It’s time for your latest episode of Ask Rob & Rob!  (0:45) Charlie’s gearing up to diversify his portfolio by purchasing his first off-plan property. While he’s mindful of the potential pitfalls, he’s hit a roadblock when researching the developers. Seeking guidance, he turns to Rob & Rob for their expert advice and insights. (7:14) James wants to know why higher-rate taxpayers undergo a 145% stress test compared to the 125% for basic-rate taxpayers. He’s also curious about the typical rate applied for limited companies and asks the guys for more information to gain a better understanding.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s the powerful tool that’s swept the globe and if you’re not using it yet, you’re missing out – we’re talking about artificial intelligence! Tune in as Rob & Rob share the tools and techniques they use daily to save time and money with their property investments and in business. (0:45) News story of the week (3:48) Are you using AI? (5:10) General tips to unleash AI’s full potential (12:00) Real-life examples of AI in action (20:20) Try it for yourself (22:12) Hub Extra  Links mentioned:  Britain’s staycation boom may be over as bookings dry up ChatGPT Claude Gemini Whisper API: Mobile Whisper API: Browser plugin The AI advantage  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!    Subscribe to the Podcast         Subscribe to our YouTube channel Sign up for our free weekly newsletter, Property Pulse    Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Rob & Rob are back with more listener questions!   (0:45) Ross is curious about the best way to pay his arrangement fees. Should he use his own cash to cover the fees upfront or add them to his mortgage? Aware that the latter option will incur interest charges over time but may potentially benefit from inflation, he turns to Rob & Rob for their advice. (3:55) Hollie's original game plan involved flipping properties in her local area of Portsmouth, utilising her partner's building expertise for renovations. However, she's having second thoughts and wonders whether a hands-off strategy in a property hotspot could offer better capital growth. Seeking guidance, she turns to the guys for their thoughts on her potential shift in direction.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

With inflation dropping to its lowest point in 2.5 years and talk of interest rate cuts, what does this mean for the property market? Tune in as Rob & Rob bring you up to speed on the month’s biggest news stories – including yet more shocking political developments...  (0:44) The unexpected surprise for our economy (2:05) Are interest rate cuts on the way? (3:25) What’s the latest on the housing market? (6:50) How’s the rental market looking? (9:35) Let’s talk politics – rental reform bill… (10:26) “Do as the rich do, not what they say” (12:55) Hub Extra  Links mentioned:  Economy:  UK inflation falls to 3.4% in February  Interest Rates:  Rate cuts are ‘on the way’: BoE’s Bailey The Mortgage Works cuts BTL rates  Housing Market:  Annual house price growth edges up in March Rightmove house price index Share of first-time buyer sales hits record high  Rental Market:  Landlords could be banned from raising rent under radical SNP crackdown Generation Rent claims rent control proposal still not tough enough Zoopla UK Rental Market Report – March 2024 February data points to normalising lettings market: Foxtons  Rental Reform Bill:  Gove bringing Renters Reform Bill back to Commons in mid-April Angry tenant groups slam Renters Reform Bill changes  Misc:  YouTube: If You Want To Buy A House, Buy NOW Wealthy investors plan to raise UK property holdings: Investec Lime App  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!   Subscribe to the Podcast        Subscribe to our YouTube channel      Sign up for our free weekly newsletter, Property Pulse   Find out more about Property Hub Invest   See omnystudio.com/listener for privacy information.

Rob & Rob are back with two NEW questions from our listeners!   (0:45) Dan’s wondering if studio apartments are worth considering for investment if they tick the boxes financially and are located in desirable areas with good prospects for capital growth. Seeking advice, he turns to Rob & Rob for their thoughts and insights. (3:27) Discussing the "silent crash" featured on The Property Podcast, Anth finds himself questioning if a crucial point may have been overlooked...  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

The age-old battle between Cashflow vs Capital Growth has been a passionate debate among investors for far too long. Is there a clear winner and should you prioritise one over the other, or can you have the best of both worlds?  Join us as Rob & Rob draw from over a decade of industry experience offering their perspectives from both angles to help you decide which is best for you and your own strategy. Let the showdown begin…  (0:54) News story of the week (2:18) Let the debate begin! (3:20) A brief overview of each… (6:10) Let’s look at the benefits for cashflow (8:30) The advantages of capital growth (11:00) Who wins the battle? (15:42) Hub Extra  Links mentioned:  Duke of Westminster’s property group launches £900mn lending arm Inside Man  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast       Subscribe to our YouTube channel     Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

Welcome back to another episode of Ask Rob & Rob!  (0:45) Luke’s gearing up to buy his first home, which he intends to live in while subletting the extra rooms for rental income. He's keen on investing in East Anglia and turns to Rob & Rob for their advice on the best places to explore, along with key fundamentals to look for in the area. (4:22) Jo’s attractive mortgage rates on her buy-to-let properties are ending soon, and her broker suggest remortgaging with the current lender due to low rental income. She plans to increase her rents, and wonders whether to invest more money into the properties to potentially get a better mortgage or follow her broker's advice.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

In this month’s AOB episode, Rob & Rob discuss the importance of focus in business, as they give the latest updates from behind the scenes of their £100m property business.   They delve into the impact of focusing on fewer goals and not getting distracted by ‘shiny objects’ to make progress towards your main mission. Sharing their recent experiences and life lessons, they aim to improve your business focus and provide practical strategies for staying on track.  Also, they give their insights into the current market, noting an improved sentiment as confidence appears to be returning across all levels and shown in new investment opportunities.  Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

The mortgage market has been tough recently, with rates forever changing and mortgages being pulled unexpectedly. The markets are anticipating rate cuts later in the year – but will that translate into cheaper mortgages, and what should investors be doing now?  Today, we've got our expert Nick Shepherd on board to help untangle the craziness of it all, giving you the scoop on what's happening now, what the future holds and what you should do if you're thinking about getting a mortgage in the near future - tune in!  (1:07) News story of the week (2:47) Would you like to work at Property Hub (3:24) Q&A with our mortgage expert Nick (4:20) What’s been happening in the mortgage market? (5:14) What impact does the recent BOE base rate announcement have on the market? (5:51) Is now the time to lock in a new fixed product or is it worth waiting a little longer? (6:25) If mortgage rates become more favourable for borrowers, do lender fees also improve? (6:55) What rates and fees should investors be seeking out? (7:16) What kind of rates should people be stress testing at?  (7:45) What’s your thoughts on investors having difficulties refinancing due to rental cover requirements? (8:23) Should we anticipate higher deposits or increased equity in refinancing will affect loan-to-value ratios? (9:22) What’s the latest getting new mortgages, both new purchases and refinances? (9:52) Are valuations improving? (10:21) What advice would you offer investors currently seeking a new mortgage or refinancing? (10:50) How do you foresee the mortgage market shaping up over the next 6-12 months? (13:55) Hub Extra Links mentioned:  Zoopla rental market report - March Property Hub jobs  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast      Subscribe to our YouTube channel    Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Rob & Rob are back with two more listener questions!  (0:42) Sylvia’s thinking about investing in Kent’s district, rumoured to be an up-and-coming area undergoing regeneration. But she's wary about the truth behind these whispers and the time it may take for the investment to pay off. Today she’s turning to Rob & Rob for their expertise on regeneration projects. (4:15) Becca aims to kick off her property journey by flipping properties with her partner and potentially other investors in the future. She wants to know the best way to structure the company so profits are fairly distributed, as she'll be putting in the cash while her partner does most of the labour.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Against all expert predictions - house prices are on the rise! But what are the factors driving this phenomenon and what impact does it mean for you? Tune in as we dig into what’s going on behind the data, to help you make better decisions about your own investments. And that's not all! Be sure to mark your calendars for our free webinar with Rob & Rob, as they share their own investment strategies and successful deals they’ve made. (1:06) News story of the week (2:34) Claim your spot for our special webinar (3:40) What on earth is going on with house prices (4:50) Let’s look at house prices globally (6:50) Rewind on what the experts predicted for 2024 (8:15) Why have house prices not fallen? (15:25) What’s the chances of a property crash (17:50) Is this a property boom or just a temporary growth (21:20) What should you do when executing your property strategy (24:16) Hub Extra  Links mentioned:  Sign-up to our FREE webinar Global house prices rebound as economists predict turning point TPP541: The silent property crash The silent property crash of 2023 Fiverr  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel   Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

The place where YOUR questions get answered – it’s Ask Rob & Rob!  (0:40) Alex works in commercial property, so that's where his background and know-how are. But commercial properties need more money upfront and have higher loan rates compared to residential ones. So, Alex is reaching out to Rob & Rob to get their take on which investment path he should go down. (3:52) Alan's got a handful of properties that he owns free and clear. He's picked up on the fact that interest rates are climbing, and knows he can use those interest payments to lower his tax bill. That's got him thinking - does it make sense for him to start borrowing?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s our spring budget update special, bringing you all the vital information from the House of Commons that affects all property investors. And holiday let owners beware we have some important updates that you might not like! Join us as we uncover news that could be cause for celebration or a reason for sleepless nights…  (0:57) Spring Budget – what happened? (8:00) Bad news for holiday let owners (12:00) Some positive news for house prices (13:40) Next week’s special episode on house prices (14:20) Mortgage news from our expert (16:06) Is the rental boom over? (18:14) Hub Extra: eBay tips… Links mentioned:  Holiday Lets:  Short term lets rules to protect communities UK lender trials ban on new holiday let mortgages for tourist hotspots  House Prices:  Rightmove house price index Nationwide house price index Halifax house price index  Mortgages:  Property Hub Select  Rents:  Rightmove rental tracker  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Subscribe to the Podcast      Subscribe to our YouTube channel   Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest  See omnystudio.com/listener for privacy information.

It’s time for another round of listener questions!   (0:44) Tom’s contemplating investing in rent-to-rent schemes endorsed by reputable industry figures. Despite appearing like a promising and lucrative investment, he’s concerned about potential scams and seeks advice and guidance from Rob & Rob. (5:50) We’ve got yet another Tom who’s debating the ever-popular dilemma of whether to invest his portfolio in his own name or through a limited company. He’d like to know the best way to set-up and operate his business to minimise tax expenditure.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Securing a promising property investment is just the beginning: the next challenge is ensuring its effective management. Join us for a masterclass featuring insights from a lettings expert, who teaches us a few tricks we’d never previously considered...  (1:00) News story of the week (2:10) Q&A with our lettings expert Will… (3:40) What are the key contributions a letting agent offers? (6:50) What separates a good lettings agent from a bad one? (9:30) What questions do investors ask to determine if you’re suitable for the job when considering your services? (10:58) What’s the best way for investors to work with a letting agent?  (12:26) What should investors aim to achieve when negotiating rates with potential letting agents? (15:05) What tends to be the best properties to manage? (15:40) Which properties cause the most hassle? (16:25) If an investor has a difficult tenant, what course of action would you advise? (18:20) If an investor is unhappy with their current letting agent, what can they do? (26:35) Hub Extra: A new AI tool…  Links mentioned:  Property Hub Magazine Will Brandley - Slater and Brandley Lettings Perplexity  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast     Subscribe to our YouTube channel   Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Happy Tuesday! We’re back with two more listener questions!    (0:45) Tom's in the process of selling a property and stands to make a large chunk of money. Contemplating quitting his day job and moving into full-time property investment, he turns to Rob & Rob for their thoughts and valuable advice. (4:48) Jack’s had a brainwave that he’s thinking about sharing with his local MP and asks the guys what they make of his idea and if it already exists. Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Ever wondered why savvy investors turn to mortgages for their buy-to-let properties? Join our mortgage experts as they unveil the reasons, highlight the benefits, and guide you through the workings of this strategic financial approach.  (1:00) News story of the week (3:31) Using mortgages for property investment… (4:20) Why do investors use buy-to-let mortgages? (5:38) What’s the main benefits of using a mortgage? (6:05) How do they work? (6:40) How much can you borrow? (7:50) Are you locked into a mortgage until its paid off? (9:08) Should investors opt for a fixed or variable rate mortgage? (10:18) How difficult is it to get a buy-to-let mortgage? (10:58) What can you do in preparation for your application? (12:18) What’s the difference between acquiring a mortgage under a personal name or a limited company? (13:40) How do investors determine borrowing and payments? (14:32) Why use a broker? (18:20) Hub Extra  Links mentioned:  Financial Times  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast     Subscribe to our YouTube channel   Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

Join us for this week’s Ask Rob & Rob as they answer two more listener questions… (0:49) Sally has accumulated a good amount of equity in her buy-to-let property. With the mortgage due for renewal next year, she seeks some advice from Rob & Rob on the various options she can explore. (4:16) Josh’s mortgage application has been declined due to the property being above a commercial unit. He’s cautiously considering other options available to him and turns to Rob & Rob for their thoughts on the situation.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

In this latest behind-the-scenes look at a £100m property business, Rob & Rob delve into the current state of the property market - sharing first hand insights from their interactions with developers and the property deals they’ve been working on.  They then hold an impromptu therapy session - examining their past mistakes, and how entrepreneurs can avoid projecting their own shortcomings onto their business.  Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.

It’s the topic that seems to be flying under the radar – the silent property crash! Join Rob & Rob as they give a recap of what the silent property crash is, its current status and what this could mean for the property market.  (1:07) News story of the week  (1:55) The silent property crash (2:25) What is the silent property crash and why is it crucial to understand it? (3:45) Is the crash still ongoing? (5:42) What’s going to happen next? (13:14) Hub Extra: A great life-hack…  Links mentioned:  Rightmove House Price Index TPP541: The silent property crash  The silent property crash of 2023 Listen Notes  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us! Subscribe to the Podcast     Subscribe to our YouTube channel   Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.