Mindful Money

Jonathan DeYoe

Do you struggle with money? You’re not alone. Money is a means, not an end. It’s a necessity of life for sure, but more money does not always guarantee a “good life”. Money enables many aspects of modern life, but as a dominant consideration it becomes destructive.  The paradox is that more time and energy spent on personal finance does NOT create better outcomes. Unlike many other parts of life, we can’t create better outcomes by being smarter, spending more time, or putting in more effort. Join Mindful Money author and experienced 40-year investor Jonathan DeYoe as he shares stories from artists, authors, entrepreneurs, and other advisors about how they mindfully minimize their need to think about money and get more out of life. If you aren’t happy with your finances, feel like money takes more time that it should, or want to place your financial decisions into the broader context of your life, this show is for you.  Each episode will draw the line between the “enough” activities that the academics tell us are additive to family outcomes, and those “little bit more” efforts that take time and sap energy, but do NOT improve outcomes. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy read less

043: Kim Trathen - Money Mindset & Our Relationship
6d ago
043: Kim Trathen - Money Mindset & Our Relationship
Upcoming Event!How Can Mindfulness Give You a More Abundant Retirement?Are you ready to let go of anxiety and find the peace of mind you seek as you prepare for your golden years? Your Answer Lies in These 5 Critical Retirement Questions: Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?How do I prepare non-financially for retirement? What are the dominant variables in a happy retirement?Learn more: https://courses.mindful.money/mindful-retirement-review-workshop/Kim Trathen is a business, money, and mindset coach, three things that are foundational to the process of building wealth and creating financial independence for our families. Her favorite topic is how our thoughts about money shape our ability to make more money. Today, Kim joins the show to share how her own relationship with money was forged, what inspired her to become an entrepreneur, and why she is so passionate about helping female founders.📺 Watch on YouTubehttps://youtu.be/f8VPekrW4z0Key Takeaways00:59 – Jonathan introduces today’s guest, Kim Trathen, who joins the share her philosophy on money, what it means to have a healthy relationship with money, and the importance of awareness09:33 – What inspired Kim to start her own business13:39 – A passion for helping women and the difference between a consultant and a coach20:08 – The importance of entrepreneurship in the journey to financial independence28:35 – Kim speaks to some of the more common ‘mainstream’ money beliefs32:36 – One piece of financial advice to focus on and one thing to absolutely avoid35:17 – The last thing Kim changed her mind about and the one question she would like to know the answer to36:28 – Jonathan thanks Kim for joining the show today and lets listeners know where to connect with herTweetable Quotes“Saving is such an important part of being financially healthy, but I took it to an extreme where I actually made us live like we were poor. And we would sock everything away so that I wouldn’t see it, because I had this deep perception that I might turn into a nasty person if I had access to all of this money.” (04:43) (Kim)“I think, as so often happens with things, whatever is the negative that is going on seems to have the stronger influence on the brain. It’s not too surprising that I came out with that unhealthy relationship with money because that was the negative piece that my brain hung onto. As our brains process information, we all absorb it differently, and it impacts us differently. It wasn’t until I was well into adulthood that I started recognizing that maybe that’s not the healthiest approach that I have.” (08:03) (Kim)“When I first sat down I had a divine inspiration one night that I really didn’t want to work foranybody else. I wanted to be an entrepreneur. I wanted to have that freedom lifestyle. I wantedto be able to make choices about how I spend my time, who I spend my time with, things likethat. So, I knew I wanted to be an entrepreneur.”(13:45) (Kim)“Some people will ask what’s the difference between a coach and consultant. My personaldefinition is that a consultant will come in and tell you how to do something. So, if you hire aSales consultant, they will come in and tell you how to do your Sales; they will train your people.A Marketing consultant may write your entire Marketing Plan for you. I view my role...
042: Sheila Rittenberg & Marda Stoliar - Finding Your Passion & Sowing the Seeds of Change
Jan 27 2023
042: Sheila Rittenberg & Marda Stoliar - Finding Your Passion & Sowing the Seeds of Change
Upcoming Event!How Can Mindfulness Give You a More Abundant Retirement?Are you ready to let go of anxiety and find the peace of mind you seek as you prepare for your golden years? Your Answer Lies in These 5 Critical Retirement Questions: Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?How do I prepare non-financially for retirement? What are the dominant variables in a happy retirement?Learn more: https://courses.mindful.money/mindful-retirement-review-workshop/Marda Stoliar has improved the world in war torn countries and countries with repressive regimes as well as wealthy and poverty-stricken U.S. neighborhoods. She didn’t do it through politics or activism; she did it through baking. Sheila has had a life and career that has spanned across geographies, years, and roles. She’s worked in health and medical research. She was a community organizer, has worked in public broadcasting, started a nonprofit and has raised money for documentary films.A few years ago, as Marda started telling Sheila about her students and their special reasons for learning to bake, Sheila was lit up by Marda’s work and the impact it had on the world. Today, they join the show to talk about discovering a passion, persisting through hardship, and how pursuing your vocation - your passion work - can enhance your impact on the world.📺 Watch on YouTubehttps://youtu.be/qPSAIkUX9GoKey Takeaways01:03 – Jonathan introduces today’s guests, Marda Stoliar & Sheila Rittenberg, who join the show to discuss early financial lessons they learned and what it means to truly pursue your passion work08:00 – Marda’s gift, explained10:19 – Sheila reflects on her career and what inspired her to make the documentary Marda’s Gift18:05 – The Bread Doctor25:23 – How Marda inspires her students through positivity, resources, and education32:44 – One extra step we can take to truly understand our path and one thing to avoid35:46 – A hidden gem walking among us37:33 – One thing about Sheila that she would like others to know about her and the last thing she changed her mind about39:22 – How listeners can learn more about the documentary Marda’s Gift40:39 – Why Marda provides one-on-one classes43:29 – The Forty-Six Percent Chocolate Rule45:59 – Marda opens up about a difficult time in her career51:22 – Finding your passion work and why Marda continues her work59:26 – Marda describes her ‘perfect day’1:00:51 – Jonathan thanks Marda for joining the show today to share her storyTweetable Quotes“Success for me was not about being rich. Success for me was finding a vocation, finding work, finding a purpose to matter in the world - to make a difference.” (06:07) (Sheila)“I became a community organizer in those days because I was so riled up about the political action I was involved in. So it was a natural fit and the opportunity was there. It just felt right.” (13:36) (Sheila)“There is only one life. What is most important? How can you impact others by taking risks yourself? So, we’re all models in whatever we do - in the way we walk our dog, in the way we discipline our children, in the way we speak to a clerk in a store - we are all modeling all the time.” (22:32) (Sheila)“One person’s actions can have a ripple effect that we don’t necessarily think about when we think...
041: Dr. Eric Holsapple - Profits Are Not a Purpose: How Mindfulness & Focus Can Impact Business Culture
Jan 22 2023
041: Dr. Eric Holsapple - Profits Are Not a Purpose: How Mindfulness & Focus Can Impact Business Culture
Upcoming Event!How Can Mindfulness Give You a More Abundant Retirement?Are you ready to let go of anxiety and find the peace of mind you seek as you prepare for your golden years? Your Answer Lies in These 5 Critical Retirement Questions: Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?How do I prepare non-financially for retirement? What are the dominant variables in a happy retirement?Learn more: https://courses.mindful.money/mindful-retirement-review-workshop/Dr. Eric J. Holsapple is a successful developer, author and entrepreneur who has used mindfulness to transform both his life and his business. He’s got a PhD in Economics and has been involved in the real estate industry for forty years. He works with people to merge business and mindfulness as a catalyst for changing lives. He’s the Founder of Living in the Gap and today, Dr. Eric joins the show to discuss how mindfulness can transform business culture. His new book, Profit with Presence: The Twelve Pillars of Mindful Leadership , helps readers learn that bringing mindfulness to the workplace is an investment that pays out real dividends.📺 Watch on YouTubehttps://youtu.be/P8mHFaEuUg4Key Takeaways01:09 – Jonathan introduces today’s guest, Dr. Eric Holsapple, who joins the show to share early lessons of entrepreneurship, his career trajectory, and his entry into mindfulness08:33 – A massive, shocking wake-up call for Dr. Eric11:32 – From LC Real Estate Group to Living in the Gap18:58 – Finding happiness now22:22 – Dr. Eric speaks to his latest book, Profit with Presence24:38 – Mindset, inequality and what we can do to help others less fortunate33:34 – How Dr. Eric defines and practices mindfulness39:54 – Detaching from results43:20 – One piece of entrepreneurial advice to focus on and one thing to absolutely ignore49:48 – The last thing Dr. Eric changed his mind about and a place he visited that had a profound impact on himTweetable Quotes“I ended up knowing everybody in the state - every bank, every real estate firm. It wasn’t intentional, but it dramatically helped my business because I was a trustworthy person, I was a good developer, and I was really well connected. I knew the best students and I helped place them at the best firms.” (14:03) (Dr. Eric)“Living in the Gap is having it all. I think that people can live the life of their dreams, that this idea that spirituality and business are at odds is a mistake, that mindfulness is primarily focus. And, I have found personally that you get more done in less time if you’re focused and that mindfulness is actually a compliment to work.” (15:19) (Dr. Eric)“What I’ve seen, from myself and from my friends that have been really successful, is that when you check off the list, you add more to the list. First it was a house, then it was a condo, then it was the trips to Maui, and then it becomes, ‘one country club isn’t enough, I gotta have two.’ I think that’s ‘the space race,’ and I look at it like what’s really going on here? I don’t pretend to know. It looks to me like it’s really hard to be happy with money.” (20:08) (Dr. Eric)“My outer purpose is what I do. I’m on a podcast with you. I’m running ‘Living in the Gap.’ I’m building a real estate firm. I’m teaching at the University. My outer purpose is just what I do. But, with presence, I can...
040: Toby Bloomberg - The Integration of Passion & Self: Food, Intentionality & Knowing Your Product
Jan 13 2023
040: Toby Bloomberg - The Integration of Passion & Self: Food, Intentionality & Knowing Your Product
Toby Bloomberg is one of the original web-marketing leaders. Forbes listed her original Diva Marketing Blog as one of the top twenty social media blogs for women. She put together the first book ever written on Twitter by interviewing forty marketing leaders over Twitter and compiling their 140 character answers into her successful ebook, Social Media Marketing GPS. Today, Toby joins the show to discuss the power of being intentional and following a dream, advice she would give to entrepreneurs looking to integrate social media marketing into their businesses, and her vision for her latest venture, Diva Foodies.📺 Watch on YouTubehttps://youtu.be/5GCALRD90oUKey Takeaways01:07 – Jonathan takes a moment to read a five-star review and encourages listeners to leave their own reviews02:07 – Jonathan introduces today’s guest, Toby Bloomberg, who joins the show to share her early passion for entrepreneurship09:17 – How Toby translated ‘intention’ to give herself permission to follow her dream14:01 – Passion, Talent, & Opportunity15:26 – Toby’s mission and vision for Diva Foodies21:33 – One piece of social media marketing advice to focus on and one thing to absolutely ignore27:23 – Know your customer, know your product30:11 – One thing Toby would like others to know about her and the one question she would want to know the truth aboutTweetable Quotes“I grew up in a family where my dad owned a Marketing Research company. And so, we literally grew up in the business. The business was almost like another sibling.” (03:43) (Toby)“I think, for me, being intentional means that I have more of a structure to work with and I have a definite focus. So, when I decided to go down this road, I didn’t really have a network here in Atlanta, where I’m based, and I didn’t really have a network nationwide. But I did have a network of marketers and social media friends, but not within the culinary world. So, what I began to do is I went back to where I had gained network, community, and success. And that was, believe it or not, in social media.” (12:19) (Toby)“That’s what I found within the culinary world. I found the integration of passion and self. And Ifound that the chefs and the foodpreneurs were people that were willing to step out and takethat chance so their small businesses hopefully will grow to be larger businesses. But that’swhere I found my passion within that world.”(16:43) (Toby)“It used to be called ‘the long tail,’ where there wasn’t a lot of competition in that part. And so, if you could find something where there’s not a lot of competition - which is in ‘the long tail’ - even though the audience may be smaller, you’re more likely to cut through the clutter and you’re more likely to get heard.” (24:09) (Toby)Guest ResourcesToby’s BlogToby’s WebsiteToby’s TwitterToby’s Book - Social Media Marketing GPSToby’s EmailToby’s LinkedInDiva FoodiesDiva Foodies Facebook
039: Sharmeen Bhanji-Abeysinghe - Creating A Delicious Relationship with Money Through Healing, Movement, and Energetics
Jan 6 2023
039: Sharmeen Bhanji-Abeysinghe - Creating A Delicious Relationship with Money Through Healing, Movement, and Energetics
Sharmeen Bhanji-Abeysinghe is a Spiritual Somatic Movement Mentor. She speaks of movement as medicine and she’s on a mission to eradicate childhood trauma due to poverty. Today, Sharmeen joins the show to share lessons she learned from her own experiences with childhood financial trauma, why we’ve become so disassociated with our own bodies and initial steps we can take to heal our bodies and minds from financial trauma.📺 Watch on YouTubehttps://youtu.be/kwxvsu3NuOsKey Takeaways01:09 – Jonathan takes a moment to read a five-star review and encourages listeners to leave their own reviews01:47 – Jonathan introduces today’s guest, Sharmeen Bhanji-Abeysinghel, who joins the show to share her early memories of childhood trauma created by poverty11:40 – Working through financial trauma through energetics17:27 – How we got so disassociated with our own bodies20:12 – The first step to healing our bodies22:50 – Common examples of financial childhood trauma25:06 – Overcoming a lack of self-worth through movement31:28 – Imprinting an abundance mindset into our bodies as well as our minds33:38 – One piece of financial relationship advice to focus on and one thing to absolutely ignore36:52 – The last thing Sharmeen changed her mind about and one thing she would like others to know about herTweetable Quotes“Basically what I’ve learned is the energy behind what money actually is. And, when we move it from this physical, ‘I can’t have’ paper substance to the understanding that it is energy, then it changes the perspective on how much we can have. And so, for me, my relationship with money has actually blossomed and grown and become this delicious relationship that I’m fully in love with through healing, and through movement, and through energetics.” (09:46) (Sharmeen)“It is really about connecting with the sensations in the body. And my belief through my years of research and even my own experience is that the subconscious mind, or subconscious programming - the things that are sticky and still holding us in those fear states or any of those high emotional states - lives in your body and communicates with us through the body’s sensations.” (15:42) (Sharmeen)“Either way, the impact on the psyche and the way the brain is actually formed - and it’s not what the brain thinks, but how it’s formed - it’s the structural beingness of the brain that changes when we experience trauma.” (23:34) (Sharmeen)“We hear so much about ‘money mindset, money mindset, money mindset.’ It’s drilled into us that we have to have this money mindset and do affirmations and meditations and all these things. But the truth of the matter is that the mindset that we’re trying to change - the structures in the brain - we’re forgetting that it’s also in the body.” (31:28) (Sharmeen)Guest ResourcesSharmeen’s FacebookSharmeen’s InstagramThe Flourishing Well WebsiteMy Aligned LifeThe Flourishing Well InstagramThe Flourishing Well FacebookMindful Money ResourcesWebsite -
038: Adam Carroll - Becoming a Life Architect: Build a Bigger Life, Not a Bigger Lifestyle
Dec 16 2022
038: Adam Carroll - Becoming a Life Architect: Build a Bigger Life, Not a Bigger Lifestyle
Adam Carroll has spent the last decade studying human behavior, particularly as it relates to leadership and personal finance. He’s an internationally recognized financial literacy expert, a two-time TEDx speaker, and the author of four Amazon best-sellers. Today, Adam joins the show to share his passion for helping people create financial freedom through unconventional financial strategies. Jonathan and Adam discuss how our relationship with money has changed over the last two decades, what it takes to change financial habits, and the importance of architecting the life you want to live.📺 Watch on YouTubehttps://youtu.be/Nv3NddjPabIKey Takeaways01:03 – Jonathan takes a moment to read a five-star review and encourages listeners to leave their own reviews01:52 – Jonathan introduces today’s guest, Adam Carroll, who joins the show to share his first entrepreneurial memory and what he learned about financial fights from an early age07:52 – The importance of being on the same financial page as your spouse12:03 – Adam’s journey to teaching financial literacy19:05 – How to improve financial literacy through behavioral change22:19 – Why money is such a difficult subject here in the United States23:55 – Architecting the life you want to live26:48 – How our relationship with money has changed in the last twenty years31:29 – The Shred Method37:08 – One piece of financial advice to focus on and one thing to absolutely ignore41:07 – The last thing Adam changed his mind about and one thing he would like others to know about himTweetable Quotes“I remember very distinctly thinking, ‘Well, if I want to make money, I just have to create something of value and that will be how I make money.’ And that’s kinda how I’ve existed over the past couple of decades.” (05:09) (Adam)“In conversations with some of our clients, when we’re doing money coaching and relationship to money coaching - we’ll often say to people, ‘How much money do you need to feel safe and secure?’ And one partner will give a number and the other one will say, ‘That’s not true. There’s no amount of money that will make you feel safe and secure, because we’ve had that money sitting there for X amount of years and you’re still insecure about money.’ And I think that sort of goes to the very heart of maybe the message that we’re given early on, or an early money memory that was created around money.” (10:53) (Adam)“We have this mantra. ‘If you do for two years what most people won’t do, you can do for the rest of your life what most people can’t do.’” (13:36) (Adam)“I truly believe that the single best thing that someone can do that really wants to dial into their own financial literacy is find someone that’s living a life that they aspire to and then go deep on that person’s content.” (19:41) (Adam)“It’s one of my favorite quotes, ‘Our lives are perfectly engineered for the results that we’re currently getting.’ So, whatever you’re living right now has been the product of the last six or twelve months or five years of decisions that have put you in this place. And if you want to change what the future looks like, just change the decisions you make today.” (26:10) (Adam)“The two greatest expenses we have in life are taxes and the interest expense on debt.” (34:36) (Adam)“The way to be financially successful is to make sure your income is always greater than your expenses for as long as humanly possible.” (37:41) (Adam)Guest ResourcesAdam’s WebsiteAdam’s LinkedIn
037: Yvonne DiVita - Bleeding on the Page & Pulling Stories Out of People
Dec 9 2022
037: Yvonne DiVita - Bleeding on the Page & Pulling Stories Out of People
Yvonne DiVita is an author, book coach, author advisor, and overall book whisperer. She loves helping women especially share their stories and speak louder than ever before. Today, Yvonne joins the show to share how she helps entrepreneurs and successful business professionals enhance their brand, generate leads & market their business by writing a book. Jonathan and Yvonne touch on the evolution of the publishing industry, the pros and cons of traditional publishing versus print on demand, and the process of pulling stories out of people.📺 Watch on YouTubehttps://youtu.be/JYHSpvs4upcKey Takeaways01:10 – Jonathan takes a moment to read a five-star review and encourages listeners to leave their own reviews01:51 – Jonathan introduces today’s guest, Yvonne DiVita, who joins the show to share early financial lessons she learned from her mother and the value of building a neighborhood out of your network10:23 – Yvonne’s passion for writing and what led to Nurturing Big Ideas18:38 – The evolution of the publishing industry25:00 – Benefits from going the traditional publisher route versus print on demand29:52 – Pulling stories out of people and the value Yvonne provides to her clients34:43 – Identifying authors to work with39:09 – Ways to turn your book into revenue41:07 – The importance of your message and Yvonne’s latest projects45:21 – The last thing Yvonne changed her mind about and one thing she would like others to know about herTweetable Quotes“A lot of what had to happen in the home fell on my shoulders. So, I lost a lot of my childhood because I was busy cleaning, cooking, and taking care of my brother and sister.” (07:10) (Yvonne)“I think that when we open our minds to that idea of having a network that is extended, and building a neighborhood of people through that network, it becomes a really powerful and wonderful thing.” (09:44) (Yvonne)“A lot of authors and writers, while they graduated sixth grade and can put a paragraph together, they don’t understand where to put the power words. They don’t understand that maybe this particular word doesn’t work for their audience. They’re still writing from the mindset of, ‘This is my book.’ And at Nurturing Big ideas we say, ‘Yes, it’s your book, but it’s for the reader. You’re not writing it so you can publish it and put it on your bookshelf. You’re writing it because you want other people to buy it, read it, and do something. You don’t just want them to read it.’” (20:20) (Yvonne)“Nobody wants to read a report. Let’s tell some stories. So, they’ll tell a story and I will go back to them and say, ‘I love this story. However, how were you really feeling that day?’ And, in the end, I say, ‘You have to bleed on the page.’ If you don’t bleed on the page - if you’re not crying the same way that your audience is bleeding and crying - then when they get to your book they won’t take you seriously.” (31:41) (Yvonne)“Women are especially trying to start new businesses. More women than men are starting new businesses all the time and they want to look to other women. But the vast majority of business books out there are written by men.” (42:46) (Yvonne)Guest ResourcesYvonne’s WebsiteYvonne’s LinkedInYvonne’s YouTube ChannelNurturing Big ideas Facebook
036: Dr. Jordan Grumet - Getting to Good: Mitigating Risk & Regret In Life & Finances
Dec 2 2022
036: Dr. Jordan Grumet - Getting to Good: Mitigating Risk & Regret In Life & Finances
Dr. Jordan Grumet, or Doc G as he is affectionately known, is a doctor of internal medicine and a hospice care medical director turned financial blogger and author. He has been a financial independence blogger for a decade and hosts the award-winning Earn and Invest Podcast. Today, Dr. Jordan talks about his roots growing up in Evanston, Illinois, what it means to live a regret-free life, and what inspired him to write his book, Taking Stock: A Hospice Doctor’s Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life. Jonathan and Dr. Jordan discuss side hustles, following your passion and the powerful life lessons Dr. Jordan has learned over the years from his hospice patients.📺 Watch on YouTubehttps://youtu.be/hxgjKuB9CVkKey Takeaways01:01 – Jonathan introduces today’s guest, Dr. Jordan Grumet, who joins the show to share his background in hospice care, financial independence lessons, and what it means to live a ‘regret-free’ life08:11 – Growing up in Evanston, Illinois09:41 – How Dr. Jordan got into blogging about financial independence and what inspired him to write his book, Taking Stock16:20 – Dr. Jordan’s approach to writing about finance19:01 – The parable of The Three Brothers21:54 – Passive income and the fallacy of retiring early25:40 – Dr. Jordan breaks down a simplified financial plan28:58 – Side hustles33:15 – Common themes Dr. Jordan hears from hospice patients on their deathbeds38:47 – The Life Review41:50 – The last thing Dr. Jordan changed his mind about and one thing he would like others to know about himTweetable Quotes“How do we have a good death? We live a good life. How do we live a good life? We start thinking about those things that are deeply important to us - those things we’ll regret when we’re on our deathbed if we don’t pursue them now. And we start to think about how to live a more purposeful life and bring those things into our day-to-day, as opposed to putting it off until some other time.” (02:40) (Dr. Jordan)“I took this phone call and it was Jim Dahle. He wrote the book The White Coat Investor and he asked me to review it for my blog. I read it and it changed my life. It defined what financial independence was for me. It gave me the vocabulary to understand my finances. Within a few hours I realized, ‘Hey, I actually have enough money and I could stop working today.’ The problem with that is the only way I’ve ever felt a sense of purpose or identity was being a doctor. And now I wanted to walk away from this thing that I felt like it was crushing me. But then who would I become and what would it mean?” (10:51) (Jordan)“We can be different brothers at different times of our lives. Sometimes we can use the techniques of each of them. The idea is not that you define yourself as one. It’s that you use these archetypes as guides to help you decide how you want to build your financial life.” (20:41) (Dr. Jordan)“I think the more evolved way is to really get rid of that ‘RE’ [Retire Early] thing and just start thinking about what’s the best way to bring purpose, identity, and connections into your life regardless of what path you take. And we’re finding that you don’t necessarily have to stop working to do that.” (24:50) (Dr. Jordan)“I think side hustles ultimately allow us to bring passion and necessity together in one place. And that’s why I think they’re very powerful.” (30:29) (Dr. Jordan)“It just drives home this point that it’s not whether you succeed or fail. It’s that you put your energy and time into doing the thing that was important to you.” (35:22) (Dr. Jordan)Guest ResourcesDr. Jordan’s Website
035: Jackie Woodside - Igniting the Flame of Infinite Possibility for the Human Spirit
Nov 25 2022
035: Jackie Woodside - Igniting the Flame of Infinite Possibility for the Human Spirit
Jackie Woodside is a certified professional coach and licensed psycho-therapist who has twenty-fives years of experience in both fields. She’s the author of three bestselling books, Calming the Chaos, Time for Change, and Money Vibe. Jackie is a TEDx Speaker and an expert in creating conscious communities. Today, Jonathan and Jackie talk about early money lessons Jackie had to unlearn, what it means to ignite the flame of possibility within each of us, and why time management is a trap for failure.📺 Watch on YouTubehttps://youtu.be/Uy1BUJp8DwMKey Takeaways01:10 – Jonathan introduces today’s guest, Jackie Woodside, who joins the show to share her experience unlearning bad money lessons from childhood and her journey to entrepreneurship07:21 – Transitioning from a 9-5 to launching her own business09:14 – Igniting the flame of infinite possibility13:45 – An inherent human design flaw18:01 – Common signs that we aren’t living up to our potential19:45 – Paying attention to our inner world22:41 – Why time management is a setup for failure28:57 – The Four Factors of Money Vibe33:00 – Social media and a society of hyper comparison35:40 – Awareness, privilege and the process of becoming41:59 – Advice for those who are looking to ignite their lives and one thing for them to ignore47:21 – Jackie’s latest program, Living in the Domain of Miracles48:02 – One thing that Jackie would like others to know about herselfTweetable Quotes“What I learned in my childhood about money I spent the rest of my life unlearning.” (04:03) (Jackie)“I just have this belief that we’re all here with a divine purpose. I call it your ‘soulprint.’ And that life itself is enriched the more that each of us aligns with our infinite flame, that soul spark, that soulprint. The more we align with who we came here to be, the happier and more fulfilled we are.” (09:22) (Jackie)“When you come to understand that that is just the design of a human being and that there’s nothing wrong with you, you can also then learn to counter it and use your mind to train your brain to have a better experience.” (15:13) (Jackie)“I was listening to a sermon by a wonderful spiritual teacher at a Unity Church in Massachusetts and she used a quote from the Gnostic Gospel of Thomas that said, ‘If you bring forth what is within you, what is within you will save you. If you do not bring forth what is within you, what is within you will destroy you. And I thought, ‘That’s what’s happening to me.’ I had lost my sense of juice and vitality.” (18:46) (Jackie)“I say you can’t manage time because time is a constant. You can only, God willing, learn to manage yourself - your values, your commitments, your decisions, your use of the time you have been given.” (23:39) (Jackie)“You cannot change what you cannot or are unwilling to see.” (29:34) (Jackie)“Wherever you are in your walk, if you have that willingness, and grit, and resiliency, and just know there’s something in you that wants to be burst forth and you’re willing to do the work, you can transform your life.” (41:42) (Jackie)Guest ResourcesJackie’s LinkedInJackie’s WebsiteJackie’s EmailJackie’s PodcastLiving in the Domain of...
034: Jamie & Jacklyn Purvis - Stepping Into Who You Want To Be: The Be Do Have Movement
Nov 18 2022
034: Jamie & Jacklyn Purvis - Stepping Into Who You Want To Be: The Be Do Have Movement
Jamie & Jacklyn Purvis are the father-daughter founders of the Be Do Have Movement, a high- performance coaching company. They help people get unstuck to build bigger businesses and better lives. It’s their mission to empower people to be the best they can be, and have the courage to follow their dreams and live their best lives. Today, Jonathan, Jamie and Jacklyn talk about the origin story of the Be Do Have Movement, common challenges Jamie and Jacklyn help their clients overcome, and how the definition of success varies from Boomers to Millennials to Gen Zers.📺 Watch on YouTubehttps://youtu.be/J39YnuiIIkcKey Takeaways01:10 – Jonathan introduces today’s guests, Jamie & Jacklyn Purvis, who joins the show to share early financial lessons they learned, how sobriety brought financial clarity to Jamie, and their shared experience as entrepreneurs10:28 – The origin story of the Be Do Have Movement13:34 – How Jamie and Jacklyn’s coaching dynamic works17:18 – Issues Jamie and Jacklyn are helping their clients overcome21:50 – Jamie and Jacklyn expound on what ‘Be Do Have’ really means27:21 – Jamie and Jacklyn speaks to what success means to her generation31:01 – One piece of financial advice to heed and one thing to absolutely ignore37:24 – The last thing Jamie & Jacklyn changed their minds about and one thing that they would like people to know about each of them39:52 – Jonathan thanks Jamie & Jacklyn for joining the show and let’s listeners know where to connect with them and learn more about the Be Do Have MovementTweetable Quotes“It would have been in my mid to late thirties before I really took control of my finances. And losing seven houses and renting for seven years, in hindsight, was a blessing; at the time it was hell. I never took any personal responsibility early on for it. And then once I took responsibility and realized I had to start moving forward is when I started the process.” (04:38) (Jamie)“I think in my heart I always knew working on my own and creating something on my own was what I wanted. I saw a lot more purpose and joy coming out of that space. I just didn’t know at the time, coming out of school, what that could be.” (10:08) (Jacklyn)“Where Jacklyn’s really been helping bring so much value is having the experience and being able to help people release things that they hold on to. I notice that the age, in my mind anyway, isn’t an issue with people. When they know you can help them, they are not concerned about the age at all. And I’ve watched Jacklyn evolve through this.” (16:19) (Jamie)“What we’ve realized is to get to outcomes faster, it’s about who you’re being in the first place. It’s picking a direction and then focusing on the self-image, and how you’re showing up, and what kind of attitude you have, how you’re communicating with people, and really stepping into those characteristics first so that you can then do the habits and the actions that much faster to get to that goal and that outcome.” (23:04) (Jacklyn)“As much as it’s that income, what else? You’re not just gonna have that income and then poof be successful. It’s also how are you showing up every day? What type of person are you being? It’s gonna come back to that ‘being’ piece. I was very lucky Jamie taught me what that was and how to show up as a person and how to really be a leader in your own life. It’s something that I practice every single day. That doesn’t go away; it just becomes a part of growing and the journey.” (28:57) (Jacklyn)“Invest time thinking. Imagine creating space in your life, thirty minutes, where you can think. Thirty minutes a week where you take time, shut off all distractions, turn on the timer on your phone, and think about the life you want to live. What would it...
033:  Melissa Giller - Manifestation, Breadcrumbs & Intentionally Focusing on the Good
Nov 11 2022
033: Melissa Giller - Manifestation, Breadcrumbs & Intentionally Focusing on the Good
Melissa Giller is a certified life coach, an MBA-educated business consultant, a podcast host and a mentor to millennial women. She’s a self-proclaimed spiritual junkie, bringing deep introspection, compassion, and non-judgement to client work, right alongside things like strategic results-oriented action. Today, Jonathan and Melissa engage in a deep discussion on overcoming fear, the power of self-trust, and techniques for manifesting what you truly want.📺 Watch on YouTubehttps://youtu.be/ITw01ZBhDfgKey Takeaways01:11 – Jonathan introduces today’s guest, Melissa Giller, who joins the show to share financial lessons she learned growing up in Winnipeg06:58 – From Human Resources, to becoming a mother, to running her own coaching business13:27 – The inspiration to pursue business coaching19:43 – Landing her first client and the impact Melissa is having on her clients23:17 – Overcoming fear31:14 – Manifestation techniques37:39 – One piece of financial advice to heed and one thing to absolutely ignore40:02 – The last thing Melissa changed her mind about and one thing that he would like people to know about her42:06 – Jonathan thanks Melissa for joining the show and let’s listeners know where to connect with herTweetable Quotes“I was financially literate. I always knew my way around how to balance a book. I even remember opening my first bank account when I was, I think, five and getting back the book that the teller stamped.” (04:29)“One day I had this massive panic attack. It was like something that I’d never experienced before where all of the breath left my body completely. And it was the universe, I’m sure, shaking me by my shoulders saying, ‘Wake up. This is a waste of your life and your purpose. You’ve befallen so far off this path.’ That itself is a whole other story...but I found myself back on the path by enlisting various forms of support.” (11:39)“When I was twenty years old, I said, ‘I’m gonna be a life coach one day...’ I had this desire and I had no idea why, but it was a breadcrumb. It was the thing that I just knew. And so, I started looking at coaching options. And, of course the coaching industry was really building at this point. We saw a huge boom around the pandemic when so many people started bringing their talent and skills to the virtual market. But, I basically started pursuing what I wanted to study and then I started sharing about my experiences.” (14:26)“It’s a two-way street. A coaching relationship is very sacred in my mind. And I want to make sure that we’re both primed and ready for that, because there’s definitely people I’ve said, ‘No thank you’ to. And there’s people who I don’t feel would be a good fit.” (21:40)“I really think the impact I’m leaving people with is that ability to trust themselves more fully. And in that self-trust is inner confidence and self-esteem. And when both of those things start to rise, you’re unstoppable. You can get through anything. It doesn’t matter if it’s parenting, work, your marriage, or your negative thoughts.” (22:26)“What is the feeling you hope to gain from this desire? The universe works in energetics. It picks up on frequency, on vibration. And when you can fully immerse yourself in the vibration of what you want, you become a magnet for it and you attract it in.” (35:03)Guest ResourcesMelissa’s LinkedInMelissa’s WebsiteMelissa’s Podcast
032: Nafasi Ferrell - Decreasing Shame and Increasing Discernment to Overcome Financial Trauma & Manifest Solutions
Nov 4 2022
032: Nafasi Ferrell - Decreasing Shame and Increasing Discernment to Overcome Financial Trauma & Manifest Solutions
Nafasi Ferrell is the Founder and CEO of Narratives Unbound, a consulting and education company that expands awareness of racial and economic systems. Nafasi is a community connector and events specialist focused on building bridges, healing, economic empowerment and closing the wealth gap. Today, Jonathan and Nafasi dive deep into financial and generational trauma, the racial wealth gap and restorative practices for overcoming blockades to personal financial success. Nafasi speaks to the work she’s doing to help those in her community deal with trauma and personal finance and her idea of building a for-profit universal basic income program.📺 Watch on YouTubehttps://youtu.be/GEZ8dQSaEGAKey Takeaways01:11 – Jonathan introduces today’s guest, Nafasi Ferrell, who joins the show to talk about the connection between trauma and money08:01 – The Racial Wealth Gap, explained10:50 – Cultural and generational trauma13:24 – How Nafasi has overcome trauma in her own life17:51 – Overcoming limits that we put on ourselves20:19 – Shame, scarcity, trauma, and personal finance27:00 – Wealth redistribution34:40 – How listeners can learn more about Nafasi’s for-profit universal basic income program35:06 – One piece of financial advice to heed and one thing to absolutely ignore37:48 – The last thing Nafasi changed her mind about and one thing that he would like people to know about her39:33 – Jonathan thanks Nafasi for joining the show and let’s listeners know where to connect with her and learn more about Narratives UnboundTweetable Quotes“But it really was when my father died in 2018. His death shook me to my core around really the big questions of ‘What am I doing? What am I living for? What society is this? What is my future and who’s writing my future? Is it me?’ And I realized it wasn’t me.” (05:37)“People ask, ‘Why is there a large racial wealth gap? Why do we have these issues?’ Well, we don’t understand how society is made. And, the society comes from us and the things that we build. It’s not just you get up and go to work. It’s that there’s a whole society that’s being built around your labor and your efforts just as well as everyone else in your community, whether that’s positive or negative.” (07:40)“I think when we speak to cultural trauma, we’re really talking about generational trauma. It’s trauma that’s passed down through generations. We know that slavery was just outlawed legally in a few states in the United States today. We know that people of color are still experiencing physical slavery. So nothing has changed for many since the Declaration of Independence, since the Civil War, since the end of Jim Crow Laws. This idea that ‘the past is the past and today is today’ is really not true. The practices are really the same and so, generationally, we can see today the things that our ancestors went through and we are still experiencing them.” (11:26)“I think there’s levels of knowing you can have an affect. I think there’s limits that we put on ourselves and that society puts on us. It took me forever to build my business because I thought I couldn’t because I needed permission from somebody somewhere.” (17:51)“Once your cognitive brain can function, new ideas and solutions actually flow; they are created. We are the only species that can take a thought and manifest it into physical reality. We’re it. That’s how powerful we are. Once we’re able to understand that, then we’re able to make better choices.” (22:14)“My argument is that every single human being existing needs to understand how to manage wealth and manage resources, and needs to understand how to save, invest and redistribute.” (30:42)Guest Resources
031: Barbara Sloan - Personal Financial Literacy in the Service Industry
Oct 28 2022
031: Barbara Sloan - Personal Financial Literacy in the Service Industry
Barbara Sloan was a homeless teen who danced for dollars and has worked in every imaginable position in the service industry. She’s familiar with and passionate about the joys and pitfalls of living for tips, and today she owns and operates a high-end construction company in Manhattan. She’s a money coach and the author of Tipped: The Life Changing Guide to Financial Freedom for Waitresses, Bartenders, Strippers, and All Other Service Industry Professionals. Today, Jonathan and Barbara discuss working in the service industry, getting out of the debt cycle, and tips (no pun intended) for service workers to improve their personal finance situations.📺 Watch on YouTubehttps://youtu.be/kUJx5C_FdZAKey Takeaways01:15 – Jonathan introduces today’s guest, Barbara Sloan, who joins the show to discuss tackling her mindset through mantras and working in the service industry09:21 – Getting out of the debt cycle and what inspired her to write her book, Tipped16:55 – The pillars of personal finance Band which chapters were the easiest and hardest to write18:39 – The importance of recognizing social hazards19:54 – The Jäger bottle story and having the hustle to be an entrepreneurial27:23 – Being your own Sharon31:59 – Overcoming the shame that is associated with being a tipped employee38:49 – One piece of advice tipped employees should heed and one thing to absolutely ignore43:16 – The last thing Barbara changed her mind about and one thing that he would like people to know about her44:48 – Jonathan thanks Barbara for joining the show and let’s listeners know where to connect with her and learn more about Tipped FinanceTweetable Quotes“I think my early money memories are ones that gave me a scarcity mindset. I remember losing one hundred dollars and walking up and down ten blocks to try to find it because I was so scared to go home and say that I had lost this money.” (02:55)“I talk about this in the book. When you’re trying to work on your money mindset, I break it down into four groups that I call, ‘Freebies.’ They don’t cost any money really. It’s Charity, Gratitude Identity and Mantras. And those usually free or low cost items that you can do to improve your money mindset.” (05:29)“I spent twenty years working two careers in tandem. So, in the day I worked in construction and at night I worked in the service industry. I like to say, ‘Dirt in the day and dirty in the evening.’” (11:27)“It was just a lightbulb moment for me. I realized, ‘Oh, these two reasons, the lack of financial literacy and the lack of benefits, are the reasons I and all of my peers in this group were not getting ahead and building wealth.’” (14:31)“As people who work in the service industry, we are experts at selling fun, sexy, drinks, food. We’re experts at selling these things and, because of that, we can often become the ultimate consumer.” (19:09)“The tipped industry is the largest private sector employer in the United States. There’s more than 5.5 million people who work on a tip-based income in the United States. That is more than all doctors, lawyers, and engineers put together. It is a massive industry.” (24:57)“I think that a very misunderstood part of the industry is that there is a real craft and a real calling in this industry.” (32:56)“If it’s not high interest bearing, debt is a thing that you hold; it’s not a thing you are. You are not your debt; you just have some debt. It is not something to be ashamed of. It is just something that you’re working on. So, don’t aggressively pay it off. I would so much rather see people invest and pay off their debt than just focus on paying off their debt.” (39:43)Guest Resources
030: Kate Bailey - Creating An Equitable World of Work for Female & Minority Business Professionals
Oct 21 2022
030: Kate Bailey - Creating An Equitable World of Work for Female & Minority Business Professionals
Kate Bailey is a seasoned entrepreneur and business consultant with over twenty years of in the trenches experience. She’s built two successful businesses by leading nimble, innovative teams and building strong community connections. She’s the founder of TARRA, a flex office and workspace campus with a mission to create a more inclusive and diverse business community through access to vetted business resources, education, and a powerful network of professional women. Today Jonathan and Kate discuss key money lessons from Kate’s youth, biases and obstacles that female Founders and Executives face on a daily basis, and Kate’s vision for the future of TARRA.📺 Watch on YouTubehttps://youtu.be/gzFVctvH5qcKey Takeaways01:04 – Jonathan introduces today’s guest, Kate Bailey, who joins the show to share her entrepreneurial journey and integral business lessons she learned on cash flow, debt and budgeting09:34 – A key lesson of Kate’s financial life11:56 – The origin story of TARRA and resources that TARRA offers17:53 – ‘Grumpy growth’ explained19:43 – Why Kate is primarily focused on serving women and minority business professionals23:29 – Biases and roadblocks that female founders and C-Suite executives experience26:03 – Kate’s mission and vision for TARRA31:05 – One piece of advice entrepreneurs should pursue and one thing to absolutely avoid35:30 – The last thing Kate changed her mind about and one thing that he would like people to know about her37:09 – Jonathan thanks Kate for joining the show and let’s listeners know where to connect with herTweetable Quotes“I joke that I was a bit of an accidental entrepreneur that was always waitin/g to happen because I had a very entrepreneurial spirit as a kid. My whole life, I like to joke, I was a terrible employee because I was always coming into companies and seeing everything that was wrong and wanting to fix them, but I was typically a very junior employee. And I would get very frustrated and I would leave and go do something else.” (03:07)“Every single dollar that you’re pulling in goes into that bank account, and then every single dollar that you’re spending goes out. And I think that that was the inflection moment of understanding the real world implications of credit, debt, cashflow, etc. And I always say, ‘If it’s not painful, you’re not gonna learn it.’ You can learn the theory and the general concepts behind it. But unless you are actually living that experience, you’re not gonna feel it way down here.” (06:09)“One of the things that I constantly refer back to is how mad I am that they don’t teach these skills in school - that they don’t teach basic financial accounting, budgeting, cash flow - in high school or college.” (08:21)“It was the same thing I was experiencing, this sense of isolation, a lack of high quality vetted resources. It was this constant conversation of, ‘where do I find people to hire? I don’t understand accounting.’ And there was a real desire for a collaborative workspace that didn’t feel like an office space. It was this idea of, ‘I don’t really like working from home, but I don’t want to work at a sterile office building either because that’s not really me.’ So, we would convene in coffee shops and hotel lobbies and spaces that felt a little bit more comfortable and accessible. And that’s how TARRA started.” (13:41)“In between startup and success there is nothing that I found personally that spoke to me - as a professional, as a business owner, as a woman - where I felt like I was getting high quality, affordable, accessible resources. I ended up going to business school because I couldn’t find it. And the reason I decided to go to school was to learn it for myself, but also to find a way to say, ‘how can we break this down
029: Deborah Brown-Volkman - Surrendering to the Metamorphosis of Becoming & Knowing Your Worth
Oct 14 2022
029: Deborah Brown-Volkman - Surrendering to the Metamorphosis of Becoming & Knowing Your Worth
Deborah Brown-Volkman is the Founder of Surpass Your Dreams, Inc. She’s a career strategist who provides both career and Executive coaching. She’s written three books on getting the most for yourself out of your career and at work, as well as a couple of books about building your own business or coaching practice. She’s an expert on all things career and today Deborah speaks to Jonathan about career planning, how to know if you’re on the right career path, and understanding the importance of developing a vision for your career. Deborah talks at length about transparency of pay, how to know if you are underpaid and what specific steps you can take to address this critical component of your career.📺 Watch on YouTubehttps://youtu.be/0KX-BGWOfpcKey Takeaways01:13 – Jonathan introduces today’s guest, Deborah Brown-Volkman, who joins the show to share her money story and her thoughts on the human component that is missing from the job market07:53 – Defining a career vs a job and ‘career planning’09:44 – How to know if you are on the right career path11:32 – The process of Becoming and developing a vision for your career15:28 – Coping with the feelings of being underpaid and resources to combat this19:41 – Transparency of pay and advice on how to address being underpaid25:08 – Why sometimes it’s as simple as asking27:17 – The importance of empowerment and overcoming fear32:47 – Coaching, career and vinyl record stores35:28 – The number one action to take before asking for more money at your job36:43 – Deborah’s latest projects, including her online career goals program37:30 – The last thing Deborah changed her mind about and one thing that he would like people to know about her40:09 – Jonathan thanks Deborah for joining the show and let’s listeners know where to connect with herTweetable Quotes“I think that Generation Z gets a bad rap. They say they don’t want to work. I don’t think that’s true. I think they just have more boundaries.” (06:27)“A job is something you do to pay your bills. A career is something that you do that you love. It should inspire you. It should light you up. It should get you excited.” (08:02)“How you found your purpose in life is when you’re doing something that you would do even if you didn’t get paid for it - it means that much to you - and that you’re just naturally good at it. I’m naturally good at writing. I’m naturally good at coaching. When I was in the workplace, my favorite part of the job was having conversations with people and coaching people. I never thought I could make it into a profession. It became my profession. It was always going to be my profession, I just didn’t realize it. And, being unhappy in your career really forces you, in a good way, to do some deep dive analysis to ask yourself who you are and what’s important to you. Your purpose unfolds over time as you go through the journey.” (10:18)“It’s good to have that outside validation because it gives you a little bit more courage to ask for it. For a long time, you would know you were being underpaid, but you didn’t really have anything to hold on to. But the research now gives you the ability to walk into someone’s office and say, ‘Here’s what I’m doing, and I’m not getting paid enough.’” (17:16)“I think that there’s a self-worth piece and a confidence piece that gets increased when you recognize what you’re worth and you go in there and you ask for it.” (26:48)“Fear only has power over you when it’s a secret.” (27:57)“You have to do your legwork. You have to do your research. You want to get a sense of what you’re doing and what it’s worth in the marketplace. That’s the number one thing to do. You can’t ask if you don’t know.” (35:50)Guest...
028: Mark Asquith - Autonomy, Brutal Authenticity & The Evolution of the Podcasting Industry
Oct 7 2022
028: Mark Asquith - Autonomy, Brutal Authenticity & The Evolution of the Podcasting Industry
Mark Asquith is one of the UK’s original podcasting experts, known primarily as ‘The British Podcast Guy.’ He is the Managing Director and co-founder of the podcast hosting analytics and monetization platform, Captivate.fm. Mark is known worldwide as an insightful, thought- provoking and actionable podcast industry keynote speaker. Today, Jonathan and Mark discuss Mark’s funny relationship with money, the connection between brutal authenticity and success, and why Mark has remained steadfast with his definition of success. Mark speculates on the future of the podcasting industry and provides advice for anyone thinking of entering the space.📺 Watch on YouTubehttps://youtu.be/5nFDGVq-uZQKey Takeaways00:57 – Jonathan introduces today’s guest, Mark Asquith, who joins the show to share his funny relationship with money, his professional journey and what led him to podcasting11:19 – Launching his own digital agency and how Mark became known as ‘The British Podcast Guy’15:05 – Why Mark’s definition of success has never changed17:00 – Effective versus Efficient21:15 – Mark provides his thoughts on the emergence of the podcast industry27:14 – Speculating on the future of podcasting32:02 – Encouraging others to start a podcast and building an audience37:32 – One piece of podcasting advice to implement and one to avoid entirely41:09 – What makes a great podcast host43:58 – What came first: Brutal authenticity or success?44:34 – The last thing Mark changed his mind about and one thing that he would like people to know about him46:24 – Jonathan thanks Mark for joining the show and let’s listeners know where to connect with himTweetable Quotes“I think the biggest lesson you can have in money is not having any. There’s only one thing that can really teach you about money and that’s when you’ve got just about enough of it, and sometimes not enough of it. That was just a lesson from my life from pretty early on.” (02:50)“When I used to coach people, I would tell them, ‘When you’re building a business and when you’re doing something that you enjoy doing, you hold yourself to a standard that’s much higher.’ And so, when you give your perceived seventy percent you’re actually giving ninety-five percent of what anyone else would do because you hold yourself to a standard of excellence.” (12:38)“If you love what you do, you never stop wanting to do the twelve hours. It’s just that you want to do your twelve hours, if that makes sense. The definition of success has really not changed. It’s a very strict thing for me.” (15:50)“Podcasting became an industry when people like my mum understood that it was alright to get what you want when you want it as enabled by technology.” (21:29)“The podcasting industry right now has a tendency to basically just say, ‘You shouldn’t start a podcast if you’re not gonna carry on with a podcast,’ which is complete rubbish. Yeah, there might be tens of thousands or millions of dead podcasts out there but who cares? There’s loads of dead YouTube channels. I can’t go watch Firefly anymore or Jericho on TV. That’s done, it’s finished. What am I gonna do? The Godfather hasn’t been remade. It’s done.” (33:17)“The only way to succeed at anything is to be very good at it. That’s it. Money comes from being very good at something. And the only way you can become good at something is by becoming confident in that thing. And the only way you can become confident is to become competent in it. And the only way to become competent is for it to be the thing that you do all the time without needing to think about doing the thing. You’ve got to enjoy it. You’ve got to love it.” (36:59)Guest Resources
027: Terrie Schauer - Real Estate Investing, Building Mindful Wealth & Getting to Enough
Sep 30 2022
027: Terrie Schauer - Real Estate Investing, Building Mindful Wealth & Getting to Enough
Terrie Schauer is a property manager, real estate investor and property-management coach with over twenty years of experience. She holds a Masters and PhD from Oxford and a PhD. She is the leading authority on applying mindfulness principles to real estate investing, and has written the #1 bestselling book on the topic, Mindful Landlord . Today, Jonathan and Terrie discuss real estate investing, mindful wealth and the concept of getting to ‘enough.’ Terrie reflects on her own entrepreneurial journey, struggling with privilege and advice she has to offer on holistic wealth, financial freedom, and investing.📺 Watch on YouTubehttps://youtu.be/usByCUqRIyMKey Takeaways01:06 – Jonathan introduces today’s guest, Terrie Schauer, who joins the show to share the lessons her father instilled in her about money and entrepreneurship06:10 – Struggling with privilege and earning success11:29 – How Terrie got involved in property management and real estate investing18:18 – The Mindful Landlord20:58 – The type of real estate Terrie invests in23:03 – Recognizing and getting to ‘enough’27:55 – Terrie provides the single most important piece of advice that led to her success30:38 – One piece of real estate investment advice to avoid34:54 – Terrie’s next project36:16 – The last thing Terrie changed her mind about and one thing that she would like people to know about her37:39 – Jonathan thanks Terrie for joining the show and let’s listeners know where to connect with herTweetable Quotes“My dad used to say two things. The first sentence was, ‘In life you can be a hammer or an anvil. Be a hammer.’ And the other is, ‘If you want more money, make more.’” (04:43)“As an investor, I’m also very transparent about the fact that I started investing with my parents’ money and then that turned into something else after a while. But, I went to see dad for the down payment, and it was dad who co-signed my first couple mortgages. So I had an easier road through that than a lot of people who don’t have that support.” (10:48)“Coming from a combat sport/martial arts background, if you want to succeed in that environment, your mindset has to be so clean. And I really went through a ten year development period where I was building my martial arts career. But at the same time you have to build your mind into something very strong.” (19:42)“Getting to enough has nothing to do with luck in the sense of being cognizant of it. I think that we live in a context that’s always trying to push us for ‘more, more, more.’ So, how did I know what was enough? Well, it was a lot of work. It was a lot of introspection and a lot of mindfulness.” (23:26)“And so it’s not about the dollar figures. It’s about what network are you gonna build and are you gonna get the specific knowledge that you’re gonna be able to implement in your market. And then the best way of doing that is talking to previous grads of whatever program it is.” (32:40)Guest ResourcesTerrie’s LinkedInTerrie’s WebsiteTerrie’s FacebookTerrie’s InstagramTerrie’s BookThe...
026: Ryleigh Klimenko - Resiliency, Leadership & Imperfect Action Consistently
Sep 23 2022
026: Ryleigh Klimenko - Resiliency, Leadership & Imperfect Action Consistently
Ryleigh Klimenko is a highly sought-after business sales coach specializing in helping ambitious coaches and entrepreneurs grow, scale, and close deals. She teaches elite conversational sales and has worked for Bank of America and TD Bank, among other financial institutions, before leaving corporate to begin her coaching practice. She’s the Founder of M3Coaches and is a mentor for the new wave of heart-centered, sales-driven entrepreneurs. Today, Jonathan and Ryleigh engage in a meaningful conversation on overcoming scarcity mindset, the importance of philanthropy and the ripple effect of great leadership. Ryleigh speaks to her neverending goal of being a heart-based founder looking to help others make an impact in the world.📺 Watch on YouTubehttps://youtu.be/H68JQvzSADcKey Takeaways01:14 – Jonathan introduces today’s guest, Ryleigh Klimenko, who joins the show to share her experience with money, what she learned about money during formative years living on a Jamaican farm, and immigrating to the United States06:11 – Ryleigh’s entrepreneurial journey and how a scarcity mindset drove her to success11:09 – Finding the balance of raising children to be resilient but not codependent13:42 – How Ryleigh was able to pay off and unexpected debt of $117,000 in under 18 months21:26 – Launching her own enterprise amidst a global pandemic24:22 – Identifying unique leadership styles31:55 – A monetary ripple effect40:21 – Ryleigh provides one piece of entrepreneurial advice to implement and one thing to avoid45:41 – The last thing Ryleigh changed her mind about and one thing that she would like people to know about her50:01 – Jonathan thanks Ryleigh for joining the show, let’s listeners know where to connect with her and Ryleigh shares a special giveaway for the audience from her website M3Coaches.comTweetable Quotes“I think that the fear of ‘not having’ has always sat with me. Even as far as making the decision to have children, I said, ‘I will do anything to make sure that my children never have to experience what I had to experience.’ I wish that was the end of my story of poverty, but unfortunately when I was eighteen I was kicked out of my family’s house and I was homeless for a period of time. So, during those periods of time experiencing severe lack and severe scarcity of all money, of everything. It shifts your perspective and it makes you a little bit more resilient when it comes to how you navigate things.” (09:21)“Entrepreneurship requires resiliency. It requires you to be able to look at things, and be able to weather the storm, and to be able to realize that not everything is going to go your way. But by having strategy, by having consistency, and by continuously persevering and keeping your goals in mind, you can actually bring that to life.” (10:39)“Part of what we do is we help people identify their unique leadership style. And then, we teach them how to style-flex between different leadership modalities that they may need to step into from time to time.” (25:47)“This idea that we have to have a churn and burn game of taking as many calls as possible or sending out as many DMs, direct messages, as possible, that’s not how this works anymore. It doesn’t have to work this way.” (29:59)“The more women who have significant wealth in their hands, the more decisions that are made by people who have never actually had the ability to make these types of decisions. Money allows you to make decisions. It allows you to have more of a voice. It allows you to have your voice go further. And so, the more people that I can empower to have more of a voice, to create more impact in their communities, to create more impact in the rest of the world, it becomes a ripple effect.” (39:28)“Imperfect action...
025: Jonathan DeYoe - Earning More Income & Creating Liquidity: The Keys to Achieving Financial Independence
Sep 16 2022
025: Jonathan DeYoe - Earning More Income & Creating Liquidity: The Keys to Achieving Financial Independence
Earning more income is one of the three crucial steps that everyone can do in order to achieve financial independence. So far this season we’ve talked about getting finances back in order after trauma, why getting into college increases your income potential, paths to entrepreneurship, resetting your mindset and creating a road map as well as hybrid professionalism. Today, Jonathan shares four core ways to earn more income and two ways to create liquidity. Jonathan touches on everything from asking for a raise, to reinvesting passive income to showcase how financial independence is possible.📺 Watch on YouTubehttps://youtu.be/1m0tkA8-yLEKey Takeaways01:12 – Jonathan speaks to why he has dedicated an entire season to earning more income and introduces today’s topic: Earning More Income & Creating Liquidity02:28 – Asking for a raise, finding a new job or taking on a part-time job10:34 – Side hustles and starting your own business14:09 – The importance of failure to success16:34 – Spending less and increasing liquidity26:41 – Turning guilty past purchase reminders into wealth-building assets27:28 – Reinvesting passive income29:14 – Jonathan recaps today’s episode and teases next week’s guestTweetable Quotes“Financial independence begins with saving and investing. Financial independence requires a pool of assets that spins off an income that covers your living expenses. And the only way you’ll ever be financially independent is by building this pool of assets.” (01:22)“The right place values you the right way. If you’re not valued, it just means you’re not in the right place.” (04:41)“This lifelong learning isn’t a sometimes thing; it’s an always thing.” (07:48)“There are lots of reasons you may want to earn just a little bit more money. Maybe you’ve got some credit card debt that you want to pay off. Maybe you want to save more towards a specific spending goal. Maybe you want to build that emergency fund. Before you take extra part time work, be sure to know your boundaries. The worst thing you can do is take away from that family time or that personal rejuvenation time.” (09:41)“I can’t begin to express how big a deal I think starting your own business can be. Even when it fails, the lessons you learn are gonna open doors. They’re going to enable you to do the next thing more successfully.” (14:09)“Fifty bucks a week in savings at seven percent interest is $34,000 after ten years. It’s almost a quarter of a million dollars after thirty years. Little things become big things in time. And little things require regular effort.” (20:07)“You can reinvest current passive income to increase the size of future passive income. Compounding is that eighth wonder of the world. It’s what happens when you gather and save your rents until you have another down payment or when you reinvest your dividends to buy more stock.” (28:46)Guest ResourcesAngelList TalentSnagAJobFlexJobsTheLaddersKhan AcademyUdemyLinkedInLearningGlassdoor
024: Dyllen Nellis - Transformative Entrepreneurship: How Dyllen Nellis is Helping College Applicants Tell Their Specific Stories
Sep 10 2022
024: Dyllen Nellis - Transformative Entrepreneurship: How Dyllen Nellis is Helping College Applicants Tell Their Specific Stories
Dyllen Nellis is the Founder of Dyllen’s College Essay Advice, an award-winning online course where Dyllen empowers students to discover their sense of self and effectively communicate their personal values, experiences, and potential in well-crafted college essays. In addition to being a young entrepreneur, Dyllen is an undergraduate student at Stanford University. Today, Dyllen joins the show to discuss what inspired her to launch her business and the resources that helped her curate her course, the importance of highlighting the growth journey in a college essay, and why having a commitment mindset is so critical to success as an entrepreneur.📺 Watch on YouTubehttps://youtu.be/nH-MvPwqk6MKey Takeaways00:59 – Jonathan introduces today’s guest, Dyllen Nellis, who joins the show to share her earliest memories of money, the inspiration to launch Dyllen’s College Essay Advice and her journey of self-growth08:42 – Resources that helped Dyllen curate her course10:24 – Why a college essay is critical to getting accepted13:15 – The biggest fears of college applicants and how parents can help16:45 – Two pieces of advice Dyllen would give to college applicants and one thing to not worry about at all20:10 – Dyllen’s entrepreneurial journey24:03 – Revamping and restructuring her course and the biggest challenges she’s faced as a young entrepreneur30:25 – Having the entrepreneurial mindset of commitment32:58 – What’s next for Dyllen36:00 – Another resource that has been critical to Dyllen’s success36:57 – The last thing Dyllen changed her mind about and one thing that he would like people to know about her40:40 – Jonathan thanks Dyllen for joining the show and let’s listeners know where to connect with her and learn more about Dyllen’s College Essay AdviceTweetable Quotes“It’s really funny, the first thing I ever ‘innovated’ was this thing called a ‘Joy Leaf,’ where I walked outside of my house and there was a leaf on the floor from our tree. And I took it and painted the word, ‘Joy’ on it and I thought, ‘This is my product and I’m going to put it in all of my neighbor’s mailboxes so that they will feel more joy.’ I was trying to help people in that way.” (03:27)“For me, it was an experience of self-growth. It was a whole journey that I went through, and I learned about myself in ways that I never thought was possible.” (07:32)“There are always going to be students who have the same exact scores as you, the same activities as you, the same achievements as you, and some people who are way better than you in all those categories. But nobody has your specific story.” (11:38)“And it’s something that, I feel, students have the most control over, especially when they reach the beginning of their senior year. They’re thinking, ‘Oh no. Am I good enough? I’ve done all these things, but I don’t know if it’s enough to get into these schools.’ Ok, well those things that happened, that’s in the past. Unfortunately, you cannot change those things. But you have the control and the power to write your college essays and make them amazing.” (12:40)“I learned for myself that the story is not the main experience or that challenge that you faced. Sure, that can be your starting point, but that’s not the main story. The main story is your transformation. It is the growth journey that you went through to unlearn those false beliefs, to become a better person, to strengthen your skills. All the things you learned along the way, that is the story.” (18:48)“If you have a passion or idea, it’s one thing to have that idea; it’s another thing to do it. The ‘doing it’ part is a lot of work. And so, if someone wants to do that, they better be committed. They better be fully committed to doing that work and...