are affiliate links which means if you buy something we'll receive a small commission. 📒 Show Notes  + Resources 📒 Order your copy of my latest book, “Savvy Brown Girl: Budgeting for Women”https://amzn.to/35ACDsgFrom Charissa: 4 Steps to Making More Saleshttps://changeyourfinances.com/brown1️⃣ Publisher Rockethttps://publisherrocket.com 2️⃣ Draft 2 Digitalhttps://draft2digital.com 3️⃣ Vellum (for Mac only)https://vellum.pub  My mission at Wendy Coop is to empower 10,000 high-achieving women to share their stories by writing, publishing books, and speaking.Here are the ways to work with me: ⚡️FREE Guide: Download your FREE money tracker here: https://trackingmycoins.com⚡️VIRTUAL/IN-PERSON STRATEGY SESSION: Get a 1-hour strategy session to self-publish your book. Leave with an actionable plan to reach your publishing goals. Schedule your session: https://wendycoop.as.me/pickmybrainConnect with Wendy Coop on Social Media https://twitter.com/mrswendycoop   https://instagram.com/mrswendycoop  Subscribe to Wendy Coop’s channel here: https://youtube.com/wendycoop  Disclaimer: Please see the link for our disclaimer policy for all of our videos on the Wendy Coop channel. https://wendycoop.com/privacy-policy