The Fat & Broke Podcast

Peter Brouillard, Gary Donia, & Sarah Newell

Helping ourselves and others achieve better physical, mental, and financial health. read less
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Episodes

171 | Set It & Forget It | Getting Less Fat & Less Broke Through Systems | Part 2: Health Systems
Jan 30 2023
171 | Set It & Forget It | Getting Less Fat & Less Broke Through Systems | Part 2: Health Systems
Show Summary: In episode 170, we started our conversation around systems by discussing our set-it-and-forget-it approach to money.  In today's episode, we discuss the systems we have in place to help us reach our health, nutrition, fitness, sleep, and social goals.  Although more challenging to set and forget than money is, you can still simplify and reduce your barriers to success by using a systemic approach.  In today’s episode, we teach you how!  Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We review episode 170 and move right into part 2 of our systems approach to better every day.Health Systems:NutritionFood PrepShop 1x Per Week If PossibleDon’t Bring Foods You Don’t Want To Eat Into The HomeFocus On High Volume & Low Caloric Density FoodsPhysical ActivityPick # Of Days You Want To Exercise.  Make It AchievableShould Be Anything You Enjoy That Makes You MoveBe ConsistentMake It Fun.  Do It With Friends, Group Challenges, Or Whatever Keeps You AccountableEarn Your “Down” TimeReduce The Barriers To Starting By Planning AheadFocus On Process Over ResultsSustained Compliance = Compounding ResultsSleepConsistent Bed TimeWork Backwards-When You Need To Wake Up Minus Hours Of Sleep Needed = BedtimeReduce Temperature, Noise, & LightPlace Phone Across RoomAvoid Large Meals Close To BedtimeAvoid Alcohol Within In A Few Hours Of BedtimeCreate A Morning Routine You Like So You Look Forward To Going To BedSocialPick The 5 People You Want To Spend Time WithSet Reminder For Weekly Check-InsSet Game Nights, Dinner Nights, Or Some Other Regular GatheringResources:Atomic Habits, James ClearAlly Bank Saving Buckets & BoostersTodoistWhy We Sleep, Matthew WalkerCalm AppApple FitnessLose ItMake Time, Jake Knapp & John Zeratsky
170 | Set It & Forget It | Getting Less Fat & Less Broke Through Systems | Part 1: Money Systems
Jan 23 2023
170 | Set It & Forget It | Getting Less Fat & Less Broke Through Systems | Part 1: Money Systems
Show Summary: Do you have the systems in place to help you achieve your money and wellness goals?  Or do you, like many people, know what you want to achieve but are unsure how to get there or where to start?  If that sounds familiar, then this two-part series is for you!In Part 1, we will discuss the money systems we implement to simplify this process and ensure we meet our financial goals.In Part 2, we will cover all of Peter’s favorite domains: health, nutrition, fitness, sleep, and of course, social!Stay tuned for Part 1, Next!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Sarah and Gary confront Peter over his Wendy’s Frosty key tag.Headline Of The Week:Apple’s Tim Cook To Take 50% Pay Hit After Shareholder's FeedbackMoney Systems:Track Your FinancesCreate A Money Flow ChartAutomate As Many Of The Steps In The Chart As PossibleUse Direct DepositEnroll In Workplace Retirement Accounts & Have It Automatically DeductedCreate Multiple Bank Accounts For Savings, Fixed Bills, Variable Bills, & OtherUse Auto Bill Pay From All Of Your Lenders (Mortgage, Auto Loans, Credit Cards, Etc…)Auto Transfer Funds To Emergency Fund, Roth IRA’s, And Other Savings VehiclesDecide On A Debt Paydown Strategy And Set Up Automatic Payments To Fit Your Plan (Snowball vs. Avalanche)Resources:Atomic Habits, James ClearAlly Bank Saving Buckets & BoostersTodoistWhy We Sleep, Matthew WalkerCalm AppApple FitnessLose ItMake Time, Jake Knapp & John Zeratsky
168 | In Two Thousand & Twenty-Three (2023), I Will Be... | The FAB Take On New Year's Resolutions
Jan 9 2023
168 | In Two Thousand & Twenty-Three (2023), I Will Be... | The FAB Take On New Year's Resolutions
Show Summary: In two thousand and twenty-three, I will be…  How would you answer this question?  Have you thought about that all?  In a different take on New Year's resolutions, we take some time today to reflect on how we would each complete that statement and the specific action items we will take to get there.  Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:It's been a while since we last recorded.  The hosts have all been sick and have not been able to record frequently. We are back!Headline Of The Week:Mark Cuban on the habit all 30-somethings need to succeed: Without it, ‘you’re not expanding your mind.’In Two Tousand & Twenty-Three, I Will Be…l:In this episode, we each declare our intentions for the person we will be in 2023: Peter will be…a person who truly accepts others for who they are today.Gary will be…a person that listens to others more and talks less.Sarah will be…dedicated to “me.”Fan Feedback:Morning Peter! We talked a little about retirement planning & I'm actively working on moving our 401k's around & I thought I'd share. I'm leaning towards rolling our 401k's & maybe some savings into a fixed differed annuity. Interest rates right now are around 4.4, and if I can lock in for maybe 5 years, that would help us to get closer to the nest egg we need to retire in. Ask Gary what he thinks about fixed differed annuities 🧐Resources:The Effective Executive, Peter F. DruckerDeep Work, Cal Newport
163 | Mastermind Group | The College Process, A New Life Phase, & Losing My Religion
Dec 5 2022
163 | Mastermind Group | The College Process, A New Life Phase, & Losing My Religion
Show Summary:Welcome to the Fat & Broke mastermind group.  In today’s session…We discuss:A New Life PhaseThe College ProcessLosing My ReligionLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Gary is sick.  Sarah is a scatterbrain.  Just your normal shit-talking!Headline Of The Week:What is going on at FTX?  We discuss FTX and risky investing.Mastermind Group:Gary discusses his thoughts on the college process and college in general.Peter answers a fan's questions about religion (see question below).Sarah has entered a new phase where she is excited by home goods.  It's called getting old!Resources Mentioned In This Episode: NoneFan Feedback: Fun fact of how I found you guys.  I'm a personal finance nerd and was looking for a new podcast.  I heard about Stacking Benjamins from Joel on the How To Money podcast.  I downloaded an episode and it happened to be the one you guys were on.  I never listened to another episode of Stacking Benjamins but I went back to the beginning of yours and listened to every one until I was current. I have a request for a future topic.  I hear of Peter talking about growing up in a cult.  I'm not sure if he means that literally or if it was more of a overly strict evangelical Christian environment.  Regardless, I can relate.  I was deeply involved in a conservative evangelical Christian church for many years.  I'm now questioning many things and practices that I held for so long.  I'm having difficulty getting past the guilt in letting it go and moving on.  I would love to hear Peter discuss this topic more if he was comfortable doing so.  Keep up the great work!  I love the information shared (and the vulnerability in doing so)  and the entertaining banter.