On the latest episode of The Tony Steuer Podcast, I spoke with Saad Zariff, Head of Growth at 401GO about why it’s important to understand cultural differences in how people deal with their money.

Saad Zariff is the Head of Growth at 401GO, a fintech startup that specializes in offering cost-effective 401(K) plans for small businesses. Prior to joining 401GO, Saad was the VP of North America at Wahed Invest, the world's first Shariah-compliant Robo advisor, where he was responsible for client growth, retention, and educating retail investors with an emphasis on financial literacy. Saad is an advocate of ethical and socially conscious investing and personal finance.

In this episode we discussed:

- What is Halal investing.

- How we can make financial literacy more inclusive.

- Why we should act, rather than react.