On the latest episode of The Tony Steuer Podcast, I spoke with Marguerita (Rita) Cheng, CFP, RICP;  Chief Executive Officer at Blue Ocean Global Wealth about the importance of always placing your client’s interests above all else. In this episode we discussed:The importance of using money wiselyWhy we need to understand values and priorities.How our financial lives are dynamic, just like our lives.Marguerita (Rita) Cheng helps educate the public, policy makers, and media about the benefits of competent, ethical financial planning. As a Certified Financial Planner® professional and chief executive officer of financial advisory firm, Blue Ocean Global Wealth, Rita helps people meet their life goals through the proper management of financial resources. She is passionate about helping them navigate some of life’s most difficult issues—divorce, death, career changes, caring for aging relatives—so they can feel confident and in control of their finances. Rita is a regular columnist for Kiplinger and MarketWatch, and a past spokesperson for the AARP Financial Freedom Campaign. Rita volunteers her time as a SoleMate, or charity runner for Girls on the Run, raising money for scholarships for girls.

On the latest episode of The Tony Steuer Podcast, I spoke with John O’Connell, Author of “Rise of The Activist Investor” and Founder of The Oasis Group about we can all make a difference. In this episode we discussed:The importance of identifying our valuesInvesting in line with our valuesBecoming an activist investorJohn O’Connell, MBA, is the author of Rise of The Activist Investor, a handbook for investors who would like their money to reflect their values by exercising their rights as owners of publicly traded firms. He created the Activist Investor Arc to describe how retail investors progress through different phases of activist investing. John is the Founder and Chief Executive Officer of The Oasis Group. Mr. O’Connell has more than 30 years of leadership experience in both emerging businesses and mature, established organizations.

On the latest episode of The Tony Steuer Podcast, I spoke with Joshua Mensah, Financial inclusion specialist about how we become financially inclusive. In this episode we discussed:Why financial literacy is a core life skill.The importance of learning about money at an early age.Why money helps you achieve your dreams.Joshua Mensah is a Financial inclusion specialist, Business Strategist and Development Practioner. Joshua Mensah is a Certified Credit Administrator from the National Banking College and holds a BSc Banking & Finance and MSc Strategic Management from Kwame Nkrumah University of Science and Technology and a member with the Young Investors Society Students Advisory Board (UK). Joshua has extensive experience in investment banking acquired from his work with Databank where he collaborated with Securities and Exchange Commission, Ghana Stock Exchange, and Bank of Ghana to bring financial literacy clinics and seminars to the youth and informal sector players especially women across the country.

On the latest episode of The Tony Steuer Podcast, I spoke with Julie Rains, author of Growing Wealth about the importance of knowing your own story. In this episode we discussed:The three money essentials.The importance of being compassionate with yourself.Why compound interest is so powerful.Julie Rains is the author of Growing Wealth, Essential Money Lessons From My Garden to yours. Julie is also a spreadsheet designer and investor. She has served as a financial analyst and accountant for Fortune 500 corporations and a freelance writer for individual clients and media companies. Her work has focused on analyzing financial information and crafting narratives to make sense of the math.

On the latest episode of The Tony Steuer Podcast, I spoke with Emily Koochel, Ph.D., AFC®, CFT-I™, Senior Financial Planning Education Consultant at eMoney Advisor about why psychology is important to changing how we think about money. In this episode we discussed:The intersection of emotions and money. How advisors can learn from their clients.Why Financial Planning Is Inherently A Mental Process.Dr. Emily Koochel, Ph.D., AFC®, CFT-I™, Senior Financial Planning Education Consultant at eMoney Advisor is an experienced financial professional, academic, and researcher. She currently serves as a leader for eMoney Advisor’s Financial Wellness research and Financial Education initiatives in her role as the Senior Financial Planning Education Consultant. Prior to her career in FinTech, she served as an Assistant Professor teaching courses in personal financial planning and working in the financial planning field. She serves as a subject matter expert in the field, reviewing and authoring peer-reviewed journal articles, book chapters, and contributing to public scholarship. Most notably, she has been recognized for her research on financial transparency, awarded 2020 Outstanding Research Journal Article of the Year by AFCPE, published in the Journal of Financial Counseling and Planning, and she served as a co-author for CFP Board’s book, The Psychology of Financial Planning. She holds the Certified Financial Therapist – I designation, is an Accredited Financial Counselor, and Behavioral Financial Advisor.

On the latest episode of The Tony Steuer Podcast, I spoke with Diana Yanez, Financial Empowerment Guide at All the Colors about aligning your money with your values. In this episode we discussed:The value of gaining clarity on your beliefs.The importance of being a good ancestor.How to own your power with money.Diana G. Yáñez, CFP®, RLP® (she/her) is a financial empowerment guide. At All the Colors, Diana facilitates individual and group coaching to help individuals underserved by the financial services industry own their power with money. Beyond financial literacy, All the Colors focuses on financial capability to support participants as they implement decisions to reach their financial and life goals. She is a digital nomad living and traveling in Latin America, when not visiting friends and family in the United States. You can regularly find her reading, dancing salsa, and hiking.

On the latest episode of The Tony Steuer Podcast, I spoke with David Edey, Certified Executor Advisor. In this episode, we talked about why it’s important for families to prioritize making a will, to keep their bond intact in times of crisis. In this episode we discussed:The importance of having these conversations sooner, rather than later.The steps you need to follow to have this conversation with your family.How you can avoid chaos by being organized.David Edey is a Certified Executive Advisor (CEA), currently with The Wealth Management Group. David is also an experienced writer of personal finance and investment strategy articles, which have appeared in newspapers and magazines across the country. He has also authored three books "Smart Money Strategies for the Canadian Mutual Fund Investor" and co-author of "Beyond Mutual Funds, The Guide to Canadian Wrap Accounts" and "Executor Help How to Settle an Estate, Pick an Executor and Avoid Family Fights".

On the latest episode of The Tony Steuer Podcast, I spoke with Namrata Singh, Founder of Arthasadhana Investments about the importance of focusing on our own personal journey  In this episode we discussed:The need to be prepared for life’s surprisesHow women can take the lead. Why advisors need to be client-centric. Namrata Singh, CFP, is the founder of Arthasadhana Investments and believes in continuously empowering clients to make well-informed investment decisions. Her endeavor is to simplify financial decisions and work towards the financial goals of her clients. At the same time, she is extremely passionate about women's empowerment and financial literacy. She believes that Financial Literacy is the key to leading a sustainable and fulfilled life. She also holds an MBA degree and is currently pursuing CFA (level 2). Namrata was a member of the First Cohort of the Ignite Program and successful completion of the certification on “Financial Life Planning & Investment Advice”.

On the latest episode of The Tony Steuer Podcast, I spoke with Elliott Appel, Founder of Kindness Financial Planning about how to get people to talk about money.In this episode we discussed:Connecting the emotional and economic sides of money.How families can take control after a major health event.The importance of being curious and asking questions. Elliott Appel, CFP, CLU, RLP is the founder of Kindness Financial Planning. Elliott is a fee-only, fiduciary financial planner. He is the founder of Kindness Financial Planning, LLC, which focuses on helping widows, caregivers, and people affected by major health events gain control of their financial life. In addition to writing regularly about financial planning strategies, aging issues, and caregiving, Elliott hosts a podcast called Making the Most of Time.

On the latest episode of The Tony Steuer Podcast, I spoke with Phuong Luong, Educator and Financial Planner about creating a more just economy.In this episode we discussed:How do we close the gender and racial wealth gaps.Impact investing: How to invest in your values.Focusing on what your client wants. Phuong Luong, CFP (she/her) is an educator and financial planner. Phuong specializes in financial planning for individuals and families as well as sustainable investing, with a focus on ESG and regenerative investing -- to shift capital from extractive industries toward a solidarity economy. Phuong is a member of the CFP Board’s Center for Financial Planning’s Diversity Advisory Group to build pathways to attract and retain financial planners from diverse backgrounds into the financial planning profession, and recently completed her term as Chair of the CFP Board’s Council on Education, where she advised CFP Board staff on the development of education standards and certification requirements for CFP professionals. Phuong is also a Facilitator for the Boston University Financial Planning Program and a contributor to Morningstar, where she writes about financial planning and sustainable investing for an advisor audience.

On the latest episode of The Tony Steuer Podcast, I spoke with Jasper Smith, chief visionary of The #BuildWealth Movement™ about the importance of teaching kids about money.  In this episode we discussed:The importance of changing your paradigm. How to overcome generational poverty.Why you should build a money team. Jasper Smith, also known as Mr. #BuildWealth, has been involved in the financial services arena for nearly fifteen years. He is the chief visionary behind a financial education company called The #BuildWealth Movement™. He works tirelessly to disrupt generational poverty™ for everyone, so their kids, kids, kids can live a life of privilege.

On the latest episode of The Tony Steuer Podcast, I spoke with Patricia De Fonte, Founder of De Fonte Law PC about why estate planning is a fundamental need for everyone.  In this episode we discussed:How estate planning empowers your heirs.Why estate planning is a social justice issue.The importance of reviewing your estate plan every three years and when you have a major life event.Patricia De Fonte, JD, LLM,  is the founder of De Fonte Law PC, where she and her team practice Estate Planning with Heart™. De Fonte Law PC works remotely with clients throughout California. Patricia believes that her role as counselor and connector is as important as her role as an attorney, and she helps every client fully utilize their team of advisors, ensures each client completes a full insurance audit, and invites financial advisors to attend funding meetings. Patrica received the Torch award for ethics BBB 2021 and Superlawyer designation 2021 and 2022.

On the latest episode of The Tony Steuer Podcast, I spoke with Will Rainey, author of Grandpa’s Fortune Fables about the importance of teaching kids about money.  In this episode we discussed:How Grandpa’s Fortune Fables helps kids create good financial habits.Why Patience is a super-power.The difference between rich and wealthy.Will Rainey is a writer and speaker focused on helping parents teach their kids about money. He is the author of the children's book, Grandpa's Fortune Fables. His work has appeared in the Financial Times, iNews and The National News. Will has been invited to speak at Fortune 500 (Global) companies. Before starting bluetreesavings.com, Will was an award-winning investment consultant. He was providing investment advice to governments, insurance companies and some of the world's largest pension schemes.

On the latest episode of The Tony Steuer Podcast, I spoke with Saad Zariff, Head of Growth at 401GO about why it’s important to understand cultural differences in how people deal with their money. Saad Zariff is the Head of Growth at 401GO, a fintech startup that specializes in offering cost-effective 401(K) plans for small businesses. Prior to joining 401GO, Saad was the VP of North America at Wahed Invest, the world's first Shariah-compliant Robo advisor, where he was responsible for client growth, retention, and educating retail investors with an emphasis on financial literacy. Saad is an advocate of ethical and socially conscious investing and personal finance. In this episode we discussed:- What is Halal investing. - How we can make financial literacy more inclusive.- Why we should act, rather than react.

On the latest episode of The Tony Steuer Podcast, I spoke with Marilyn Lydia Pinto, Rebel Educator and Founder of KFI Global about why it’s important for teens to gain the understanding and confidence to make intelligent financial decisions. Marilyn L. Pinto is the Founder of KFI GLOBAL, an education company that specializes in teaching teenagers how to make smarter money decisions. She’s on a mission to bring this life-changing education to more youngsters across the world because it will empower them to step up, stand out and live life on their own terms. Her promise is a SMARTER RICHER BRAVER generation. KFI Global recently received the 2022 Money Awareness and Inclusion award for Best Financial Literacy Program for Schools. In this episode we discussed:How parents can empower their teens. Why confidence comes from competence.What most schools get wrong about financial education.

On the latest episode of The Tony Steuer Podcast, I spoke with Kyle Langstaff, Fintech and Financial Wellness Expert about how technology empowers life insurance agents to create a better consumer experience.Kyle Langstaff is a Fintech and Financial Wellness Expert. Kyle holds over 14 years of experience within the financial services industry - including business development, recruiting and management. His various roles have included financial advisory for business owners, wholesaling, and most recently, Kyle has been working with insurance organizations to advance their businesses through the implementation of technologies. In this episode we discussed:Empowering insurance agents with technologyImproving accessibility and equity with technologyHow technology enhances human advisors

On the latest episode of The Tony Steuer Podcast, I spoke with Mariela Garcia, Money and Life Coach about aligning your money with your values.Mariela Garcia is a Certified Financial Coach and Life Coach helping individuals get good with money. In addition to working with individuals, Mariela offers classes on topics related to Financial Wellness. She also writes articles on personal finance on her blogs. Her goal is to instill hope, knowledge, and passion in all who desire to get good with money.In this episode we discussed:The importance of having a positive relationship with money. Living a FLEX life (living life on your own terms)Creating equity in financial wellness

On the latest episode of The Tony Steuer Podcast, I spoke with Kathi Balasek, Widow Advocate about becoming a grief smart advisor.Kathi Balasek is an educator, empathy and grief communication coach, university lecturer, speaker, podcast host, and widow advocate. She teaches professionals how to improve their empathy and grief literacy communication skills to best serve bereaved clients. Grief leadership and communication are critical right now. In this episode we discussed:Why it’s important to learn to talk about grief.How financial professionals can improve their grief literacy.Empowering widows so that they can move forward.

On the latest episode of The Tony Steuer Podcast, I spoke with Kate Grayson, Content Director at Paperwork about aligning your money with your values.Kate Grayson is a financial wellness expert, and Content Director at Paperwork, a startup committed to creating financial well-being for everyone. Kate is also the founder of Beyond Money.In this episode we discussed:Why it’s important to balance your life, not just your bank accountHow to reset your money habitsWhy women need to change the narrative

On the latest episode of The Tony Steuer Podcast, I spoke with Dr. Preston Cherry, Founder and President of Concurrent Financial Planning about finding balance between your life and your money.Dr. Preston Cherry is the Founder and President of Concurrent Financial Planning. Preston is also the Head of the Personal Financial Planning Program at the University of Wisconsin – Green Bay. Dr. Cherry specializes in empowering individuals with a trusted place to share their unique stories that inform their financial resources, create their life’s design, and encourage financial wellness, which helps achieve Life Money Balance™. In 2021, he was recognized as one of Investopedia’s 100 Top Financial Advisors, currently serving as President of the Financial Therapy Association.In this episode we discussed:Letting your life lead your money, rather than having your money lead your life How early money memories impact our relations with life and money wellnessGiving yourself permission to start your journey