Ok, I admit to catching your eye with 'sexy' in the title and for most of you (with the exception to maybe accountants) the though of trying to start a budget is a million miles away from ever being sexy.
But if you are struggling to make ends meet or want to one day buy that home or investment, you need to stop wasting time, wasting money and consider that a budget is a tool to help you get the job done. You'll eventually find this very arousing. We talk about goal setting and here's the effective way to do it using S.M.A.R.T.
Evaluate your progress, celebrate you wins, learn from your mistakes, don't ever give up. Let us know how you are going.