Graduates with student loans need to prepare: the CARES Act and loan payment accommodations are scheduled to come to an end early in the new year. We’re sharing what you need to know and do next. Some students will return home from their first semester in college ready to transfer. We have advice on how to handle those conversations, including the questions to ask and the actions to take. Finally, many, many well-meaning family and friends will have questions, thoughts, and advice on your college process. We’re offering tips on how to prevent others from unintentionally ruining this important time in your life.