Rich by Intention

Anjie & RJ - Money, Marriage, Career

Anjie and RJ paid off 6-figures of student loan debt in less than a year through teamwork, discipline, and intention. As a married couple navigating their life post-parenthood, they know that balancing life can get challenging. Through the stories of successful, ambitious people and couples, it is their hope you will be encouraged to pay off debt, save money, invest, and ultimately become Rich by Intention. Tune in every Tuesday with Anjie and RJ as they inspire you to manage money, marriage, and career with intention. Follow them on Instagram @richbyintention read less

From Hotel Front Desk Agent to Hotel Owner with Davonne Reaves
Jan 10 2023
From Hotel Front Desk Agent to Hotel Owner with Davonne Reaves
Hospitality trailblazer Davonne Reaves is the Founder of The Vonne Group, an award-winning hotel consultant and asset manager. She’s also owner of 3 hotels, and theFounder of Vesterr, the first crowdfunding platform for hotel investments.After starting as a front desk agent in the hospitality industry 15+ years ago, Davonne held various positions in the hospitality industry, including in asset management at CHMWarnick, where she managed portfolios totaling over $1 billion in hotel assets.Today, she uses that experience to teach the Black community how to become successful hotel investors and owners. Davonne has educated over 4,000 people and provided a path to hotel ownership to many individuals across the U.S. Reaves has been featured in Forbes, The Atlanta Business Chronicle, Black Enterprise, MarketWatch, The Atlanta Journal-Constitution, NextAdvisor (Time), and Franchise Times.In this episode you’ll learn: How Davonne got started in the hospitality industryThe steps she took to buy her first hotel How to elevate your mindset to build wealthConnect with Davonne Reaves: Website: https://thevonnegroup.com/https://vesterr.com/Social Media: Instagram: @davonnereavesFacebook: https://www.facebook.com/TheVonneGroupConnect with us: Instagram: @richbyintention Twitter: @richbyintention Get our FREE Cheat Sheet to Get on the Same Page about Money with Your Partner, Click Here. Check out our website: Richbyintention.com
The Keys to Starting Your Own Business & Real Estate Investing with Vernon Beckford
Dec 13 2022
The Keys to Starting Your Own Business & Real Estate Investing with Vernon Beckford
Vernon Beckford is the CEO of Diversified Lending Solutions. Mr. Beckford has fifteen years of experience and leadership in investment management, debt and equity joint ventures, commercial mortgage origination, and distressed loan workouts. Concurrent with his roles at large companies, he had made early-stage investments in tech and operating businesses as well as commercial real estate.Prior to launching DLS, Vernon spent five years on the Investments team at Global Atlantic Financial Group, formerly Goldman Sachs Reinsurance, where he helped build the Real Estate Group, which invested opportunistically in senior, mezzanine, and bridge loans, commercial mortgage-backed securities, and participated in joint ventures on ground-up real estate developments.Vernon also worked at asset management firm CW Capital, where oversaw distressed workouts on loans in excess of $200 million, serving as the negotiating party with property landlords. Vernon holds a B.A. from Columbia University and an MBA from Harvard Business School.In this episode you’ll learn: How he leveraged the skills he learn from his 9-5 to start his own businessThe different ways to invest in real estate How to invest in real estate syndicationConnect with Vernon Beckford:Social Media: https://www.linkedin.com/in/vernon-beckford-77ba17/ Website: http://www.dlsloans.com/ *This episode is sponsored by Bask Bank*Open a Bask Interest Savings Account, a Bask Mileage Savings Account or both. Learn more at: https://www.baskbank.com/ Disclaimer:  *National average rate as of August 15, 2022 per FDIC.gov. APY as of November 2, 2022. APY is variable and subject to change after account opening. No monthly account fees or minimum deposit required. Must fund within 15 days of account opening. Bask Bank is a division of Texas Capital Bank, Member FDIC.Connect with us: Instagram: @richbyintention Twitter: @richbyintention Get our FREE Couple’s Money Starter Kit, Click Here. Check out our website: Richbyintention.com
How a Food Blogger Turned Personal Finance Expert Built a 6-Figure Business with Jannese Torres
Dec 6 2022
How a Food Blogger Turned Personal Finance Expert Built a 6-Figure Business with Jannese Torres
Jannese Torres is a nationally-acclaimed, award-winning Latina Money Expert, Educator, Speaker, Writer and Business Coach. She is the founder of Yo Quiero Dinero, a podcast that educates  marginalized communities on topics like entrepreneurship, investing, and building generational wealth.She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog, Delish D'Lites. Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom. Yo Quiero Dinero podcast has been featured on BuzzFeed, Telemundo, Business Insider, Yahoo Finance, NextAdvisor (Time), Grow Magazine (CNBC), & more.In this episode you’ll learn: The steps Jannese took to quit her job and build Yo Quiero DineroHow she built 10 streams of income The importance of pivoting when pursuing your goalsConnect with Jannese:Instagram: @yoquieropodcastPodcast: https://yoquierodineropodcast.com/*This episode is sponsored by Bask Bank*Open a Bask Interest Savings Account, a Bask Mileage Savings Account or both. Learn more at: https://www.baskbank.com/ Disclaimer:  *National average rate as of August 15, 2022 per FDIC.gov. APY as of November 2, 2022. APY is variable and subject to change after account opening. No monthly account fees or minimum deposit required. Must fund within 15 days of account opening. Bask Bank is a division of Texas Capital Bank, Member FDIC.Connect with us: Instagram: @richbyintention Twitter: @richbyintention Get our FREE Cheat Sheet to Get on the Same Page about Money with Your Partner, Click Here.Check out our website: Richbyintention.com
How This Nurse Paid Off A Million Dollars of Debt with Naseema McElroy
Nov 29 2022
How This Nurse Paid Off A Million Dollars of Debt with Naseema McElroy
Naseema is a published author and the founder of Financially Intentional, a platform about personal finance and living life intentionally. Naseema discusses how taking control of her finances has enabled her to overcome bankruptcy, divorce, and break the cycle of living paycheck to paycheck. She shares her lessons along her path to help others benefit from the freedoms of financial independence. Outside of encouraging people to get their financial act together, Naseema is a mother and a Labor & Delivery Nurse. Though making six figures for years, she struggled with money. Finally realizing she couldn't out-earn her financial ignorance, she knew she had to make some changes.  By shifting her mindset around money, being consistent and intentional, She has paid off $1 million in debt and grew a six figure net worth in three years without living in deprivation. In this episode you’ll learn: How she shifted her mindset to take control of her financesThe steps she took to pay off a million dollars of debtThe strategies she is using to build wealth for her children  Connect with Naseema: Social Media: https://www.instagram.com/financiallyintentional/Website: https://www.financiallyintentional.com/*This episode is sponsored by Bask Bank*Open a Bask Interest Savings Account, a Bask Mileage Savings Account or both. Learn more at: https://www.baskbank.com/ Disclaimer:  *National average rate as of August 15, 2022 per FDIC.gov. APY as of November 2, 2022. APY is variable and subject to change after account opening. No monthly account fees or minimum deposit required. Must fund within 15 days of account opening. Bask Bank is a division of Texas Capital Bank, Member FDIC.Connect with us: Instagram: @richbyintention Twitter: @richbyintention Topics referenced in this episode: Learn more about the FIRE Community, check out episode 11Check out our episode with Rich and Regular about their new bookGet our FREE Cheat Sheet to Get on the Same Page about Money with Your Partner, Click Here. Check out our website: Richbyintention.com
How College Grads Can Organize Their Money to Start Investing with Andre Albritton
Nov 15 2022
How College Grads Can Organize Their Money to Start Investing with Andre Albritton
Andre Albritton is the founder of The Millennials Next Door and The Flavor Podcast. He is a financial advisor, coach, and educator to graduates from Historically Black Colleges and Universities.  He uses his expertise to help HBCU graduates take a holistic look at their life goals and craft a plan to maximize their financial potential. Andre’s mission is to help his clients organize their money, grow their money and create more options in their lifetime. In this episode you’ll learn: His personal finance buckets strategy for organizing your moneyMoney tips and advice for  recent college grads Investing tips and a breakdown of index funds Connect with Andre: Website: http://www.andrealbritton.com/ Social Media: https://www.instagram.com/themillennialsnextdoor/ *This episode is sponsored by Bask Bank*Open a Bask Interest Savings Account, a Bask Mileage Savings Account or both. Learn more at: https://www.baskbank.com/ Disclaimer:  *National average rate as of August 15, 2022 per FDIC.gov. APY as of November 2, 2022. APY is variable and subject to change after account opening. No monthly account fees or minimum deposit required. Must fund within 15 days of account opening. Bask Bank is a division of Texas Capital Bank, Member FDIC.Connect with us: Instagram: @richbyintention Twitter: @richbyintention Get our FREE Couple’s Money Starter Kit, Click Here. Check out our website: Richbyintention.com
Money Conversations Every Couple Should Have with Chris & Erika Young
Nov 8 2022
Money Conversations Every Couple Should Have with Chris & Erika Young
Ericka Young is a speaker, financial coach, and best-selling author of “Naked and Unashamed: 10 Money Conversations Every Couple Must Have.” During the 18 years, her firm Tailor-Made Budgets has been in business, Ericka has helped over 500 families crush debt so that they can design a vibrant and intentional life. Working up close and personal with her clients has given her a unique perspective on what it takes to win with money. Ericka believes that personal finance goes beyond the numbers. As a result, Ericka has developed creative ways to break down the mental and experience-based barriers to financial success. Today she brings this life-giving message to corporations, banking institutions, and college campuses so everyone has a path to true financial freedom. In this episode you’ll learn: How Ericka and her husband Chris got on the same page about money How they paid off debt as a team Money conversations every couples should have Connect with Ericka: Website: http://www.erickayoung.com/ Social Media: https://www.instagram.com/erickayoungofficial/ https://www.facebook.com/ErickaYoungOfficial https://www.linkedin.com/in/erickayoungofficial/ Ericka’s Book: https://www.amazon.com/Naked-Unashamed-Money-Conversations-Couple/dp/1946533009/ref=sr_1_4?keywords=naked+and+unashamed&qid=1639591240&sr=8-4Connect with us: Instagram: @richbyintention Twitter: @richbyintention Get our FREE Cheat Sheet to Get on the Same Page about Money with Your Partner, Click Here. Check out our website: Richbyintention.com
Ep. 60: What's New For Us & How to Get Your Dream Job
Sep 13 2022
Ep. 60: What's New For Us & How to Get Your Dream Job
A lot of fear is associated with changing your career path, but there is so much out there. What are the key steps to a successful career transition? How do you optimize your resume?Today Anjie & RJ share what’s new for them for the past few weeks and the useful steps they have adopted in finding their new jobs!In the episode,  Anjie & RJ share their insights on what’s going on with them from winning the best personal finance award at FinCon, greatest lesson at FinCon, to their job transition to tech. Later, they share key tips to securing your dream job, from updating your resume, the power of networking, optimizing your resume to pass ATS, interview practices as well as applying for 100+ jobs in a week!Tune in for much more.Memorable Quote– "Practice makes progress."Key Highlights From The EpisodeThere is no such thing as a get rich quick scheme. It’s about managing your money, learning to invest, budgeting, and knowing where every dollar is going.Consistency is key.The power of storytelling is what makes the impact.It’s always good to talk to people already in the world you want to go to.There is power in networking. Put yourself out there.Timestamps[00:21] Celebrating Anjie’s birthday at Bruno Mars concert [02:35] Attending FinCon and meeting some of the greatest personal educators around the globe[04:55] Greatest lesson from FinCon[06:18]  Winning the best personal finance podcast award at FinCon[13:20] RJ’s new job transitioning from finance to Tech as a product manager[15:25] Anjie’s transition from healthcare to tech space as a project manager[17:31] Anjie & RJ’s steps to finding new jobs in different fields[20:30] The power of networking [23:13] Incorporating the STAR method in building your interview storiesConnect with us:Instagram: @richbyintention Twitter: @richbyintention Get our FREE Cheat Sheet to Get on the Same Page about Money with Your Partner, Click Here.Check out our website: Richbyintention.com