Fintech Chatter Podcast

Dexter Cousins | Fintech Executive Search

Tier One People, leaders in Fintech Executive search presents Fintech Chatter, Australia's no1 Fintech podcast!

Hosted by renowned Fintech Headhunter, Dexter Cousins, advisor to some of the worlds leading fintech companies on hiring and leadership.

Fintech Chatter is your one-stop shop for all things Fintech in Australia and the APAC region. We chat about everything from AI, blockchain, digital banks, insurtech, payments, embedded finance, open banking , digital assets and other emerging technologies

Dexter brings exclusive guest interviews with renowned Fintech leaders to discuss their secrets on leadership, entrepreneurship, Fintech innovation, product development, growth strategies, hiring top talent, venture capital and capital raising, scaling and fintech startup tips.

Fintech Shots brings regular industry news and updates from across Asia.

Dexter also shares his expertise on careers, leadership and hiring all through a Fintech lens.




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Episodes

Andrew Ward - Liquidise
2d ago
Andrew Ward - Liquidise
In episode 185 of Fintech Chatter Dexter Cousins is joined by Andrew Ward, CEO and Founder of Liquidise.Hi, Dexter here with another great episode with another great Aussie Fintech founder. This week I chat with Andrew Ward about the launch of his latest venture, Liquidise. I'm excited to bring you this chat as Andrew has developed a solution that almost all of our listeners will benefit from!And as this isn't Andrew's first Rodeo, he shares some honest and candid advice for founders who may be a little earlier in the journey.About LiquidiseRecorded in the week Liquidise launched into the Aussie market, Andrew shares how Liquidise is unlocking private equity for company owners, investors and employees. Liquidise is a unique platform, giving shareholders and investors access to guaranteed cash and equity with instant cash settlements.Company owners retain complete control over their cap table, and can reward employees meaningfully. Investors get access to pre-vetted unlisted company opportunities, with direct ownership on the Liquidise share registry.Using blockchain technology, Liquidise is revolutionising the way founders and private companies can grow their companies, attract the best talent and keep control of their business.About Andrew WardThe inspiration for Liquidise came from Andrew's own experience of launching, growing and listing SelfWealth. His shareholders, like those in all unlisted companies, had to wait for either a public listing, company sale or change of control, or transact at a buyer’s set price – if a buyer could be found. These options for private shareholders can be expensive and value destroying. In founding Liquidise, Andrew and his team are intent on solving this problem to unlock the value in private companies.Find out more - https://liquidise.com/Or watch Andrew tell you all about Liquidise in this promo video - https://youtu.be/QbqOklgComM?si=PWZZ4t2oj_88TxCXSubscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
Pål Krogdahl - Fintech in the Nordics
Feb 29 2024
Pål Krogdahl - Fintech in the Nordics
In episode 182 of Fintech Chatter Podcast Dexter Cousins is joined by Pål Krogdahl, Director of Advisory at Samlink and co-host of Fintech Daydreaming Podcast.In this episode, Dexter chats with Pål Krogdahl about the Fintech scene in the Nordics. They talk through the latest customer trends and research based on 40-plus banks, revealing the key themes and areas for innovation.Covering everything from AI to Open Banking,  Banking as a Service to Embedded Finance, and everything in between the research reveals where customers are shifting their focus and expectations from their bank. Pål also shares some key findings on the major issues keeping banking execs awake at night, giving some clear indications on where the next wave of Fintech entrepreneurs should focus their energy.The Nordics is the birthplace of Fintech OG's like Klarna and Tink. It is a region with a rich history of innovation and Pål gives a rundown on the Fintech scene in his native Finland. There are some startling similarities to the Fintech scene down under and lessons can be learned from our European cousins.You can follow Pål on LinkedIn  - https://www.linkedin.com/in/krogdahl/Download the report - https://samlink.fi/news/the-samlink-equation-2024-navigating-the-transformative-trends-in-banking/Listen to Fintech Daydreaming - https://fintechdaydreaming.com/Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
Stake - The Scaleup CEO Shuffle
Feb 14 2024
Stake - The Scaleup CEO Shuffle
Stake Co-Founders Matt Leibowitz and Dan Silver join Dexter Cousins in episode 182 of Fintech Chatter Podcast.In another one of our 'Origin Stories' Matt and Dan share their incredible journey from becoming friends to becoming business partners. Stake is one of Australia's most successful Fintech. They have raised US $93.5m to date with Tiger Global investing in their $50m Series A in March 2022.Their international success and growth has led Matt and Dan to see a much bigger opportunity ahead of them than they first envisaged in 2017 when Stake launchedEntrepreneurs are often known for their adaptability in driving scaleups, but many find it difficult adapting to someone else at the helm. For many scaleups, the CEO shuffle is a key part of long term success, but why?Stake is the latest scaleup to appoint a new CEO,  Jon Howie, seeing Matt return to his roots in product and business strategy.But for many founders, the thought of letting go of their baby is unfathomable. Dexter chats to Matt and Dan about their thinking in bringing in Jon and their appointment last year of Chair, Geoff Lloyd. Tune in for an honest, thoughtful and candid discussion on life as co-founders and 'letting go of the baby' as we celebrate the first seven years of Stake.Dan and Matt share lessons they've learned, the decisions they've made and the people they've brought on board as they Stake a market leading position in the next seven years.Download the Stake AppFind out about Stake careers Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
Honey Insurance - Richard Joffe
Nov 27 2023
Honey Insurance - Richard Joffe
In episode 179 of Fintech Chatter Podcast, Dexter Cousins chats to Honey Insurance CEO Richard JoffeMaking his Fintech Chatter debut Richard is CEO and founder of Honey Insurance, arguably Australia's hottest early-stage Fintech! Honey Insurance is the smarter way to protect your home and contents. Backed by RACQ, Honey uses sensors in the home to offer a new type of insurer whose focus is on helping avoid accidents and protect against damage rather than just paying out after events.Dexter chats to Richard in the week he was awarded CEO Magazines Entrepreneur of the Year and Honey featured at #6 in the Deloitte Fast 50. Expect to see some massive announcements from Honey in 2024!As a 3x founder, Richard shares his secrets on:Building successful tech startupsThe key differences between launching in the US and AusAttracting and retaining the best talentBuilding a high-performance cultureWinning investment in a down marketPartnering with incumbentsAbout Honey InsuranceHoney is Smart Home Insurance, and they are on a mission to eliminate the 50% of avoidable accidents that happen to homes. Honey gives customers free technology and services from day 1 to keep homes safer, then rewards them with a lower price on their insurance.https://www.honeyinsurance.com/About Richard JoffeRichard Joffe is the founder of 3 successful startups, and currently the CEO of Honey Insurance. Previously, Richard founded Park Assist which automated the parking industry, and after expanding to 20 countries was acquired by TKH in 2012. Then Stella.ai which automated the recruitment industry using AI, and was acquired as part of a $1.1 billion merger with Trustaff. Formerly, Richard was a strategy consultant with McKinsey and an investment banker with Morgan Stanley.Now with Honey Insurance, Richard has turned his attention to home insurance, where he is on a mission to give Australians free technology and services, to eliminate the 50% of avoidable accidents that happen to homes.Richard believes technology and automation can make everyone’s lives more efficient, so we can spend more time doing the things that matter most in life.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
Series B Capital Raise - Ada Guan, Rich Data Co
Nov 23 2023
Series B Capital Raise - Ada Guan, Rich Data Co
In episode 178 of Fintech Chatter Podcast, Dexter Cousins is joined by Ada Guan, CEO and Co-Founder of RDC (Rich Data Co).About this episode of Fintech Chatter PodcastIs there a viable use case for AI in banking? 🤔Making her Fintech Chatter debut Ada Guan CEO of Rich Data Co shares how they are reinventing the way banks assess and provide credit to businesses, using AI.It's an awesome episode where we talk about:Real AI use cases for bankingModernising a 70 year old credit modelLeaving a corporate job to start a businessHiring and retaining the best AI and Data engineersHow rock climbing has helped create a high performance cultureHow to consistently win business with major banks (with only 2 people in sales and marketing)About RDCRDC is delivering the future of credit, today!  They believe credit should be accessible, fair, inclusive, and sustainable. By using AI, the team at RDC has developed new techniques that leverage traditional and non-traditional data to get the right decision in a clear and explainable way. Changing customer expectations means credit needs to be offered & consumed in new and different ways. Global leading financial institutions are leveraging the RDC AI decisioning platform to offer credit in a way that aligns to the customers’ needs and expectations.RDC's AI Decisioning platform harnesses the incredible potential of AI and combines it with industry expertise to create the ‘AI brain for a bank’. RDC is accelerating innovation in business lending to deliver transformational and sustainable long-term business success for customers.Find out more https://www.richdataco.com/Careers: https://careers.richdataco.com/About Ada Ada brings over 20 years’ global experience in financial services, software, and retail industries. Leading a Global Client Advisor team at Oracle Corporation, she advised board and C-level executives in large global banks on digital disruption and Fintech strategy, and drove Oracle thought leadership in banking digital transformation for Global Key Accounts. During her time at Westpac Bank in Australia, Ada implemented a multi-million dollar program to deliver a mission critical services layer for the Bank and formulated the IT strategy that formed the basis of the $800m investment program to transform Westpac’s Product and Operation division, and complete the merger with St. George Bank. Ada holds an EMBA from the Australia Graduate School of Management, and a Master of Computer Engineering from the University of New South Wales, Australia.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
Patrick Coghlan - CreditorWatch
Oct 12 2023
Patrick Coghlan - CreditorWatch
In episode 175 Dexter is joined by a returning guest, Patrick Coghlan of CreditorWatch, a leading Australian data and technology company offering a complete suite of credit reporting products and data insights covering the entire customer lifecycle.About Patrick CoghlanPatrick is the CEO of CreditorWatch. In 2010, he became one of the three founding employees of CreditorWatch. He was appointed CEO in December 2018.Patrick is a specialist commentator on issues in the credit industry and regularly appears in the media as well as presenting to corporate and government stakeholders. He has played an integral role in transforming the approach to the management of B2B credit risk in Australia.Patrick has led the development of CreditorWatch’s values and team-spirited culture, as well as driving the company to considerable growth. He has a Bachelor of Arts from Sydney University and is a graduate of the Australian Institute of Company Directors.About CreditorWatchhttps://creditorwatch.com.au/CreditorWatch is a leading Australian data and technology company that provides businesses with access to unique data and innovative products. By using our platform, our customers can confidently manage their commercial relationships, improve productivity and reduce financial risk. As a commercial credit reporting bureau, CreditorWatch offers a complete suite of credit reporting products and data insights covering the entire customer lifecycle, from customer onboarding and credit decision automation to credit risk management and automated collections.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
Prospend - Sharon Nouh: Breaking Stereotypes, Building Fintechs 💪
Oct 5 2023
Prospend - Sharon Nouh: Breaking Stereotypes, Building Fintechs 💪
Dexter Cousins is joined by Sharon Nouh, Founder and CEO  of Prospend in episode 175 of Fintech Chatter.Prospend automates and digitises all of the business spend processes for businesses.  They build next-generation finance tools that empower businesses to make proactive financial decisions while also enabling their people to be more productive.Sharon pioneered the expense management market in Australia by developing and launching the first locally built expense management platform. At that time, expense management technology was in its infancy. Although the original version was simple, it provided a powerful alternative to businesses managing their processes manually.However, Sharon didn't stop at automating expenses. She foresaw a desire among businesses to automate all their spending processes within a unified platform. Two years later, she incorporated accounts payable automation into the platform, establishing herself as a global pioneer in this technology, not just in Australia.Sharon, who has a deep understanding of the intricacies of financial technology, has been able to leverage and develop technology that addresses real business problems, as opposed to merely following trends.Throughout ProSpend's journey, Sharon has maintained a laser focus on solving challenges for mid to larger businesses and has competed with global players. ProSpend is now recognized as a world-class solution with more than 600 customers, reflecting Sharon’s understanding of customer needs and her ability to provide solutions that address real problems.About Sharon NouhSharon's journey as a female entrepreneur in the predominantly male fintech sector has had its challenges. In the early days, she faced difficulties securing venture capital funding due to a lack of confidence and role models for female tech entrepreneurs. The company's growth is a testament to her unwavering belief in her vision and her dedication to success. She is passionate about fostering diversity in the fintech sector and hopes her story will inspire and encourage more women to pursue fintech careers.Sharon's leadership has been pivotal in guiding ProSpend's growth and development. She has displayed her ability to inspire and lead a team, navigate challenges, foster a positive work culture, and adapt to changes in the fast-paced fintech landscape.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
Scalare Partners - Helping early stage founders succeed
Aug 31 2023
Scalare Partners - Helping early stage founders succeed
In this special episode Dexter Cousins chats with Jenny Li and Giles Bourne of Scalare Partners. With Investment in Australian Fintech industry back to 2018 figures, there's no doubt that the no1 challenge facing founders is finding capital.We are seeing a rapidly growing gap in the technology capital eco-system, abandoning early-stage founders exactly when they need access to funding the most. Scalare Partners aims to bridge this gap, helping ensure the best tech innovators can change the world. ​Giles and Jenny share their expertise sharing insights on what investors are looking for when assessing opportunities. They also share top tips and advice on how to run lean and increase revenue.About Scalare PartnersWe fund exceptional game-changers from diverse backgrounds who are preparing to disrupt globally to enable a smarter, cleaner, more connected future.https://www.scalarepartners.com/About Giles Bourne:Giles is an experienced ASX and private company Director & Executive, passionate about bringing disruptive technology IP to the world.Recognised as a commercial leader in technology start-ups and scaleups, he brings more than thirteen years’ experience as Managing Director of a unique ASX-listed entity in the hi-tech semiconductor field, developing breakthrough solutions for laser diodes, LEDs and microLEDs. Operating in bleeding-edge technology arenas has enabled Giles to work with a range of global market leaders - from the brightest scientists to global tech companies, high net worth and institutional investors, advisors, and entrepreneurs.    About Jenny Li: Jenny is a strategy-focused and results-orientated finance leader, with more than 15 years’ experience in improving financial governance, working in and advising multinational businesses to high-growth start-ups undertaking rapid change and growth. During her time with RISQ Group, a local business with less than 20 employees operated in Australia expanded to 6 countries within 8 years hiring more than 250 employees, Jenny as the Finance Director of the company is responsible for establishing and leading the finance function, driving continuous improvement through increasing operational efficiency and growth margin, leveraging financial system for scale, leading new business initiatives, and building long term cross-cultural and professional relationships with key stakeholders internally and externally.Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp
Pt 2 UK Fintech Mission
Aug 31 2023
Pt 2 UK Fintech Mission
Welcome to part two of a three part Fintech Chatter special recorded live from the British Consulate in Sydney with your host Dexter Cousins.Back in 2018 Tier One People began supporting the work of the UK Department of Business and Trade in their efforts to establish a UK/Aus fintech bridge.Each year a UK Fintech Mission heads down under as part of Intersekt week.It’s a fantastic opportunity not only to showcase what Australia has to offer, but to learn from our UK cousins.So over this 3 part series I’m bringing interviews with the delegates sharing their insights, experiences and their thoughts to the Australian Fintech community.In this episode Dexter chats to three Fintechs about to launch in Australia.Abigail Thornleigh chats about NCC Group. NCC is already established here in Australia as a Cyber solution, they’re about to launch a new business which could help Fintechs and Banks enter into commercial agreements much faster and at a much lower cost. - https://www.nccgroup.com/au/Know It is the first Scottish Fintech we’ve featured on the show. Founder Lynne Darcey Quigley shares her journey as a business owner to Fintech founder undergoing global expansion. - https://know-it.co.uk/And Nigel Bridges is the CEO of Veracity Trust Network - an AI and Machine Learning Fintech helping banks beat Fraud and Scams. - https://veracitytrustnetwork.com/Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/Connect on Linkedin: https://bit.ly/3DsCJBp